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Compare your loan options in New York

You can't legally take out a payday loan in New York, but there are other options.

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By

Matt Corke

Updated

Fact checked

Compare multiple lenders

  • Borrow $100 to $20,000
  • All credit types
  • Fast funding

For money management tools

  • Borrow up to $250
  • No credit check required
  • No interest on cash advances

Good for fast funding

  • Borrow up to $4,000
  • Get cash as soon as same business day
  • Easy application
  • Quick approval

If you’ve found yourself short on cash and need to borrow a small amount of money, you may be considering a payday loan. Our guide will give you the other options you need to make a good decision.

Why aren’t payday loans legal in New York?

NY Banking Law 373 bans check cashers from making loans or advancing cash, and NY Penal Code 190.40 caps interest at 25%. This effectively makes it illegal for payday lenders to operate, both in-store and online.

Even though you can’t get a payday loan in New York, you should still familiarize yourself with the laws and read all the paperwork of a loan before signing. It’s important that you can repay what you borrow so you can avoid having more debt in the future.

What other options do you have for a loan in the state of New York?

While you can’t get a payday loan in New York, you have other options to consider.

  • Credit card cash advance. If you have a credit card, you may be able to take out an advance against your line of credit. While this can also be expensive, the loan terms are longer than with a payday loan.
  • Find a way to make extra cash. Depending on your schedule, you might consider getting a second job for an alternate source of income. This doesn’t cost you anything and could help you pay down your debt faster.
  • Tribal loans. Tribal loans may still be available to you in New York. However, it’s important to keep in mind that these carry high interest rates and are often quite expensive. Be sure you know how much the total loan will cost before you borrow and budget for the payments to keep yourself from being charged late fees.
  • Pay advance apps. These apps can provide cash before your next paycheck based on how many hours you work.
  • Loan connection services. These sites may be able to find a lender willing to offer you a small-dollar loan. Keep in mind that the lender you’re ultimately connected with must have rates and fees that abide by New York’s law.

In addition to these options, New York offers a few programs to help people with low to moderate incomes who are struggling with their daily expenses. Programs like Earned Income Tax Credit (EITC), Medicaid and the Home Energy Assistance Program (HEAP) can help you cover bills while you work on straightening out your budget.

Another option: A credit card designed for those looking to build credit

While a credit card won’t help you with your short-term cash needs tomorrow, if you apply for a card designed for those with low or no credit history, you can get the line of credit that you need to make purchases and build positive credit history in the meantime.

Compare alternative services

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Name Product Filter Values Loan amount Turnaround time Requirements
OppLoans Installment Loans
Finder Rating: 4.7 / 5: ★★★★★
OppLoans Installment Loans
$500 to $4,000
As soon as the same business day.
+18 years old, Receive paychecks through direct deposit, Meet minimum income requirements, Live in eligible state
Comes with the option to change your due date so you won’t fall behind on repayments.
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More Info
Cleo
Not rated yet
Cleo
$20 to $250
3 to 4 days standard transfer. Same day with $3.99 express fee.
Not stated
Automatically monitor your spending plus access cash advances up to $100 at a time.
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Brigit
Not rated yet
Brigit
$250
1 to 3 business days, or instant with a fee or Premium subscription
Bank account must have at least 60 days of activity, Balance must be above $0 and have an average minimum balance on pay day
Have up to $250 automatically deposited into your account — for a $9.99 membership fee.
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CashUSA Installment Loans
Not rated yet
CashUSA Installment Loans
$500 to $10,000
As fast as same business day
Regular source of income, Bank account, US citizen or permanent resident, Age of majority in your state
Explore its online education center to get tips on budgeting, how to prioritize your bills and more.
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We have more alternatives to payday loans for you to consider

How much can lenders charge in New York?

Many loans have compounding interest and financing fees which are represented as an annual percentage rate (APR). In New York, this is capped at 25%. If you make a late payment or miss one entirely, you will likely have to pay a fee, and your lender can charge you a non-sufficient funds (NSF) fee if you don’t have enough funds in your account to complete a payment. The amount you pay in fees depends on the lender and the type of loan you take out.

Bottom line

Although you can’t take out a payday loan in New York, you still have other ways to get a little help with your finances. If you find yourself constantly short on money, you can also consider speaking with a credit counselor.

Cash Advance Loan Locations In New York

Cities in New YorkCash Advance Locations
AlbanyView Cash Advance Locations in Albany, NY
AmityvilleView Cash Advance Locations in Amityville, NY
AngolaView Cash Advance Locations in Angola, NY
AstoriaView Cash Advance Locations in Astoria, NY
Atlantic BeachView Cash Advance Locations in Atlantic Beach, NY
BabylonView Cash Advance Locations in Babylon, NY
BaldwinView Cash Advance Locations in Baldwin, NY
Bay ShoreView Cash Advance Locations in Bay Shore, NY
BaysideView Cash Advance Locations in Bayside, NY
BeaconView Cash Advance Locations in Beacon, NY
BinghamtonView Cash Advance Locations in Binghamton, NY
BrentwoodView Cash Advance Locations in Brentwood, NY
BronxView Cash Advance Locations in Bronx, NY
BuffaloView Cash Advance Locations in Buffalo, NY
Central IslipView Cash Advance Locations in Central Islip, NY
CoramView Cash Advance Locations in Coram, NY
Deer ParkView Cash Advance Locations in Los Deer Park, NY
East MeadowView Cash Advance Locations in East Meadow, NY
ElmontView Cash Advance Locations in Elmont, NY
FreeportView Cash Advance Locations in Freeport, NY
HempsteadView Cash Advance Locations in Hempstead, NY
HicksvilleView Cash Advance Locations in Hicksville, NY
Huntington BeachView Cash Advance Locations in Huntington Beach, NY
LevittownView Cash Advance Locations in Levittown, NY
LindenhurstView Cash Advance Locations in Lindenhurst, NY
Long BeachView Cash Advance Locations in Long Beach, NY
Mount VernonView Cash Advance Locations in Mount Vernon, NY
New CityView Cash Advance Locations in New City, NY
New RochelleView Cash Advance Locations in New Rochelle, NY
New YorkView Cash Advance Locations in New York, NY
NewburghView Cash Advance Locations in Newburgh, NY
PoughkeepsieView Cash Advance Locations in Poughkeepsie, NY
RochesterView Cash Advance Locations in Rochester, NY
SchenectadyView Cash Advance Locations in Schenectady, NY
SyracuseView Cash Advance Locations in Syracuse, NY
TroyView Cash Advance Locations in Troy, NY
UticaView Cash Advance Locations in Utica, NY
Valley StreamView Cash Advance Locations in Valley Stream, NY
White PlainsView Cash Advance Locations in White Plains, NY
YonkersView Cash Advance Locations in Yonkers, NY

