Wells Fargo personal loans
Finder Rating: 3.65 / 5 ★★★★★
- Available in all states
Minimum credit score | Varies |
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APR | 6.99% to 23.24% |
Loan amount | $3,000 to $100,000 |
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Chase is known for its extensive credit card offerings with perks like travel rewards and cash back earnings. It also offers a range of business and home loans – but doesn’t currently offer personal loans.
Here are six alternatives like Chase bank that offer personal loans. These lenders offer competitive rates on personal loans for a range of credit scores, and some have physical locations.
Wells Fargo personal loans
Finder Rating: 3.65 / 5 ★★★★★
Minimum credit score | Varies |
---|---|
APR | 6.99% to 23.24% |
Loan amount | $3,000 to $100,000 |
Upgrade personal loans
Finder Rating: 4 / 5 ★★★★★
Personal loans made through Upgrade feature APRs of 5.94%-35.97%. All personal loans have a 2.9% to 8% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.98% APR (which includes a 14.32% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $343.33. Over the life of the loan, your payments would total $12,359.97. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade's lending partners. Information on Upgrade's lending partners can be found at https://www.upgrade.com/lending-partners/.
Minimum credit score | 620 |
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APR | 7.96% to 35.97% |
Loan amount | $1,000 to $50,000 |
Axos Bank personal loans
Finder Rating: 3.6 / 5 ★★★★★
Minimum credit score | 720 |
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APR | 7.15% to 17.99% |
Loan amount | $5,000 to $50,000 |
SoFi personal loans
Finder Rating: 4.45 / 5 ★★★★★
Minimum credit score | 680 |
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APR | 7.99% to 23.43% |
Loan amount | $5,000 to $100,000 |
LightStream personal loans
Finder Rating: 4.83 / 5 ★★★★★
Minimum credit score | Good to excellent credit |
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APR | 5.99% to 23.99% |
Loan amount | $5,000 to $100,000 |
Prosper personal loans
Finder Rating: 3.42 / 5 ★★★★★
Minimum credit score | 600 |
---|---|
APR | 6.99% to 35.99% |
Loan amount | $2,000 to $50,000 |
We compared dozens of lenders before narrowing down to our top six choices. Not many large banks offer personal loans, so we expanded our search to include online and peer-to-peer lenders, as well as lenders that work with all sorts of credit circumstances.
Factors considered include rates, loan amounts, existence of origination fees and late fees, ease of application, lender transparency, credit score requirements, turnaround time, availability, and additional financial products and services.
A lot of banks, including Chase, find that personal loans don’t generate enough money anymore — especially since the 2008 financial crisis brought on new and costly regulations. Some major banks offer personal loans, but they’re few and far between.
Chase also stopped financing student loans in 2013. If you have a previous student loan through Chase, it’s now serviced by Navient. For alternatives, compare these top student loan providers similar to Chase.
Chase offers a range of loans, including auto and home loans and business loans.
Here’s a rundown of the options:
For other expenses, there are Chase credit cards. Since these tend to have higher APRs than a typical personal loan, consider one of Chase’s 0% introductory APR cards, like its Freedom or Slate cards.
There are many more lenders in the sea. Compare personalized loan options by your credit score.
Chase might not offer personal loans, but there are other options out there that might better fit your needs. If you’d like to keep your finances with this bank, you might want to go for one of Chase’s other loan or credit card options.
If you’re open to other providers, you might want to consider applying for a personal loan with an online lender instead. To learn more about personal loans and find a lender that works for you, check out our personal loans guide.
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