Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

9 best mortgage lenders in Minnesota

Looking for the ideal mortgage in Minnesota? Here are our top 9 lender picks for interest rates, first-time homebuyers and customer service in the North Star State.

Updated Mar 4, 2021

Fact checked

Land of the twin cities, Saint Paul and Minneapolis, over 5.5 million Americans call Minnesota home. Approximately 71.6% of Minnesotans own their property and pay an average of $1,580 per month in housing costs, including mortgage payments, taxes and utilities — on par with the national average.

According to Zillow, the typical home value in Minnesota is $280,355 as of February 2021, which is 24% higher than the national average. Home prices in the state have risen 7.2% in the past year. So if you’re looking to buy a home in Minnesota, our top nine lenders are a great place to start your search.

Best Minnesota mortgage lenders in 2021

Best for refinancing: LoanDepot
Best marketplace: LendingTree
Best for first-time homebuyers: Rocket Mortgage
Best for a wide range of credit scores: Mr. Cooper
Best online experience: Guaranteed Rate

Best customer service: Synergy One Lending
Most popular: Wells Fargo
Best Regional Lender: Lake Area Bank
Best rates: MidCountry Bank

How we picked the best lenders

We handpicked these lenders from nearly 150 mortgage companies originating home loans in Minnesota. These top nine lenders made our list after comparing interest rates, first-time homebuyer programs, credit score flexibility, customer service and technology.

We also read customer reviews from consumer rating sites like Zillow, Trustpilot and the Better Business Bureau (BBB) in guiding our decisions. To learn about our mortgage lender selection process, please see Finder’s rating methodology.

Best for refinancing

LoanDepot

Finder rating 3 / 5 ★★★★★

Read Review

Founded in 2010, LoanDepot is one of the nation's largest nontraditional lenders. The company offers a range of home loan and refinance products that you can apply for online, including a high limit $3-million Jumbo loan and programs for borrowers with less-than-perfect credit.

What makes LoanDepot different from other lenders is its proprietary “mello software” platform. This software can handle every step of the loan process electronically to securely collect your income, employment and asset information.

Pros
Unbiased advice. LoanDepot adheres to a &ldquo

no steering&rdquo

policy, which means they're expected to provide unbiased guidance to borrowers.

No prepayment penalties. With LoanDepot, borrowers can pay off loans early without fees or penalties.

Excellent customer ratings. The company has a 5 out of 5 rating on Zillow, where customers report being very happy with the service provided.
Cons
High origination fees. Borrowers may pay as much as 5% of the total loan amount in origination fees.

No HELOCs. If you want a HELOC, you'll have to go with another lender.

Rates not listed. The LoanDepot website doesn't advertise its current rates online.

Loan products offered	Conventional, Jumbo, FHA, VA, Refinance
Minimum credit score	Conventional: 620 FHA: 580 VA: 620
Minimum down payment (Conventional)	3.5%
State availability	Available in all states
NMLS #	174457

Pros

Unbiased advice. LoanDepot adheres to a &ldquo
no steering&rdquo
policy, which means they're expected to provide unbiased guidance to borrowers.
No prepayment penalties. With LoanDepot, borrowers can pay off loans early without fees or penalties.
Excellent customer ratings. The company has a 5 out of 5 rating on Zillow, where customers report being very happy with the service provided.

Cons

High origination fees. Borrowers may pay as much as 5% of the total loan amount in origination fees.
No HELOCs. If you want a HELOC, you'll have to go with another lender.
Rates not listed. The LoanDepot website doesn't advertise its current rates online.

Loan products offered	Conventional, Jumbo, FHA, VA, Refinance
Minimum credit score	Conventional: 620 FHA: 580 VA: 620
Minimum down payment (Conventional)	3.5%
State availability	Available in all states
NMLS #	174457

Minimum credit score	Conventional: 620 FHA: 580 VA: 620

Read Review

Best marketplace

LendingTree

See rates Read review

LendingTree is a free online marketplace that matches borrowers to lenders. To get started with LendingTree, go to the website and answer a few questions. Afterward, you'll be connected with lenders willing to work with your homebuying goals and credit score.

LendingTree claims to help you get the best deal possible on your home loan. You'll receive multiple offers from different lenders to compare different quotes in minutes and negotiate with loan officers to get a better rate.

Pros
Mortgage choices. LendingTree offers a range of products, including conventional and government-backed loans, reverse mortgages and HELOCs.

Competitive offers. LendingTree's partners compete for your business, so you may get a better deal than you could yourself.

