Ram insurance rates

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The average insurance cost of a Ram across all models is $165.20 a month, or $1,982.40 a year. Your exact cost will be determined by many factors, including the amount of miles you drive in a year, your driving history, your age and other factors. Filter car insurance companies by your state to get a quote.

Model	Monthly insurance rate	Base car price
1500	$148	$26,495
2500	$151	$32,145
3500	$151	$33,245
Promaster 1500	$156	$29,995
Promaster 2500	$156	$32,695
Promaster 3500	$227	$36,890
Promaster City	$220	$23,495

• How we got these rates

  • Full coverage
  • Sedan
  • Good credit
  • Married
  • Male driver
  • Age 35

Get the cheapest quotes for your car

Compare providers in your area.

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How a vehicle from Ram affects the cost of insurance

Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.

A couple of these factors negatively impact the cost of insurance for a Ram. Some models have high theft rates as well as just average safety ratings. Other factors that affect the cost of insurance include the model, mileage and trim package. Personal factors like your driving history, credit score and age also play roles.

You’ll find that most, if not all, insurance providers will insure your Ram pickup.

Are there any standout models?

Ram’s 1500 Sport Hydro Blue has all the power and capabilities of the 1500 with a bold exterior. This truck’s stand-out design includes a blue exterior with a sport hood decal, 22-inch all-black wheels and a striking grille. The interior boasts cloth high-back bucket seats with hydro blue stitching and embossed Sport and Ram’s Head logo.

Pros and cons of insuring a Ram

About the Ram brand

In 2010, Ram was spun off from Dodge as its own brand and adopted the Dodge Ram’s logo. Ram aims to produce trucks for “real truck customers.”

In just a short amount of time, Ram has already amassed a handful of awards, including Best Full Size Truck for the Money from U.S. News & World Report.

Ram car facts

• The first Ram trucks were introduced in 1981.
• The logo for Ram was formally the logo for the Dodge brand.
• Ram pickup trucks have been the winner of Motor Trend’s Truck of the Year Award five times.

Compare Ram competitors

Looking for other car brands? Find other car manufacturers that are similar to Ram, or compare makes that are completely different.

Bottom line

Ram trucks can be more expensive to insure than other trucks, especially for the more powerful pickups. You can find the best deal on insurance for your Ram by comparing car insurance coverage to get the best rate and value for you.

Frequently asked questions about Ram

• How did you get these rates?

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2018 Ram
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

• Are Rams made in the US?

  Yes. Rams are manufactured in the US and Mexico.

• Are Rams dependable cars?

  Several models have won truck of the year awards for multiple years.

• What car-related factors affect the cost of insurance?

  A car’s safety record, the cost to repair and maintain the car and the car’s likelihood of being stolen all can affect the cost of car insurance.

• How can I finance a Ram truck?

  You have a few different options for financing a Ram. If you’re looking for the most competitive rate, you might want to prequalify with a few different banks, credit unions or online lenders. But if you’re interested in the fastest option available, then financing directly through an authorized dealership might be the way to go.