Cash Advance Locations in Albany, NY

  • Regina Check Cashing Corp – 24 Central Ave Albany NY, 12210 – Tel: (518)-427-8695

Cash Advance Locations in Amityville, NY

  • Amityville Payroll Service – 573 Broadway Amityville NY, 11701 – Tel: (631)-789-3340
  • Clb Check Cashing – 705 North Broadway Amityville NY, 11701 – Tel: (631)-842-2290
  • Creative Cash Flo Solutions – 221 Broadway Amityville NY, 11701 – Tel: (631)-691-0666

Cash Advance Locations in Angola, NY

  • Desperods Barbeue & Cater – 29 Commercial St Angola NY, 14006 – Tel: (716)-549-5413

Cash Advance Locations in Astoria, NY

  • All American Check Cashing Corporation – 4712 Broadway Astoria NY, 11103 – Tel: (718)-956-0852
  • American Eagle Check Cashing – 2056 Steinway St Astoria NY, 11105 – Tel: (718)-545-0152
  • ATM Cash Express – 3185 Crescent St Apt 303 Astoria NY, 11106 – Tel: (212)-956-2030
  • College Point Check Cashing Inc – 20-56 Steinway Astoria NY, 11105 – Tel: (718)-545-0150
  • G & R Check Cashing Corporation Xii – 3552 31St Street Astoria NY, 11106 – Tel: (718)-786-7676
  • JC Check Cashing LLC – 2920 Hoyt Ave S Astoria NY, 11102 – Tel: (718)-777-7701
  • Kushiara Express – 2839 31St Street Astoria NY, 11102 – Tel: (718)-956-1181
  • Lords Nids Check Cashing Svcs – 2559 Steinway St Astoria NY, 11103 – Tel: (718)-932-9393
  • Lords’ And Nids Check Cashing Services Inc – 2559 Steinway Street Astoria NY, 11103 – Tel: (718)-932-9393
  • New Sonargaon Fabrics – 2903 36Th Avenue Astoria NY, 11106 – Tel: (718)-786-0422
  • Pay O Matic – 3008 Broadway Astoria NY, 11106 – Tel: (718)-545-5099
  • Pay O Matic – 3014 31st St Astoria NY, 11102 – Tel: (718)-545-4204
  • Pay-O-Matic Corp – 4035 21St St Astoria NY, 11101 – Tel: (718)-786-1560
  • Prima Check Cashing – 2920 Hoyt Avenue South Astoria NY, 11102 – Tel: (718)-545-0254
  • SMJ Services Inc – 3188 21st St Astoria NY, 11106 – Tel: (718)-956-4869
  • SMJ Services Inc – 1833 27th Ave Astoria NY, 11102 – Tel: (718)-278-7038
  • TAS Check Cashing Inc – 2303 31St St Astoria NY, 11105 – Tel: (718)-274-2243
  • TAS Check Cashing Inc – 34-12 Steinway Astoria NY, 11102 – Tel: (718)-784-1100
  • TAS Check Cashing Inc – 2305 31St Street Astoria NY, 11105 – Tel: (718)-274-2243
  • TAS Check Cashing Inc – 918 Main Avenue Astoria NY, 11102 – Tel: (718)-204-6006

Cash Advance Locations in Atlantic Beach, NY

  • E G I Check Cashing – 1995 Park Street Atlantic Beach NY, 11509 – Tel: (516)-371-0444
  • Rockaway Boulevard Ltd – 163 Bayside Dr Atlantic Beach NY, 11509 – Tel: (516)-239-5156

Cash Advance Locations in Babylon, NY

  • American Mail Boxes Inc – 26 Railroad Avenue Babylon NY, 11702 – Tel: (631)-661-7590

Cash Advance Locations in Baldwin, NY

  • Alberti Joseph – 2911 Grand Ave Baldwin NY, 11510 – Tel: (516)-868-1848
  • Sunrise Check Cashing – 574 Sunrise Hwy Baldwin NY, 11510 – Tel: (800)-924-3257
  • Sunrise Check Cashing & Payroll Inc – 580 Sunrise Highway Baldwin NY, 11510 – Tel: (516)-378-0697

Cash Advance Locations in Bay Shore, NY

  • Bayshore Check Cashing – 2104 Union Blvd Bay Shore NY, 11706 – Tel: (631)-665-4435
  • Bayshore Check Cashing – 1802 5Th Avenue Bay Shore NY, 11706 – Tel: (631)-231-7181

Cash Advance Locations in Bayside, NY

  • Bel-Air Check Cashing Corporation – 20714 Northern Boulevard Bayside NY, 11361 – Tel: (718)-423-7300
  • Equifax Check Solutions – 42-36 201St Street Bayside NY, 11361 – Tel: (866)-235-7161

Cash Advance Locations in Beacon, NY

  • Smokes 4 Less – 346 Main Street Beacon NY, 12508 – Tel: (845)-838-1390
  • Thrifty Check Cashing – 342 Main St Beacon NY, 12508 – Tel: (845)-838-1390

Cash Advance Locations in Binghamton, NY

  • Universal Check Cashing – 215 Main St Binghamton NY, 13905 – Tel: (607)-766-9450

Cash Advance Locations in Brentwood, NY

  • East Island Check Cashing – 1040 Islip Ave Brentwood NY, 11717 – Tel: (631)-348-2540
  • Faj Multiservicios Inc – 745 Commack Road Brentwood NY, 11717 – Tel: (631)-206-2888
  • North Island Check Cashing Corporation – 1040 Islip Avenue Brentwood NY, 11717 – Tel: (631)-348-2540