Interest rate alerts. Get notified when a lower interest rate than your current rate is found.
Cons
Mixed customer reviews. Some customers report being unhappy with the number of calls received and unexpected hard credit checks performed.

Loan products offered	Conventional, Jumbo, FHA, VA, USDA, Home Equity, HELOC, Reverse, Refinance
Minimum credit score	Conventional: 620 FHA: 500 VA: 620 USDA: 640 Jumbo: 800
Minimum down payment (Conventional)	3%
State availability	Available in all states
NMLS #	1136

Pros

Mortgage choices. LendingTree offers a range of products, including conventional and government-backed loans, reverse mortgages and HELOCs.
Competitive offers. LendingTree's partners compete for your business, so you may get a better deal than you could yourself.
Interest rate alerts. Get notified when a lower interest rate than your current rate is found.

Cons

Mixed customer reviews. Some customers report being unhappy with the number of calls received and unexpected hard credit checks performed.

Loan products offered	Conventional, Jumbo, FHA, VA, USDA, Home Equity, HELOC, Reverse, Refinance
Minimum credit score	Conventional: 620 FHA: 500 VA: 620 USDA: 640 Jumbo: 800
Minimum down payment (Conventional)	3%
State availability	Available in all states
NMLS #	1136

Minimum credit score	Conventional: 620 FHA: 500 VA: 620 USDA: 640 Jumbo: 800

See rates Read review

Best for first-time homebuyers

Rocket Mortgage

See rates Read review

Founded in 2015, Rocket Mortgage is the digital version of Quicken Loans. As a fully online lender, Rocket Mortgage is available at all hours, which lets you apply for a loan and lock in your rate without having to wait for a loan officer.

Rocket Mortgage syncs with your bank account to electronically verify your assets for a quicker preapproval. After your loan has been approved and closed, access your loan documents and make payments online or by using the app.

Pros
Support available. While you're not required to work with a loan officer, support is available if you need it.

Rates advertised. Quickly view and compare Rocket Mortgage's interest rates online.

Loans not typically sold. Because it's owned by Quicken Loans, Rocket Mortgage will service your loan after closing in most cases.
Cons
Loans not listed. You must call or fill out a form before you're shown your mortgage options.

Hard credit check. Completing a Rocket Mortgage application requires a hard credit check, which can lower your credit score by a few points.

No HELOCs available. Rocket Mortgage doesn't offer HELOCs, only cash-out refinances for borrowers looking to tap into their home's equity.

Loan products offered	Conventional, Jumbo, FHA, VA, Refinance
Minimum credit score	Conventional: 620 FHA: 580 VA: 620 Jumbo: 700
Minimum down payment (Conventional)	3%
State availability	Available in all states
NMLS #	3030

Pros

Support available. While you're not required to work with a loan officer, support is available if you need it.
Rates advertised. Quickly view and compare Rocket Mortgage's interest rates online.
Loans not typically sold. Because it's owned by Quicken Loans, Rocket Mortgage will service your loan after closing in most cases.

Cons

Loans not listed. You must call or fill out a form before you're shown your mortgage options.
Hard credit check. Completing a Rocket Mortgage application requires a hard credit check, which can lower your credit score by a few points.
No HELOCs available. Rocket Mortgage doesn't offer HELOCs, only cash-out refinances for borrowers looking to tap into their home's equity.

Loan products offered	Conventional, Jumbo, FHA, VA, Refinance
Minimum credit score	Conventional: 620 FHA: 580 VA: 620 Jumbo: 700
Minimum down payment (Conventional)	3%
State availability	Available in all states
NMLS #	3030

Minimum credit score	Conventional: 620 FHA: 580 VA: 620 Jumbo: 700

See rates Read review

Best for a wide range of credit scores

Mr. Cooper

Read Review

Mr. Cooper, formerly known as Nationstar Mortgage, is a nonbank mortgage lender headquartered in Dallas, Texas. The company is known for working with a range of credit scores and may be a good option if you have a less-than-perfect credit history.

The company offers a range of mortgage loans, including Freddie Mac loans geared to low-income borrowers, FHA streamline refinance and VA IRRRL (interest rate reduction refinance loan) as well as conventional, refinance and jumbo loans.

Pros
Close On Time Guarantee. If your qualifying loan doesn't close on time, Mr. Cooper will send you a check for your first month's mortgage payment.

Convenient app. Mr. Cooper has a mobile app that allows you to make digital payments.

