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Ram insurance rates

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The average insurance cost of a Ram across all models is $165.20 a month, or $1,982.40 a year. Your exact cost will be determined by many factors, including the amount of miles you drive in a year, your driving history, your age and other factors. Filter car insurance companies by your state to get a quote.

ModelMonthly insurance rateBase car price
1500$148$26,495
2500$151$32,145
3500$151$33,245
Promaster 1500$156$29,995
Promaster 2500$156$32,695
Promaster 3500$227$36,890
Promaster City$220$23,495
Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Pretected
Optional
Yes
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
The AARP Auto Insurance Program from the Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Clearcover
Optional
Yes
AZ, CA, GA, IL, IN, KY, LA, MD, MO, MS, NE, OH, OK, PA, TX, UT, VA, WI & WV
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
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How a vehicle from Ram affects the cost of insurance

Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.

A couple of these factors negatively impact the cost of insurance for a Ram. Some models have high theft rates as well as just average safety ratings. Other factors that affect the cost of insurance include the model, mileage and trim package. Personal factors like your driving history, credit score and age also play roles.

You’ll find that most, if not all, insurance providers will insure your Ram pickup.

Are there any standout models?

Ram’s 1500 Sport Hydro Blue has all the power and capabilities of the 1500 with a bold exterior. This truck’s stand-out design includes a blue exterior with a sport hood decal, 22-inch all-black wheels and a striking grille. The interior boasts cloth high-back bucket seats with hydro blue stitching and embossed Sport and Ram’s Head logo.

Pros and cons of insuring a Ram

Pros

  • Not especially costly to repair or replace

Cons

  • Some models have high theft rates
  • Average safety ratings

About the Ram brand

In 2010, Ram was spun off from Dodge as its own brand and adopted the Dodge Ram’s logo. Ram aims to produce trucks for “real truck customers.”

In just a short amount of time, Ram has already amassed a handful of awards, including Best Full Size Truck for the Money from U.S. News & World Report.

Ram car facts

  • The first Ram trucks were introduced in 1981.
  • The logo for Ram was formally the logo for the Dodge brand.
  • Ram pickup trucks have been the winner of Motor Trend’s Truck of the Year Award five times.

Compare Ram competitors

Looking for other car brands? Find other car manufacturers that are similar to Ram, or compare makes that are completely different.

Bottom line

Ram trucks can be more expensive to insure than other trucks, especially for the more powerful pickups. You can find the best deal on insurance for your Ram by comparing car insurance coverage to get the best rate and value for you.

Frequently asked questions about Ram

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