Cash Advance Locations in Bronx, NY

  • 176 St Check Cashing Inc – 1792 Jerome Avenue Bronx NY, 10453 – Tel: (718)-583-6815
  • 233 St Check Cashing Corporation – 738 East 233Rd Street Bronx NY, 10466 – Tel: (718)-881-9826
  • A & A Check Cashing Corp – 1488 Williamsbridge Rd Bronx NY, 10461 – Tel: (718)-409-1966
  • A & A Check Cashing Corp – 3963 Laconia Ave Bronx NY, 10466 – Tel: (718)-881-8870
  • A T M Cash Express – 1011 E 163rd St Bronx NY, 10459 – Tel: (718)-893-4964
  • Aa Payment Center Inc – 1488 Williamsbridge Rd Bronx NY, 10461 – Tel: (718)-553-6294
  • Action Check Cashing Corp – 4729 White Plains Rd Bronx NY, 10470 – Tel: (718)-994-5778
  • Action Check Cashing Corp – 232 E 194Th St Bronx NY, 10458 – Tel: (718)-220-0382
  • ADS Multiservices – 212 E Burnside Ave Bronx NY, 10457 – Tel: (718)-294-4288
  • All American Check Cashing – 412 Soundview Ave Bronx NY, 10473 – Tel: (718)-617-8070
  • American Armored Truck Co Inc – 535 Southern Blvd Bronx NY, 10455 – Tel: (718)-292-2012
  • American Check Cashing – 94 E 161St St Bronx NY, 10451 – Tel: (718)-665-9550
  • American Check Cashing – 1690 Webster Avenue Bronx NY, 10457 – Tel: (718)-294-1657
  • ATM Cash Express – 874 Hunts Point Ave Bronx NY, 10474 – Tel: (718)-620-6148
  • ATM Cash Express – 2801 White Plains Rd Bronx NY, 10467 – Tel: (718)-515-2411
  • ATM Cash Express Inc – 1759 Jerome Ave Bronx NY, 10453 – Tel: (718)-901-9871
  • ATM Cash Express Inc – 286 E 169th St Bronx NY, 10456 – Tel: (718)-681-6793
  • ATM Cash Express Inc – 6 E 167th St Bronx NY, 10452 – Tel: (718)-681-2003
  • ATM Cash Express Inc – 3801 White Plains Rd Bronx NY, 10467 – Tel: (718)-652-2443
  • ATM Cash Express Inc – 1309 Clinton Ave Bronx NY, 10456 – Tel: (718)-860-1236
  • Bisa Check Cashing Corporation – 3804 Boston Road Bronx NY, 10475 – Tel: (718)-994-5812
  • Bravo Check Cashing Corp – 513 E 180Th St Bronx NY, 10457 – Tel: (718)-329-1722
  • Bravo Check Cashing Corp – 936 E Gun Hill Rd Bronx NY, 10469 – Tel: (718)-652-9292
  • Bravo Check Cashing Corp – 339 E Gun Hill Rd Bronx NY, 10467 – Tel: (718)-654-4520
  • BX Cash Redemption – 2330 Bassford Ave Bronx NY, 10458 – Tel: (718)-597-8787
  • C & L Check Cashing 2 – 3775 White Plains Rd Bronx NY, 10467 – Tel: (718)-882-4202
  • C & L Check Cashing 2 – 1139 E 229th St Apt 3c Bronx NY, 10466 – Tel: (718)-882-4202
  • C & L Check Cashing Corp – 3991 White Plains Rd Bronx NY, 10466 – Tel: (718)-882-4740
  • C & L Check Cashing Corp – 3775 White Plains Rd Bronx NY, 10467 – Tel: (718)-654-4713
  • C G S Enterprise Corp – 149 E 181St St Bronx NY, 10453 – Tel: (718)-329-6494
  • Cash Transactions Inc – 850 E 180th St Bronx NY, 10460 – Tel: (718)-933-9321
  • Cash Transactions Inc – 2292 Crotona Ave Bronx NY, 10458 – Tel: (718)-933-0064
  • Cash Transactions Incorporated – 2539 Webster Ave Bronx NY, 10458 – Tel: (718)-733-8400
  • Cash Zone – 3813 Dyre Ave Bronx NY, 10466 – Tel: (718)-547-2375
  • Cash Zone Check Cashing – 3813 Dyre Ave Bronx NY, 10466 – Tel: (718)-324-3781
  • Cashpoints Multi Services Inc – 2821 White Plains Road Bronx NY, 10467 – Tel: (718)-881-3601
  • Cashzone Check Cashing Corp – 189 W 231St St Bronx NY, 10463 – Tel: (718)-796-0631
  • Castle Financial Services – 239 W 238th St Bronx NY, 10463 – Tel: (718)-920-5244
  • Checkmatic Inc – 1418 Ogden Ave Bronx NY, 10452 – Tel: (718)-450-8407
  • City Money Atm Inc – 1348 E Gun Hill Rd Bronx NY, 10469 – Tel: (718)-324-7215
  • Claremont Check Cashing Co – 510 Claremont Pkwy Bronx NY, 10457 – Tel: (718)-299-6188
  • Claremont Check Cashing Co Inc – 510 Claremont Parkway Bronx NY, 10457 – Tel: (718)-466-2173
  • CLB Check Cashing – 1865 Bruckner Blvd Bronx NY, 10472 – Tel: (718)-863-7377
  • CLB Check Cashing – 1360 Bruckner Blvd Bronx NY, 10459 – Tel: (718)-861-1080
  • Club Check Cashing Inc – 1500 Bruckner Boulevard Bronx NY, 10473 – Tel: (718)-861-5461
  • Cortlandt Check Cashing Corp – 239 W 238Th St Bronx NY, 10463 – Tel: (718)-884-8099
  • Cortlandt Check Cashing Corp – 1753 Crosby Ave Bronx NY, 10461 – Tel: (718)-239-4656
  • D & R Check Cashing Corp – 6 E 167Th St Bronx NY, 10452 – Tel: (718)-538-5057
  • David’s Check Cashing Inc – 1998 Bruckner Boulevard Bronx NY, 10473 – Tel: (718)-430-9382
  • David’s Check Cashing Inc – 3015 3Rd Ave Fl 1 Bronx NY, 10455 – Tel: (718)-585-3943
  • David’s Check Cashing Inc – 868 Prospect Ave Bronx NY, 10459 – Tel: (718)-842-6699
  • Davids Money Center Of The Bro – 279 E 161st St Bronx NY, 10451 – Tel: (718)-665-6279
  • Dyre Check Cashing – 3813 Dyre Av Bronx NY, 10466 – Tel: (718)-324-3781