Won't sell your loan. After closing, Mr. Cooper won't sell your loan to another company.
Cons
No USDA loans. Mr. Cooper doesn't offer USDA loans at this time.

Mixed reviews. While many customers report good experiences with the company, others complain of bad service.

Pros

Close On Time Guarantee. If your qualifying loan doesn't close on time, Mr. Cooper will send you a check for your first month's mortgage payment.
Convenient app. Mr. Cooper has a mobile app that allows you to make digital payments.
Won't sell your loan. After closing, Mr. Cooper won't sell your loan to another company.

Cons

No USDA loans. Mr. Cooper doesn't offer USDA loans at this time.
Mixed reviews. While many customers report good experiences with the company, others complain of bad service.

Minimum credit score	Conventional: 620

Read Review

Best online experience

Guaranteed Rate

See rates Read review

Guaranteed Rate is a digital lender that features a well-designed, intuitive website and positive customer reviews. The company aims to provide a better experience for its borrowers through a combination of technology and human support.

Whether you're buying a home or refinancing, it takes about 15 minutes to fill out Guaranteed Rate's online application to view your loan options and rates. You can also use the company's mobile app to apply for a new loan.

Pros
FlashClose. A technology designed to shorten closing appointments to minutes, with support for virtual closings.

GRaffordable. Guaranteed Rate's mortgage calculator provides real-time rate and payment information.

Excellent reviews. The company has a 5 out of 5 star rating on Zillow, with thousands of customers reporting excellent service.
Cons
Doesn't list rates. To see your rates, you'll need to fill out an application or call.

Loans are sold. As a correspondent lender, Guaranteed Rates sells its loans after closing.

Loan products offered	Conventional, Jumbo, FHA, VA, Refinance
Minimum credit score	Conventional: 620 Other mortgages: As low as 580, depending on type
Minimum down payment (Conventional)	3%
State availability	Available in all states
NMLS #	2610

Pros

FlashClose. A technology designed to shorten closing appointments to minutes, with support for virtual closings.
GRaffordable. Guaranteed Rate's mortgage calculator provides real-time rate and payment information.
Excellent reviews. The company has a 5 out of 5 star rating on Zillow, with thousands of customers reporting excellent service.

Cons

Doesn't list rates. To see your rates, you'll need to fill out an application or call.
Loans are sold. As a correspondent lender, Guaranteed Rates sells its loans after closing.

Loan products offered	Conventional, Jumbo, FHA, VA, Refinance
Minimum credit score	Conventional: 620 Other mortgages: As low as 580, depending on type
Minimum down payment (Conventional)	3%
State availability	Available in all states
NMLS #	2610

Minimum credit score	Conventional: 620 Other mortgages: As low as 580, depending on type

See rates Read review

Best customer service

Synergy One Lending

Read Review

Synergy One Lending is a digital lender that consistently gets high marks for customer service. Clients report being thrilled with the level of service, expertise and availability of their Synergy One's loan officers, as well as the company's technology.

This lender offers a fully digital application process, which you can complete from a computer or a smartphone using the S1 Connect app. After applying, you can track your loan's status and communicate with your loan officer from a single dashboard.

Pros
Modern Mortgage Experience. Apply for a loan from anywhere, upload and electronically sign documents and track your loan.

S1 Connect app. Offers full functionality, allowing you to apply for and manage your loan in one place.

10-day close offer. Synergy One Lending has a 10-day close offer to help you compete with all-cash offers. Valid for Fannie Mae purchase loans.
Cons
Logins may be required. To use the account verification feature, you need to provide login credentials for your financial accounts.

Don't list costs or fees. Synergy One Lending doesn't list its loan costs and fees on its website.

Loan products offered	Conventional, Jumbo, FHA, VA, USDA, Reverse, Refinance
Minimum credit score	620
Minimum down payment (Conventional)	3%
State availability	AL, AR, AZ, CA, CO, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, MT, NE, NM, OH, OK, OR, SC, SD, TN, TX, UT, WA, WI, WY
NMLS #	1907235

Pros

Modern Mortgage Experience. Apply for a loan from anywhere, upload and electronically sign documents and track your loan.
S1 Connect app. Offers full functionality, allowing you to apply for and manage your loan in one place.
10-day close offer. Synergy One Lending has a 10-day close offer to help you compete with all-cash offers. Valid for Fannie Mae purchase loans.

Cons

Logins may be required. To use the account verification feature, you need to provide login credentials for your financial accounts.
Don't list costs or fees. Synergy One Lending doesn't list its loan costs and fees on its website.

