Get the cheapest quotes on your auto insurance
Enter your ZIP code to see insurers near you.
Your information is secure.
Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure
Acura insurance rates
Compare car insurance for Acuras
The average cost of insurance for an Acura is $166 per month or $1,992 a year. That’s right around the average insurance rate for most cars, making Acura one of the cheapest luxury car brands for insurance rates. Your exact cost will vary depending on multiple factors, including your location, your driving history, the model Acura you are purchasing and your age, among other factors.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| ILX | $160 | $27,990 |
| MDX | $191 | $44,050 |
| NSX | $191.00 | $156,000 |
| RDX | $153 | $35,670 |
| RLX | $152 | $54,450 |
| TLX | $152 | $32,000 |
Get the cheapest quotes for your Acura
Enter your zip code to compare providers in your area.
Your information is secure
Why are Acuras affordable luxury cars to insure?
Acura is Honda’s luxury line of vehicles. But despite it being a luxury brand, Acuras aren’t typically too expensive to insure.
Acuras are safe, reliable cars that often rate well with the National Highway Traffic Safety Administration, which makes them more affordable to insure. They’re also on the lower price range of luxury cars, which means repairs are cheaper too.
Are there any standout Acura models?
Acura also makes the NSX, which is a sports car that’s on par with Ferrari for both road performance and maintenance/repair costs — so the NSX is going to lend itself to higher insurance rates too, even though it’s an Acura.
Sports cars in general tend to be driven aggressively, putting them at a higher risk for accidents. Additionally, they tend to cost far more to maintain and repair than lower-end models from Acura, which raises the amount of the average insurance claim for people who drive the NSX.
Pros and cons of insuring an Acura
Pros
- Acura’s advanced safety features make it a safer car to drive and less expensive to insure
- Most Acuras are engineered and manufactured in the US, which contributes to a lower insurance premium
- The reliability of Acuras will help to bring down your insurance costs
Cons
- Considered a luxury vehicle, which are more expensive to insure
Acura car facts
- Launched in the US in 1986, Acura is the luxury marque of Honda.
- Acura was the first luxury car brand to be awarded top safety ratings throughout the entire model line.
- The first Japanese luxury car brand, Acura’s success inspired other Japanese automakers Nissan and Toyota to also launch luxury brands.
- Prices start at $28,000 and can go up to $156,000.
- Approximately 154,602 Acura cars were sold in 2017.
What’s AcuraWatch?
AcuraWatch is a suite of safety and driver assistance technologies, including a collision mitigation braking system, adaptive cruise control, lane keeping assist and road departure mitigation. These features help to make your Acura as safe as possible.
AcuraWatch comes standard in every grade of MDX, Acura’s third-row SUV. Other Acura models can upgrade to the AcuraWatch Pus package for an additional cost. You can expect to pay $1,300+ depending on your model.
Bottom line
Most Acuras are not particularly expensive to insure because of their great safety features. But be sure to shop around to find the best car insurance for you.
Frequently asked questions about Acura cars
More guides on Finder
-
How to buy gold
Learn where to buy gold, how to invest in gold and about gold’s historical performance as an investment. Find out all the need-to-knows with our extensive guide.
-
How much does gas cost?
Find out gas costs based on your city, state or make and model.
-
The best credit cards for kids for 2022
Support your child’s financial knowledge and teach the important real-life money skills in a safe and controlled way with a kids’ debit card.
-
Car insurance costs, affordability by state
Trek through 10 factors that affect car insurance costs and which states have the best and worst affordability.
-
Compare pay-as-you-go and telematics companies
Compare 19 usage-based insurance companies and their key features side by side.
-
Texas car accident statistics
Take care when driving in Texas, the deadliest US state for car accidents.
-
New York car accident statistics
Dive into statistics about fatalities and the types of accidents happening in New York.
-
Compare car insurance in Fresno
Compare insurers that serve Fresno, California, side by side.
-
Crypto savings accounts guide
The average American could earn 140 times more in just one year by switching from a traditional savings account to a crypto savings account, according to analysis from Finder.
-
Car insurance in San Diego
These top 4 companies should narrow down your car insurance options in San Diego.
Ask an Expert