  • Eastchester Check Cashing – 2046 Eastchester Rd Bronx NY, 10461 – Tel: (718)-792-0334
  • Eastchester Check Cashing – 189 West 231St Street Bronx NY, 10463 – Tel: (718)-796-0631
  • Eastchester Check Cashing – 3445 Boston Rd Bronx NY, 10469 – Tel: (718)-654-1535
  • Eastchester Check Cashing – 3479 Boston Road Bronx NY, 10469 – Tel: (718)-655-0061
  • Fast Cash – 2660 3Rd Ave Bronx NY, 10454 – Tel: (718)-401-2496
  • Fast Cash Inc – 469 Brook Ave Bronx NY, 10455 – Tel: (718)-585-4854
  • Freeman Management Corp – 664 E Tremont Ave Bronx NY, 10457 – Tel: (718)-294-7410
  • Freeman Management Corp – 4215 3Rd Ave Bronx NY, 10457 – Tel: (718)-294-5540
  • Freeman Management Corp – 1245 Southern Blvd Bronx NY, 10459 – Tel: (718)-589-4040
  • G & R Check Cashing – 3424 Kossuth Ave Bronx NY, 10467 – Tel: (718)-519-0439
  • G & R Check Cashing Corp – 416 E 149Th St Bronx NY, 10455 – Tel: (718)-665-1844
  • G & R Check Cashing Corporation – 620A Castle Hill Avenue Bronx NY, 10473 – Tel: (718)-597-1178
  • Grand At Lincoln Check Cashing – 153 E 149Th St Bronx NY, 10451 – Tel: (718)-993-0455
  • Home Check Cashing Corp – 797 Southern Blvd Bronx NY, 10455 – Tel: (718)-378-0808
  • Home Check Cashing Corp – 396 E 157Th St Bronx NY, 10451 – Tel: (718)-588-3460
  • Home Check Cashing Corp – 159 E 170Th St Bronx NY, 10452 – Tel: (718)-293-8154
  • Home Check Cashing Corp – 931 E 174Th St Bronx NY, 10460 – Tel: (718)-842-0322
  • Home Check Cashing Corp – 164 E 174Th St Bronx NY, 10457 – Tel: (718)-294-9283
  • Home Check Cashing Corp – 4551 3Rd Ave Bronx NY, 10458 – Tel: (718)-295-2721
  • Home Check Cashing Corp – 350 Devoe Ave Bronx NY, 10460 – Tel: (718)-892-4433
  • Home Check Cashing Corp – 697 E Gun Hill Rd Bronx NY, 10467 – Tel: (718)-231-7992
  • Home Check Cashing Corp – 686 Nereid Ave Bronx NY, 10470 – Tel: (718)-325-6044
  • Home Check Cashing Corp – 1784 Westchester Ave Bronx NY, 10472 – Tel: (718)-597-6061
  • Home Check Cashing Corp – 1908 Cross Bronx Expy Bronx NY, 10472 – Tel: (718)-792-5104
  • Home Check Cashing Corp – 81 W Fordham Rd Bronx NY, 10468 – Tel: (718)-584-9618
  • Home Check Cashing Corp – 120 Featherbed Ln Bronx NY, 10452 – Tel: (718)-731-4040
  • Home Check Cashing Corp – 1030 Morris Ave Bronx NY, 10456 – Tel: (718)-588-3388
  • Home Check Cashing Corp – 2356 Grand Concourse Bronx NY, 10458 – Tel: (718)-584-7889
  • Home Check Cashing Corp – 2187 White Plains Rd Bronx NY, 10462 – Tel: (718)-931-9275
  • Home Check Cashing Corp – 977 Prospect Ave Bronx NY, 10459 – Tel: (718)-589-6499
  • Home Check Cashing Corporation – 1030 Morris Avenue Bronx NY, 10456 – Tel: (718)-588-3388
  • Hunts Point Check Cashing – 1175 Leggett Ave Bronx NY, 10474 – Tel: (718)-378-7000
  • I & R Payment Center – 416 East 149 Bronx NY, 10455 – Tel: (718)-665-1844
  • In Check – 2430 Creston Ave Bronx NY, 10468 – Tel: (718)-733-6336
  • Inbox Check Cashing Service – 691 Co Op City Blvd Bronx NY, 10475 – Tel: (718)-320-9600
  • Inbox Check Cashing Service Inc – 3257 Westchester Avenue Bronx NY, 10461 – Tel: (718)-518-9600
  • Inner City Check Cashing – 4063 Boston Rd Bronx NY, 10466 – Tel: (718)-881-2371
  • Inner City Check Cashing – 2574 Wallace Ave Bronx NY, 10467 – Tel: (718)-881-2371
  • Jackson Check Cashing Corp – 603 Westchester Ave Bronx NY, 10455 – Tel: (718)-665-6991
  • Jackson Check Cashing Corp – 648 Jackson Ave Bronx NY, 10455 – Tel: (800)-585-1438
  • JM Intl Multiple Corp – 1475 Wythe Pl Bronx NY, 10452 – Tel: (646)-314-7535
  • KAF Check Cashing Inc – 2508 Briggs Ave Bronx NY, 10458 – Tel: (718)-784-4228
  • Karbill Check Cashing Inc – 120 E 167Th St Bronx NY, 10452 – Tel: (718)-293-2664
  • Kennedy Rockaway Check Cashing – 355 Food Center Dr Bronx NY, 10474 – Tel: (718)-991-4811
  • Kimball Check Cashing Corporation – 426 East 138Th Street Bronx NY, 10454 – Tel: (718)-665-9431
  • Metropolitan Check Cashing – 1661 Metropolitan Avenue Bronx NY, 10462 – Tel: (718)-597-4947
  • Metropolitan Check Cashing II – 1526 Unionport Road Bronx NY, 10462 – Tel: (718)-828-4929
  • Money Cash – 71 E 204th St Bronx NY, 10468 – Tel: (718)-231-2088
  • Money Ex Check Cashing Corp – 84 W Fordham Rd Bronx NY, 10468 – Tel: (718)-584-9743
  • Money Express Check Cashing – 334 East 188Th Street Bronx NY, 10458 – Tel: (718)-562-4090
  • Mt Vernon Atm Inbox Cc Payment – 691 Co Op City Blvd Bronx NY, 10475 – Tel: (718)-320-4629
  • Option Multi Services – 10 E 170Th St Bronx NY, 10452 – Tel: (718)-588-8511
  • P O M C L B Check Cashing Inc – 12 E 196th St Apt 4e Bronx NY, 10468 – Tel: (718)-562-6061