Loan products offered	Conventional, Jumbo, FHA, VA, USDA, Reverse, Refinance
Minimum credit score	620
Minimum down payment (Conventional)	3%
State availability	AL, AR, AZ, CA, CO, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, MT, NE, NM, OH, OK, OR, SC, SD, TN, TX, UT, WA, WI, WY
NMLS #	1907235

Minimum credit score	620

Read Review

Most popular

Wells Fargo

Read Review

Founded in 1905, Wells Fargo is one of the country's largest lenders, originating $300 billion worth of loans every year. The bank offers competitive rates and a solid range of mortgage products, including loans for first-time homebuyers and extended rate lock loans.

While popular with many borrowers, Wells Fargo has had multiple controversies over the years, including misrepresentation of mortgages sold to investors during the 2008 financial crisis and improper loan modifications.

Pros
Website experience. Wells Fargo offers a personalized mortgage website experience so you can quickly compare loans and interest rates in your area.

Rates and fees listed. Unlike many lenders, Wells Fargo is transparent about rates, closing costs, PMI and other fees.

Branch locations. The bank has 5,200 retail banking branches nationwide.
Cons
Recent scandals. Wells Fargo has paid billions in fines due to a pattern of financial misconduct over the years.

Negative customer reviews. Some customers have complained about poor service and mistakes in the mortgage servicing department.

Loan products offered	Conventional, Jumbo, FHA, VA, USDA, Refinance
Minimum credit score	Conventional: 600
Minimum down payment (Conventional)	3%
State availability	Available in all states
NMLS #	399801

Pros

Website experience. Wells Fargo offers a personalized mortgage website experience so you can quickly compare loans and interest rates in your area.
Rates and fees listed. Unlike many lenders, Wells Fargo is transparent about rates, closing costs, PMI and other fees.
Branch locations. The bank has 5,200 retail banking branches nationwide.

Cons

Recent scandals. Wells Fargo has paid billions in fines due to a pattern of financial misconduct over the years.
Negative customer reviews. Some customers have complained about poor service and mistakes in the mortgage servicing department.

Loan products offered	Conventional, Jumbo, FHA, VA, USDA, Refinance
Minimum credit score	Conventional: 600
Minimum down payment (Conventional)	3%
State availability	Available in all states
NMLS #	399801

Minimum credit score	Conventional: 600

Read Review

Best Regional Lender

Lake Area Bank

Read Review

Since 1915, Lake Area Bank has been serving the financial needs of its customers with six branch locations in Minnesota. Through Lake Area Mortgage, a division of the bank, find conventional and government-backed loans, plus bridge loans, lot land loans and more.

The bank has a calculator to help estimate your payment. And after selecting a loan officer, Lake Area Mortgage offers an online application process through Floify cloud software to help streamline and speed up the application process.

Pros
Multiple loan products. Lake Area Bank offers a variety of home loans for a range of borrower circumstances.

Down payment assistance. Through the Minnesota Housing Finance Agency, the bank offers programs to assist with down payment, closing costs and more.

Digital application process. The bank uses Floify software to process mortgage applications online.
Cons
Limited locations. Branches are only available in Forest Lake, Hugo, Lindstrom, Stillwater, White Bear Lake and Shoreview.

Rates not advertised. You must contact a loan offer to get current rates.

Loan products offered	Conventional, Jumbo, FHA, VA, USDA, HELOC, Refinance
Minimum credit score	620
Minimum down payment (Conventional)	3%
State availability	Only available in: MN

Pros

Multiple loan products. Lake Area Bank offers a variety of home loans for a range of borrower circumstances.
Down payment assistance. Through the Minnesota Housing Finance Agency, the bank offers programs to assist with down payment, closing costs and more.
Digital application process. The bank uses Floify software to process mortgage applications online.

Cons

Limited locations. Branches are only available in Forest Lake, Hugo, Lindstrom, Stillwater, White Bear Lake and Shoreview.
Rates not advertised. You must contact a loan offer to get current rates.

Loan products offered	Conventional, Jumbo, FHA, VA, USDA, HELOC, Refinance
Minimum credit score	620
Minimum down payment (Conventional)	3%
State availability	Only available in: MN

Minimum credit score	620

Read Review

Best rates

MidCountry Bank

Read Review

Founded in 2003 and headquartered in Bloomington, Minnesota, MidCountry Bank is a full-service bank with 13 branch locations. On average, MidCountry Bank has the best interest rates of all the lenders we compared in Minnesota.

