Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Acura insurance rates

Compare car insurance for Acuras

The average cost of insurance for an Acura is $166 per month or $1,992 a year. That's right around the average insurance rate for most cars, making Acura one of the cheapest luxury car brands for insurance rates. Your exact cost will vary depending on multiple factors, including your location, your driving history, the model Acura you are purchasing and your age, among other factors. Filter car insurance companies by your state to get a quote.

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Savvy
Optional
Depends on provider
Yes
All states & DC
Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.
Liberty Mutual
Optional
30%
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
loading

Compare up to 4 providers

Compare car insurance quotes

Enter your ZIP code below and click Compare to see the cheapest rates in your area.

Find rates for your Acura model

Why are Acuras affordable luxury cars to insure?

Acura is Honda’s luxury line of vehicles. But despite it being a luxury brand, Acuras aren’t typically too expensive to insure.

Acuras are safe, reliable cars that often rate well with the National Highway Traffic Safety Administration, which makes them more affordable to insure. They’re also on the lower price range of luxury cars, which means repairs are cheaper too.

Acura car insurance rates by model

ModelMonthly insurance rateBase car price
ILX$160$27,990
MDX$191$44,050
NSX$191.00$156,000
RDX$153$35,670
RLX$152$54,450
TLX$152$32,000

Are there any standout Acura models?

Acura also makes the NSX, which is a sports car that’s on par with Ferrari for both road performance and maintenance/repair costs — so the NSX is going to lend itself to higher insurance rates too, even though it’s an Acura.

Sports cars in general tend to be driven aggressively, putting them at a higher risk for accidents. Additionally, they tend to cost far more to maintain and repair than lower-end models from Acura, which raises the amount of the average insurance claim for people who drive the NSX.

Pros and cons of insuring an Acura

Pros

  • Acura’s advanced safety features make it a safer car to drive and less expensive to insure
  • Most Acuras are engineered and manufactured in the US, which contributes to a lower insurance premium
  • The reliability of Acuras will help to bring down your insurance costs

Cons

  • Considered a luxury vehicle, which are more expensive to insure

Acura car facts

  • Launched in the US in 1986, Acura is the luxury marque of Honda.
  • Acura was the first luxury car brand to be awarded top safety ratings throughout the entire model line.
  • The first Japanese luxury car brand, Acura’s success inspired other Japanese automakers Nissan and Toyota to also launch luxury brands.
  • Prices start at $28,000 and can go up to $156,000.
  • Approximately 154,602 Acura cars were sold in 2017.

What’s AcuraWatch?

AcuraWatch is a suite of safety and driver assistance technologies, including a collision mitigation braking system, adaptive cruise control, lane keeping assist and road departure mitigation. These features help to make your Acura as safe as possible.

AcuraWatch comes standard in every grade of MDX, Acura’s third-row SUV. Other Acura models can upgrade to the AcuraWatch Pus package for an additional cost. You can expect to pay $1,300+ depending on your model.

Bottom line

Most Acuras are not particularly expensive to insure because of their great safety features. But be sure to shop around to find the best car insurance for you.

Frequently asked questions about Acura cars

More guides on Finder

    Ask an Expert

    You are about to post a question on finder.com:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

    By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

    Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
    Go to site