  • P R Check Cashing – 2495 3Rd Avenue Bronx NY, 10451 – Tel: (718)-292-6880
  • P R Check Cashing – 747 East 132Nd Street Bronx NY, 10454 – Tel: (718)-292-4567
  • P R Check Cashing Inc – 335 East 143Rd Street Bronx NY, 10454 – Tel: (718)-665-9494
  • Pay O Matic – 2356 Grand Concourse Frnt 718 Bronx NY, 10458 – Tel: (718)-584-7889
  • Pay O Matic – 686 Nereid Ave # A Bronx NY, 10470 – Tel: (718)-325-6044
  • Pay O Matic – 120 Featherbed Ln # 718 Bronx NY, 10452 – Tel: (718)-731-4040
  • Pay O Matic – 3429 E Tremont Ave Bronx NY, 10465 – Tel: (718)-794-2849
  • Pay O Matic – 3212 3rd Ave # 718 Bronx NY, 10451 – Tel: (718)-993-7466
  • Pay O Matic – 396 E 167th St Bronx NY, 10456 – Tel: (718)-588-3460
  • Pay O Matic – 2441 Jerome Ave Bronx NY, 10468 – Tel: (718)-364-4777
  • Pay O Matic – 1202 Elder Ave Bronx NY, 10472 – Tel: (718)-542-1166
  • Pay O Matic – 1784 Westchester Ave # 718 Bronx NY, 10472 – Tel: (718)-597-6061
  • Pay O Matic – 2187 White Plains Rd # 718 Bronx NY, 10462 – Tel: (718)-931-9275
  • Pay O Matic – 2193 Grand Concourse # 718 Bronx NY, 10453 – Tel: (718)-364-4101
  • Pay O Matic – 1030 Morris Ave Bronx NY, 10456 – Tel: (718)-992-2975
  • Pay O Matic – 697 E Gun Hill Rd Bronx NY, 10467 – Tel: (718)-994-9437
  • Pay O Matic – 1283 Westchester Ave # 718 Bronx NY, 10459 – Tel: (718)-542-8828
  • Pay O Matic Corp – 3480 Baychester Ave Bronx NY, 10475 – Tel: (718)-405-7402
  • Pay-O-Matic – 3725 East Tremont Avenue Bronx NY, 10465 – Tel: (718)-892-9870
  • Pay-O-Matic Corp – 269 E Tremont Ave Bronx NY, 10457 – Tel: (718)-294-6522
  • Pay-O-Matic Corp – 1245 Southern Blvd Bronx NY, 10459 – Tel: (718)-589-3954
  • Pay-O-Matic Corp – 11 E Gun Hill Rd Bronx NY, 10467 – Tel: (718)-882-7833
  • Pay-O-Matic Corp – 1204 Elder Ave Bronx NY, 10472 – Tel: (718)-542-1166
  • Pay-O-Matic Corp – 1202 Morrison Ave Bronx NY, 10472 – Tel: (718)-542-9923
  • Pay-O-Matic Corp – 271 E 149Th St Bronx NY, 10451 – Tel: (718)-665-5178
  • Pay-O-Matic Corp – 25 W 170Th St Bronx NY, 10452- Tel: (718)-538-0670
  • Pay-O-Matic Corp – 890 E Tremont Ave Bronx NY, 10460 – Tel: (718)-991-4598
  • Peekskill Check Cashing – 723 Burke Avenue Frnt Bronx NY, 10467 – Tel: (718)-798-5762
  • Peekskill Check Cashing – 274 East 198Th Street Bronx NY, 10458 – Tel: (718)-367-0234
  • Popular Cash Express Inc – 1170 Castle Hill Ave Bronx NY, 10462 – Tel: (718)-409-1313
  • Prima Check Cashing Inc – 274 E 198Th St Bronx NY, 10458 – Tel: (718)-367-0234
  • Prima Check Cashing Inc – 544 E Fordham Rd Bronx NY, 10458- Tel: (718)-561-2144
  • Prima Check Cashing Inc – 723 Burke Ave Bronx NY, 10467 – Tel: (718)-798-5762
  • Prima Check Cashing Inc – 94 East 161St Street Bronx NY, 10451 – Tel: (718)-665-9550
  • Prima Check Cashing Inc – 1801 Drive Mrtn L Kng Jr Bronx NY, 10453 – Tel: (718)-583-1414
  • PTL Check Cashing – 1377 Ogden Ave Bronx NY, 10452 – Tel: (718)-590-6440
  • R D C Payroll Service Inc – 929 Southern Blvd Bronx NY, 10459 – Tel: (718)-842-0569
  • R D C Payroll Service Inc – 535 Southern Blvd Bronx NY, 10455 – Tel: (718)-292-4383
  • R D C Payroll Service Inc – 1570 Watson Ave Bronx NY, 10472 – Tel: (718)-842-9584
  • Rathom Check Cashing Corp – 2430 Creston Ave Bronx NY, 10468 – Tel: (718)-733-6336
  • Right Check Cashing – 2418 Williamsbridge Rd Bronx NY, 10469 – Tel: (718)-405-9525
  • Right Check Cashing – 1272 Castle Hill Ave Bronx NY, 10462 – Tel: (718)-892-9430
  • Right Check Cashing – 1353 E Gun Hill Rd Bronx NY, 10469 – Tel: (718)-515-5112
  • Rite Check Cash – 815 E 152nd St Apt 7f Bronx NY, 10455 – Tel: (718)-292-1272
  • Rite Check Cash – 3035 Wallace Ave Bronx NY, 10467 – Tel: (718)-655-1498
  • Rite Check Cashing – 426 E 138th St Bronx NY, 10454 – Tel: (718)-292-1272
  • Rite Check Cashing Corporation – 2418 Williamsbridge Road Bronx NY, 10469 – Tel: (718)-547-7187
  • Rite Check Cashing Inc – 2591 Westchester Ave Bronx NY, 10461 – Tel: (718)-597-0590
  • Rite Check Cashing Inc – 715 E 138Th St Bronx NY, 10454 – Tel: (718)-665-0778
  • Rite Check Cashing Inc – 1272 Castle Hill Avenue Bronx NY, 10462 – Tel: (718)-892-9430
  • Rite Check Cashing Inc – 715 East 138Th Street Bronx NY, 10454 – Tel: (718)-665-0778
  • Rite Check Cashing Inc – 583 East 138Th Street Bronx NY, 10454 – Tel: (718)-585-4739
  • Rite Check Cashing Inc – 1353 East Gun Hill Road Bronx NY, 10469 – Tel: (718)-515-5112
  • Rite Check Cashing Inc – 2418 Williamsbridge Road Bronx NY, 10469 – Tel: (718)-405-9525
  • Rite Check Cashing Inc – 143 Bruckner Boulevard Bronx NY, 10454 – Tel: (718)-993-7688