At MidCountry Bank, you can find purchase and construction loans, Fannie Mae loans and more. In addition to low-rate mortgages, the bank offers a wide range of financial products, including banking services, insurance and investments.

Pros
Competitive rates. On average, MidCountry Bank has the lowest rates of all lenders we compared in Minnesota.

Community initiatives. MidCountry Bank supports a range of community initiatives, including the American Red Cross and educational scholarships.
Cons
No government-backed loans. MidCountry bank doesn't participate in government-backed loan programs.

Limited locations. The bank has limited branch locations in the state.

Website lacks details. The website doesn't provide details on the types of mortgages or
programs available.

Loan products offered	Conventional, Home Equity, Refinance
Minimum credit score	620
Minimum down payment (Conventional)	3%
State availability	Only available in: MN

Pros

Competitive rates. On average, MidCountry Bank has the lowest rates of all lenders we compared in Minnesota.
Community initiatives. MidCountry Bank supports a range of community initiatives, including the American Red Cross and educational scholarships.

Cons

No government-backed loans. MidCountry bank doesn't participate in government-backed loan programs.
Limited locations. The bank has limited branch locations in the state.
Website lacks details. The website doesn't provide details on the types of mortgages or
programs available.

Loan products offered	Conventional, Home Equity, Refinance
Minimum credit score	620
Minimum down payment (Conventional)	3%
State availability	Only available in: MN

Minimum credit score	620

Read Review

Which lender is best for me?

With literally hundreds of lenders available in Minnesota, it may feel daunting to find the right one for your needs. The good news is, it’s possible to narrow down choices by considering what’s most important to you.

Here’s how:

Understand your goals. Consider what type of loan you want. Options include conventional, government-backed loans, first-time homebuyer programs, refinance loans, jumbo loans and more.
Make sure the lender is the right fit. Do you want to work face-to-face with a loan officer, or would you rather apply online? Lender reviews can help determine if a lender will be a good fit for you.
Ask the lender questions:
- How long will the process take?
- Who is my contact person if I need help?
- Will you sell my loan after closing?
- Are there prepayment penalties?
- What fees do you charge?
- Can I get a free rate lock?
Get several quotes. Experts recommend getting at least three quotes so you can compare offers and negotiate a better rate.

Compare mortgage lenders

Compare top brands by home loan type, state availability and credit score. Select See rates to provide the lender with basic property and financial details for personalized rates.

1 - 9 of 9

Name	Loan products offered	State availability	Min. credit score	‎
Interfirst (NMLS #7872)	Conventional	AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, IL, IN, KS, LA, MD, ME, MI, MN, MO, MS, NH, NM, OH, OK, OR, PA, RI, SD, TN, TX, UT, VA, WI, WV, WY	620	See rates More Info		loading Fetching your data...
Freedom Mortgage (NMLS #2767)	Conventional, Jumbo, FHA, VA, USDA, Refinance	Available in all states	620	See rates More Info	A lender that excels in FHA and VA loans, offering low down payment options to borrowers.		loading Fetching your data...
Rocket Mortgage (NMLS #3030)	Conventional, Jumbo, FHA, VA, Refinance	Available in all states	620	See rates More Info	Streamline your mortgage from quote to final payment — all from your computer or phone.		loading Fetching your data...
AmeriSave (NMLS #1168)	Conventional, Jumbo, FHA, VA, USDA, Refinance	Not available in: NY	620	See rates 833-426-1288	Great customer reviews and customized rate quotes in three minutes with no SSN needed.		loading Fetching your data...
Veterans United (NMLS #1907)	Conventional, FHA, VA, USDA, Jumbo, Refinance	Available in all states	620	See rates More Info	Veterans United stands out from other lenders for its focus on serving the military community.		loading Fetching your data...
SoFi (NMLS #1121636)	Conventional, Jumbo, Home equity, Refinance	Not available in: HI	620	See rates More Info	No hidden fees, multiple loan terms, and member discounts available.		loading Fetching your data...
Guaranteed Rate (NMLS #2610)	Conventional, Jumbo, FHA, VA, Refinance	Available in all states	620	See rates More Info	Find competitive rates and highly-rated customer service with this lender.		loading Fetching your data...
Morty (NMLS #1429243)	Conventional, Jumbo	Not available in: AZ, HI, MA, MO, NV, UT	620	See rates More Info	Preapproval in minutes and closing in as little as 3 weeks with no origination fees.		loading Fetching your data...
LendingTree (NMLS #1136)	HELOC, Home Equity loans	Available in all states	620	See rates More Info	Connect with vetted lenders quickly through this free online marketplace.		loading Fetching your data...

