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Ram insurance rates
Average insurance cost for a Ram
The average insurance cost of a Ram across all models is $165.20 a month, or $1,982.40 a year. Your exact cost will be determined by many factors, including the amount of miles you drive in a year, your driving history, your age and other factors.
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Our top pick: Progressive
Choose from a long list of discounts and coverage for almost any driver.
- Top-rated insurer with 80 years of experience
- Easy online sign-up and reporting
- Multiple discounts available
- Transparent quoting
Find your Ram model
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How a vehicle from Ram affects the cost of insurance
Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.
A couple of these factors negatively impact the cost of insurance for a Ram. Some models have high theft rates as well as just average safety ratings. Other factors that affect the cost of insurance include the model, mileage and trim package. Personal factors like your driving history, credit score and age also play roles.
You’ll find that most, if not all, insurance providers will insure your Ram pickup.
Are there any standout models?
Ram’s 1500 Sport Hydro Blue has all the power and capabilities of the 1500 with a bold exterior. This truck’s stand-out design includes a blue exterior with a sport hood decal, 22-inch all-black wheels and a striking grille. The interior boasts cloth high-back bucket seats with hydro blue stitching and embossed Sport and Ram’s Head logo.
Ram car insurance rates by model
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Pros and cons of insuring a Ram
- Not especially costly to repair or replace
- Some models have high theft rates
- Average safety ratings
About the Ram brand
In 2010, Ram was spun off from Dodge as its own brand and adopted the Dodge Ram’s logo. Ram aims to produce trucks for “real truck customers.”
In just a short amount of time, Ram has already amassed a handful of awards, including Best Full Size Truck for the Money from U.S. News & World Report.
Ram car facts
- The first Ram trucks were introduced in 1981.
- The logo for Ram was formally the logo for the Dodge brand.
- Ram pickup trucks have been the winner of Motor Trend’s Truck of the Year Award five times.
Compare Ram competitors
Looking for other car brands? Find other car manufacturers that are similar to Ram, or compare makes that are completely different.
Ram trucks can be more expensive to insure than other trucks, especially for the more powerful pickups. You can find the best deal on insurance for your Ram by comparing car insurance coverage to get the best rate and value for you.
Frequently asked questions about Ram
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