  • Rite Check Cashing Inc – 560 Balcom Ave Bronx NY, 10465 – Tel: (718)-319-9102
  • Rite Check Cashing Inc – 1272 Castle Hill Ave # 718 Bronx NY, 10462 – Tel: (718)-892-9430
  • Ritecheck – 2500 7th Ave at 145th Bronx NY, 10451 – Tel: (212)-281-1102
  • Ritecheck – 426 E 138th St at Willis Bronx NY, 10451 – Tel: (718)-585-0567
  • Ritecheck – 2602 8th Ave at 139th Bronx NY, 10451 – Tel: (212)-926-2250
  • Rockaway Kennedy Check Cashing – 355 Food Center Drive Bronx NY, 10474 – Tel: (718)-991-4811
  • S D M Check Cashing Corporation – 229 East 167Th Street Bronx NY, 10456 – Tel: (718)-681-0099
  • S D M Check Cashing Corporation – 1034 Ogden Avenue Bronx NY, 10452 – Tel: (718)-588-3866
  • S D M Check Cashing Corporation – 36 West Kingsbridge Road Bronx NY, 10468 – Tel: (718)-365-1489
  • S D M Check Cashing Corporation – 36 West Kingsbridge Road Bronx NY, 10468 – Tel: (718)-365-4275
  • Severino Johanny – 333 E Gun Hill Rd Bronx NY, 10467 – Tel: (718)-881-3230
  • Subway Check Cashing Service – 701 Hunts Point Ave Bronx NY, 10474 – Tel: (718)-542-6197
  • Subway Check Cashing Service – 1041 Westchester Ave Bronx NY, 10459 – Tel: (718)-991-9983
  • Subway Check Cashing Service – 980 Intervale Ave Bronx NY, 10459 – Tel: (718)-861-4182
  • Subway Check Cashing Service – 941 Westchester Avenue Bronx NY, 10459 – Tel: (718)-861-4182
  • Subway Check Cashing Service – 896 Hunts Point Avenue Bronx NY, 10474 – Tel: (718)-328-7233
  • The Check Cashing Place – 837 Soundview Av Bronx NY, 10473 – Tel: (718)-328-2415
  • The Check Cashing Place – 36 W Kingsbridge Rd Bronx NY, 10468 – Tel: (718)-365-4275
  • The Check Cashing Place – 15 E 183rd St Bronx NY, 10453 – Tel: (718)-584-0282
  • The Check Cashing Place – 1792 Jerome Ave Bronx NY, 10453 – Tel: (718)-583-6815
  • The Check Cashing Place – 1034 Ogden Ave Bronx NY, 10452 – Tel: (718)-588-1874
  • The Check Cashing Place – 1118 Findlay Ave Bronx NY, 10456 – Tel: (718)-588-1874
  • The Check Cashing Place – 229 E 167th St Bronx NY, 10456 – Tel: (718)-681-0099
  • The Check Cashing Place – 225 E 167th St Bronx NY, 10456 – Tel: (718)-681-0099
  • Tri Star Check Cashing Corp – 1815 Grand Concourse Bronx NY, 10453 – Tel: (718)-583-0055
  • Tri Star Check Cashing Corp – 1297 Boston Rd Bronx NY, 10456 – Tel: (718)-991-2200
  • Tri Star Check Cashing Corp – 145 W Kingsbridge Rd Bronx NY, 10468 – Tel: (718)-796-7802
  • Uneeda Check Cashing Inc – 2031 Jerome Ave Bronx NY, 10453 – Tel: (718)-299-1371
  • Uneeda Check Cashing Inc – 3591 3Rd Ave Bronx NY, 10456 – Tel: (718)-681-4600
  • Uneeda Check Cashing Inc – 3120 Bainbridge Ave Bronx NY, 10467 – Tel: (718)-547-4655
  • Uneeda Check Cashing Inc – 2521 Webster Ave Bronx NY, 10458 – Tel: (718)-733-8400
  • Uneeda Check Cashing Inc – 738 E 233Rd St Bronx NY, 10466 – Tel: (718)-655-0941
  • Uneeda Check Cashing Inc – 1812 Archer St Bronx NY, 10460 – Tel: (718)-792-1570
  • Uneeda Check Cashing Inc – 5237 Broadway Bronx NY, 10463 – Tel: (718)-562-6984
  • Uneeda Check Cashing Inc – 10 East Mount Eden Avenue Bronx NY, 10452 – Tel: (718)-294-2454
  • Uneeda Check Cashing Inc – 120 East 167Th Street Bronx NY, 10452 – Tel: (718)-293-2664
  • Uneeda Check Cashing Inc – 5207 Broadway Bronx NY, 10451 – Tel: (718)-562-6061
  • Uneeda Check Cashing Inc – 10 E Mount Eden Ave Bronx NY, 10452 – Tel: (718)-294-2454
  • Uniondale Check Cashing Ltd – 1435 Webster Ave Bronx NY, 10456 – Tel: (718)-588-0808
  • V & V Check Cashing Corporation – 1410 Zerega Avenue Bronx NY, 10462 – Tel: (718)-823-4312
  • V & V Check Cashing Inc – 620 Castle Hill Ave A Bronx NY, 10473 – Tel: (718)-597-1178
  • V & V Check Cashing Inc – 1410 Zerega Ave Bronx NY, 10462 – Tel: (718)-823-4312
  • V & V Check Cashing Inc – 620A Castle Hill Avenue Bronx NY, 10473 – Tel: (718)-597-1450
  • Wink Check Cashing Corp – 677 Allerton Ave Fl 1 Bronx NY, 10467 – Tel: (718)-652-1216
  • Wink Check Cashing Corp – 29 Bedford Park Blvd E Bronx NY, 10468 – Tel: (718)-584-4628
  • Wink Check Cashing Corp – 2863 Webster Ave Bronx NY, 10458 – Tel: (718)-364-7551
  • Wink Check Cashing Corp – 2250 White Plains Rd Bronx NY, 10467- Tel: (718)-515-9568
  • Wink Check Cashing Corp – 388a Bedford Park Blvd Bronx NY, 10458 – Tel: (718)-364-7551
  • Wink Check Cashing Corp – 1615 Unionport Rd Bronx NY, 10462 – Tel: (718)-892-8657
  • Wink Check Cashing Corp – 1135 Morris Park Ave Bronx NY, 10461 – Tel: (718)-829-3499
  • Wink Check Cashing Corporation – 388 Bedford Park Blvd Bronx NY, 10458 – Tel: (718)-364-7551
  • WRS Financial Service – 107 Dreiser Loop Bronx NY, 10475 – Tel: (718)-320-0441