Compare up to 4 providers

Average rates and fees in Minnesota

As of February 11, 2021, the benchmark 30-year fixed mortgage rate in the US is 2.83%. According to data from the Consumer Financial Protection Bureau (CFPB), most Minnesota lenders are offering interest rates at or below 2.75%, with rates in the state ranging from 2.00% to 3.625% as of this writing.

Expect to budget around $3,785 after taxes for closing costs or approximately 1.26% to 1.89% of your home’s final sale price, according to data from ClosingCorp. For more information, see mortgage rates in Minnesota or Minnesota closing costs for more details on what you can expect to pay.

What about brokers?

Besides the LendingTree marketplace, our top Minnesota lenders are companies that provide mortgage loans directly to borrowers. However, if you don’t want to spend time researching and prequalifying with lenders, you can use a mortgage broker.

A mortgage broker can help you find the best rate loan, but you’ll typically pay a commission equal to .5% to 2% of your loan’s value. Choose your mortgage broker carefully, as some are known to charge excessive or unnecessary fees.

Bottom line

Whether you’re a first-time homebuyer or want to take advantage of low interest rates with a mortgage refinance, there are many options available. If one lender doesn’t have the type of loan product you’re after, it’s likely another will. While our top Minnesota lender picks will be just right for many borrowers, compare even more lenders to see other mortgages you may qualify for.

Thank you for your feedback!

Kat Aoki

Kat Aoki is a writer at Finder focusing on cryptocurrency, mortgages and personal finance products. Since 2011, she’s written hundreds of thoughtful and informative articles to help consumers make better decisions with their money. She’s well versed in working with leading brands in the finance and mortgage industry, including AMEX, Citibank and RealEstate.com.au. She earned a BS in Business Administration and Marketing from California State University and enjoys travel, hiking and yoga in her spare time.

More guides on Finder

Compare HELOC rates in Florida
What to know about HELOC rates in Florida to get the best rate.
Fed tapering and rate hikes hurt US housing market. Time to delay home buying?
The Fed hiked rates 0.75 points today, and mortgage rates are pricing in a continued increase. But the Fed might reverse course sooner than expected if a recession hits the U.S. economy. Should you delay your home purchase?
How to get a home equity loan with bad credit
A steady income, more equity and low debt are key to getting approved with bad credit.
Truist HELOC review
What to know about a Truist HELOC — before you apply.
How much are closing costs on a HELOC or home equity loan?
Do you have to pay closing costs on home equity loans and HELOCs?
HELOC and home equity loan requirements
Here’s what you need to qualify for a HELOC in 2022
Best Cash-out Refinance Lenders 2022
Find out how it works and if it makes sense for your current situation.
Interfirst mortgage review
Learn about Interfirst’s $0-origination-fee mortgages.
Best Daily Compound Interest Savings Accounts 2022
A simple feature like compound interest can make a big difference in how your savings grow.
Best cash advance apps to get you to next payday
Compare the 8 best cash advance apps for low fees, high limits and more.

9 best mortgage lenders in Minnesota

Looking for the ideal mortgage in Minnesota? Here are our top 9 lender picks for interest rates, first-time homebuyers and customer service in the North Star State.

In this guide

Mortgage guides

How to:

Loan types

We compare the following lenders and brokers

Term length

Best Minnesota mortgage lenders in 2021

How we picked the best lenders

Best for refinancing

LoanDepot

Pros and cons

More details

More details

Best marketplace

LendingTree

Pros and cons

More details

More details

Best for first-time homebuyers

Rocket Mortgage

Pros and cons

More details

More details

Best for a wide range of credit scores

Mr. Cooper

Pros and cons

More details

More details

Best online experience

Guaranteed Rate

Pros and cons

More details

More details

Best customer service

Synergy One Lending

Pros and cons

More details

More details

Most popular

Wells Fargo

Pros and cons

More details

More details

Best Regional Lender

Lake Area Bank

Pros and cons

More details

More details

Best rates

MidCountry Bank

Pros and cons

More details

More details

Which lender is best for me?

Compare mortgage lenders

Compare up to 4 providers

Average rates and fees in Minnesota

What about brokers?

Bottom line

Kat Aoki

More guides on Finder

Advertiser Disclosure