Get the cheapest quotes for your car
Compare providers in your area.
Finder makes money from featured partners, but editorial opinions are our own.
Advertiser disclosure
Ram insurance rates
Compare car insurance for Ram
The average insurance cost of a Ram across all models is $165.20 a month, or $1,982.40 a year. Your exact cost will be determined by many factors, including the amount of miles you drive in a year, your driving history, your age and other factors. Filter car insurance companies by your state to get a quote.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| 1500 | $148 | $26,495 |
| 2500 | $151 | $32,145 |
| 3500 | $151 | $33,245 |
| Promaster 1500 | $156 | $29,995 |
| Promaster 2500 | $156 | $32,695 |
| Promaster 3500 | $227 | $36,890 |
| Promaster City | $220 | $23,495 |
1 - 5 of 5
Get the cheapest quotes for your car
Compare providers in your area.
How a vehicle from Ram affects the cost of insurance
Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.
A couple of these factors negatively impact the cost of insurance for a Ram. Some models have high theft rates as well as just average safety ratings. Other factors that affect the cost of insurance include the model, mileage and trim package. Personal factors like your driving history, credit score and age also play roles.
You’ll find that most, if not all, insurance providers will insure your Ram pickup.
Are there any standout models?
Ram’s 1500 Sport Hydro Blue has all the power and capabilities of the 1500 with a bold exterior. This truck’s stand-out design includes a blue exterior with a sport hood decal, 22-inch all-black wheels and a striking grille. The interior boasts cloth high-back bucket seats with hydro blue stitching and embossed Sport and Ram’s Head logo.
Pros and cons of insuring a Ram
Pros
- Not especially costly to repair or replace
Cons
- Some models have high theft rates
- Average safety ratings
About the Ram brand
In 2010, Ram was spun off from Dodge as its own brand and adopted the Dodge Ram’s logo. Ram aims to produce trucks for “real truck customers.”
In just a short amount of time, Ram has already amassed a handful of awards, including Best Full Size Truck for the Money from U.S. News & World Report.
Ram car facts
- The first Ram trucks were introduced in 1981.
- The logo for Ram was formally the logo for the Dodge brand.
- Ram pickup trucks have been the winner of Motor Trend’s Truck of the Year Award five times.
Compare Ram competitors
Looking for other car brands? Find other car manufacturers that are similar to Ram, or compare makes that are completely different.
Bottom line
Ram trucks can be more expensive to insure than other trucks, especially for the more powerful pickups. You can find the best deal on insurance for your Ram by comparing car insurance coverage to get the best rate and value for you.
Frequently asked questions about Ram
More guides on Finder
-
Treasury Bills vs. CDs: What’s the difference?
T-bills come with virtually no risk and are exempt from state and local taxes, but they don’t earn interest like CDs do.
-
Beem App Review: High Max But Questionable Cash Advances
A review of the Beem cash advance app, how to qualify and a look at real-world user experiences.
-
Bonds vs. CDs: What’s the Difference?
Bonds can offer higher returns, but come with a slightly higher risk. CDs may offer smaller returns but come with minimal risk. See pros and cons here.
-
Fundamental Analysis
Fundamental analysis of stocks can help you become a better investor and find the true value of stocks and other assets.
-
Medical practice loans
Compare top business financing options to fund a medical practice.
-
Car Insurance for Single Moms and Dads: Available Options and Aid
Some of the top auto insurance providers for single moms and dads to save on options without dropping coverage.
-
Loans Like Crane Finance
Need better loan terms? Check out how these alternatives outshine Crane Finance.
-
Cash Advance Apps That Work With GO2bank
We’ve found the top cash advance apps that sync with GO2bank to get you cash fast.
-
Cash Advance Apps That Work With Wisely
Discover the top cash advance apps that work with Wisely and how they compare.
-
Apps Like Grain Credit
6 alternatives to Grain Credit that may have lower rates and fees.
Ask a question