Cash Advance Locations in Buffalo, NY

  • Buffalo Check Cashing Inc – 1325 Jefferson Ave Buffalo NY, 14208 – Tel: (716)-883-2030
  • Delavan Check Cashing Service Inc – 899 East Delavan Avenue Buffalo NY, 14215 – Tel: (716)-892-1213
  • Eagle Recovery Service Inc – 255 Great Arrow Avenue Buffalo NY, 14207 – Tel: (716)-447-1941
  • Family Saver Discount Store – 3124 Bailey Ave Buffalo NY, 14215 – Tel: (716)-836-4453

Cash Advance Locations in Central Islip, NY

  • Amityville Payroll Service – 58 E Suffolk Ave A Central Islip NY, 11722 – Tel: (631)-234-0020
  • Check Casher – 58 E Suffolk Ave Central Islip NY, 11722 – Tel: (631)-234-0020
  • Sabrinas Check Cashing – 808 Ferndale Blvd Central Islip NY, 11722 – Tel: (631)-234-7990
  • Sabrinas Check Cashing 2 Inc – 1557 Islip Ave Central Islip NY, 11722 – Tel: (631)-234-7929

Cash Advance Locations in Coram, NY

  • Amityville Payroll Service – 3663 Route 112 Coram NY, 11727 – Tel: (631)-736-5660

Cash Advance Locations in Deer Park, NY

  • Check Cashing Store – 95 New York Avenue Deer Park NY, 11729 – Tel: (631)-673-1055
  • Industry Check Cashing Corp – 518 Commack Rd Fl 1 Deer Park NY, 11729 – Tel: (631)-242-0085
  • Industry Check Cashing Corp – 360 Commack Rd Ste A Deer Park NY, 11729 – Tel: (631)-242-0085

Cash Advance Locations in East Meadow, NY

  • Sunrise Check Cashing & Payroll Services Inc – 2240 Hempstead Turnpike East Meadow NY, 11554 – Tel: (516)-542-1288

Cash Advance Locations in Elmont, NY

  • Check Cashing – 450 Hempstead Tpke Elmont NY, 11003 – Tel: (516)-775-4992
  • North Island Check Cashing Corporation – 24101 Linden Boulevard Elmont NY, 11003 – Tel: (516)-285-1599
  • West Bury Check Cashing Corporation – 450 Hempstead Turnpike Elmont NY, 11003 – Tel: (516)-775-4992

Cash Advance Locations in Freeport, NY

  • Clb Check Cashing – 129A W Sunrise Hwy Freeport NY, 11520 – Tel: (516)-867-1701
  • Continental Check Cashiers Inc – 10 East Sunrise Highway Freeport NY, 11520 – Tel: (516)-377-1425
  • Freeport Check Cashing Service – 292 North Main Street Freeport NY, 11520 – Tel: (516)-868-0881
  • Pay O Matic Corp – 292 N Main St Freeport NY, 11520 – Tel: (516)-868-0881

Cash Advance Locations in Hempstead, NY

  • Cash It Corporation – 147 W Graham Ave Hempstead NY, 11550 – Tel: (516)-565-3946
  • Envios Giros Inc – 652 Fulton Avenue Hempstead NY, 11550 – Tel: (516)-564-9532
  • Hilton Check Cashing – 11 Hilton Avenue Hempstead NY, 11550 – Tel: (516)-564-4500
  • Van Wyck Check Cashing – 57 South Franklin Street Hempstead NY, 11550 – Tel: (516)-481-6135

Cash Advance Locations in Hicksville, NY

  • Check Master – 37 West John Street Hicksville NY, 11801 – Tel: (516)-932-0766
  • Check Master – 37 W John St Hicksville NY, 11801 – Tel: (516)-822-8684
  • Westbury Check Cashing Corporation – 37 West John Street Hicksville NY, 11801 – Tel: (516)-822-8684

Cash Advance Locations in Huntington Station, NY

  • Bay Shore Checks Cashed – 953 New York Avenue Huntington Station NY, 11746 – Tel: (631)-673-1055
  • Checkmaster Westbury Check Cashing – 271 Walt Whitman Road Huntington Station NY, 11746 – Tel: (631)-425-7883
  • East Island Check Cashing – 953 New York Ave Ste 8 Huntington Station NY, 11746 – Tel: (631)-673-1055

Cash Advance Locations in Levittown, NY

  • Sunrise Check Cashing & Payroll Inc – 3271 Hempstead Turnpike Levittown NY, 11756 – Tel: (516)-735-8002

Cash Advance Locations in Lindenhurst, NY

  • Amityville Payroll Service – 120 West Sunrise Highway Lindenhurst NY, 11757 – Tel: (631)-225-9718

Cash Advance Locations in Long Beach, NY

  • Checkmaster Check Cashing & Financial Services – 4545 Austin Boulevard Long Beach NY, 11561 – Tel: (516)-889-2500
  • Fourth Avenue Check Cashing Service – 410 East Broadway Apt 4N Long Beach NY, 11561 – Tel: (718)-855-6534
  • Luv A Lot Tots Family Daycare – 335 E State St Long Beach NY, 11561 – Tel: (516)-889-5481
  • Sabrinas Check Cashing 2 Inc – 1557 Islip Ave Central Islip NY, 11722 – Tel: (631)-234-7929

Cash Advance Locations in Mount Vernon, NY

  • Eastchester Check Cashing – 108 South 4Th Avenue Mount Vernon NY, 10550 – Tel: (914)-699-1748
  • Inner City Check Cashing & Pay – 418B E Sandford Blvd Mount Vernon NY, 10550 – Tel: (914)-665-4020
  • Laparkan Trading Limited – 262 West 1St Street Mount Vernon NY, 10550 – Tel: (914)-664-8016
  • Mount Vernon Money Centers – 403 East Third Mount Vernon NY, 10550 – Tel: (914)-664-0111

Cash Advance Locations in New City, NY

  • Paymaster Check Signers – New City New City NY, 10956 – Tel: (212)-431-5955

Cash Advance Locations in New Rochelle, NY

  • Avel Pharmacy Inc – 550 North Avenue New Rochelle NY, 10801 – Tel: (914)-235-4422
  • Eastchester Check Cashing – 202 North Avenue New Rochelle NY, 10801 – Tel: (914)-663-1542
  • Inner City Check Cashing – 622 Main St New Rochelle NY, 10801 – Tel: (914)-632-8800
  • Teck Laundry & Dry Cleaners Same Day Dry Cleaning – 254 Washington Avenue New Rochelle NY, 10801 – Tel: (914)-235-7106

Cash Advance Locations in New York, NY

  • 10Th Avenue Check Cashing Corporation – 644 10Th Avenue New York NY, 10036 – Tel: (212)-265-3620
  • 5 E 41 St Check Cashing Corporation – 128 East 29Th Street Frnt New York NY, 10016 – Tel: (212)-685-4066
  • 5 E 41St St Check Cashing Corporation – 318 3rd Avenue New York NY, 10010 – Tel: (212)-777-4036
  • 79 Ave D Check Cashing Inc – 35 Madison St Frnt New York NY, 10038 – Tel: (212)-349-1277

Cash Advance Locations in Newburgh, NY

  • Regina Check Cashing Corp – 460 Broadway Newburgh NY, 12550 – Tel: (845)-561-5214
  • Regina Check Cashing Corporation – 10 Little Britain Rd Newburgh NY, 12550 – Tel: (845)-561-5214
  • United Check Cashing – 691 Broadway Newburgh NY, 12550 – Tel: (845)-562-2654

