Both Chase and PNC offer the same loan products nationwide with a 620 minimum credit score — but neither earns strong customer satisfaction marks.
Chase wins on branch access (22 states) and holds an A+ BBB rating versus PNC’s A-, though both score poorly in customer reviews (Chase: 1.18/5, PNC: 1/5).
PNC customers frequently report unexpected fees and poor fraud case handling, while Chase complaints center on difficult-to-reach phone support.
This summary was generated by AI and may contain errors or omissions.
How do Chase Bank and PNC Bank compare?
Choose this lender for great in-person help at branches in 22 states
Watch out for frustrating customer service online and over the phone
A good option for borrowers who want a mortgage from a well-known bank.
As of October 2020, Chase Bank has an A+ rating with the Better Business Bureau, yet reviewers on the site have only rated it 1.18 out of 5 stars. The bank’s score is only slightly better on Trustpilot, where it’s currently rated 1.3 out of 5. However, it’s important to note that these reviews are for Chase Bank as a whole and not necessarily its mortgage products.
Satisfied customers praise Chase’s mobile app, online access and personal service in branches. Most of the negative reviews focus on frustrating customer service, with customers having trouble getting in touch with a helpful representative, being passed around on the phone or just never getting the help they need.
PNC isn't credited with the Better Business Bureau (BBB), but receives an A- rating from it as of September 2019. On average, customers give PNC a low 1 out of 5 stars on the BBB site.
Of the over 1,500 complaints on the BBB website, only two are unanswered and one is unresolved. Many customers report having issues with customer service, unexpected fees and poorly handled fraud cases.
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Disclaimer: The partners on Finder's mortgage comparison tables are sorted in alphabetical order.
A top lender of FHA and VA loans, but customer reviews are very mixed.
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