Cash Advance Locations in Poughkeepsie, NY

  • Thrifty Beverage Inc – 183 N Hamilton St Poughkeepsie NY, 12601 – Tel: (845)-454-1490
  • Thrifty Check Cashing – 270 Main Mall Poughkeepsie NY, 12601 – Tel: (845)-471-6276
  • Thrifty Check Cashing – 1890 South Rd Ste 3 Poughkeepsie NY, 12601 – Tel: (845)-297-4930
  • Wappingers Check Cashing – 1890 South Rd Poughkeepsie NY, 12601 – Tel: (845)-297-4930

Cash Advance Locations in Rochester, NY

  • 593 Broad Street West Inc – 593 W Broad St Rochester NY, 14608 – Tel: (585)-235-3943
  • Chesters Check Cashing Centers – 836 N Goodman St Rochester NY, 14609 – Tel: (585)-482-5930
  • Impressions Int’l Inc – 1255 University Avenue Rochester NY, 14607 – Tel: (585)-442-5240
  • Pbs Of North Florida Inc – 911 Panorama Trl S Rochester NY, 14625 – Tel: (585)-385-6666

Cash Advance Locations in Schenectady, NY

  • Check Yourselves.Com – 905 Norwood Avenue Schenectady NY, 12303 – Tel: (518)-374-4886
  • Refunds. – 1760 Ferguson Street Schenectady NY, 12303 – Tel: (518)-356-6992
  • Regina Check Cashing Corporation – 315 State Street Schenectady NY, 12305 – Tel: (518)-346-8725

Cash Advance Locations in Syracuse, NY

  • Cbc Associates – 914 E Genesee St Syracuse NY, 13210 – Tel: (315)-422-2175
  • Harveys Pharmacy – 833 East Genesee Street Syracuse NY, 13210 – Tel: (315)-476-9246
  • Payment Center Of Syracuse – 500 S Salina St Syracuse NY, 13202 – Tel: (315)-671-8727
  • Regina Check Cashing Corp – 105 East Jefferson Syracuse NY, 13202 – Tel: (315)-423-4763

Cash Advance Locations in Troy, NY

  • Regina Check Cashing Corp – 450 Hoosick St Troy NY, 12180 – Tel: (518)-273-4835

Cash Advance Locations in Utica, NY

  • Aaa Auto Club Of Utica & Central Ny And Aaa Travel – Aaa Travel Store, Utica Office, Travel Agency – 246 North Main Utica NY, 13501 – Tel: (315)-797-5000
  • Universal Check Cashing Corp – 250 Genesee St Ste 122 Utica NY, 13502 – Tel: (315)-266-0373

Cash Advance Locations in Valley Stream, NY

  • ATN Check Cashing Corp – 460 W Sunrise Hwy Valley Stream NY, 11581 – Tel: (516)-256-3020
  • Check Cashing Elmont – Valley Stream Valley Stream NY, 11580 – Tel: (516)-285-1599
  • Sunrise Check Cashing & Payroll Inc – 72 East Merrick Road Valley Stream NY, 11580 – Tel: (516)-872-1671
  • Wyandanch Check Cashing – 241-01 Linden Boulevard Valley Stream NY, 11580 – Tel: (516)-285-1599

Cash Advance Locations in White Plains, NY

  • Alo Brasil – 93 East Post Road White Plains NY, 10601 – Tel: (914)-949-2208
  • G & R Check Cashing – 189 Main Street White Plains NY, 10601 – Tel: (914)-328-5331
  • Harlan Check Cashing – 245 Tarrytown Road White Plains NY, 10607 – Tel: (914)-328-3399
  • Regina Check Cashing – 1 East Post Road White Plains NY, 10601 – Tel: (914)-686-9488

Cash Advance Locations in Yonkers, NY

  • Bachmann C F & Co Inc – 966 Nepperhan Avenue Yonkers NY, 10703 – Tel: (914)-423-3131
  • Check Cashing 4 U – 385 S Broadway Yonkers NY, 10705 – Tel: (914)-207-0071
  • Regina Check Cashing Corp – 40 Larkin Plz Yonkers NY, 10701 – Tel: (914)-353-6405
  • Westchester Check Cashing Inc – 1 Saw Mill River Rd Yonkers NY, 10701 – Tel: (914)-969-0999

Do you have any more questions about payday loans in New York?

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8 Responses

    Default Gravatar
    LoanOctober 3, 2018

    If I personally loan money to my business, what is the maximum interest rate I can charge the business for the loan? From this website it looks like 25%, but I would like to make sure. Also, what other fee’s am I able to charge? The business is in Buffalo New York if that helps.

    Thank you in advance for your help!

    Reply
      AvatarFinder
      JoshuaOctober 6, 2018Finder

      Hi Loan Guy,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      Yes, it is true that the NY Penal Code 190.40 caps interest at 25%. Other fees that may apply would depend on the lender. It would include late payment fees and other penalties.

      Since payday loans are not allowed in New York, you may want to check our page that lists small business loans.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

      Reply
    Default Gravatar
    AdamMarch 20, 2018

    What if I live in New York State and I was issued a pay day loan unaware that it is illegal in the state?

    Reply
      Default Gravatar
      joelmarceloMarch 22, 2018

      Hi Adam,

      Thanks for leaving a question on finder.

      The short answer is no. But the long answer is a soft maybe.

      If your permanent residence is in a state that allows payday loans but you’re temporarily living in another state, you may be able to get a loan. Getting a payday loan could require more interaction with the provider to confirm your permanent residence versus your temporary one.

      Whether you’re applying online or in store, there’s no guarantee that the lender will approve you — even if you’re only temporarily in another state.

      You can consider getting a credit card instead or tribal loans.

      Cheers,
      Joel

      Reply
    Default Gravatar
    InnaAugust 30, 2017

    I sold my house in Florida and moved to NYC.
    I need to pay extended security deposit for the rental apartment. The closing day of the house when I get the money is a week after the starting day of the rental contract and I must pay the money before that day. I have all the documents proving the sales of the house and I need to borrow money just for one week period. Is there anyway to do that in NYC?

    Reply
      AvatarFinder
      HaroldAugust 30, 2017Finder

      Hi Inna,

      Thank you for your inquiry.

      Payday loans are not available in New York, though some cash advance or installment loans are. Use the table above to choose a provider based on your loan needs and click “go to site” to begin an application.

      I hope this information has helped.

      Cheers,
      Harold18

      Reply
    Default Gravatar
    JamesAugust 23, 2017

    Where can I borrow $750.00 in nyc?

    Reply
      AvatarFinder
      AnnaAugust 24, 2017Finder

      Hi James,

      Thanks for your question! While we can’t tell you exactly where to go for your loan, you might be interested in checking out our tribal loan options but beware as these can come with very high-interest rates. You might also want to consider getting a credit card.

      Cheers,
      Anna

      Reply
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