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Acura car insurance rates

What to expect when insuring an Acura

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Average insurance cost of an Acura

The average cost of insurance for an Acura is $166 per month. Your exact cost will vary depending on multiple factors, including your location, your driving history, the model Acura you are purchasing and your age, among other factors.

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How a vehicle from Acura affects insurance costs

Acura is Honda’s luxury line of vehicles. But despite it being a luxury brand, Acuras aren’t typically too expensive to insure. Acuras are safe, reliable cars that often rate well with the National Highway Traffic Safety Administration, which makes them more affordable to insure.

Acura car insurance rates by model

Model Monthly insurance rate Base car price
ILX $160 $27,990
MDX $191 $44,050
NSX $191.00 $156,000
RDX $153 $35,670
RLX $152 $54,450
TLX $152 $32,000

Are there any standout models?

Acura also makes the NSX, which is a sports car that’s on par with Ferrari for both road performance and maintenance/repair costs — so the NSX is going to lend itself to higher insurance rates too, even though it’s an Acura.

Sports cars in general tend to be driven aggressively, putting them at a higher risk for accidents. Additionally, they tend to cost far more to maintain and repair than lower-end models from Acura, which raises the amount of the average insurance claim for people who drive the NSX.

Pros and cons of insuring an Acura

Different factors will affect the cost of insuring an Acura. Here’s what to look out for.


  • Acura’s advanced safety features make it a safer car to drive and less expensive to insure
  • Most Acuras are engineered and manufactured in the US, which contributes to a lower insurance premium
  • The reliability of Acuras will help to bring down your insurance costs


  • Considered a luxury vehicle, which are more expensive to insure

Acura car facts

  • Launched in the US in 1986, Acura is the luxury marque of Honda.
  • Acura was the first luxury car brand to be awarded top safety ratings throughout the entire model line.
  • The first Japanese luxury car brand, Acura’s success inspired other Japanese automakers Nissan and Toyota to also launch luxury brands.
  • Prices start at $28,000 and can go up to $156,000.
  • Approximately 154,602 Acura cars were sold in 2017.

What’s AcuraWatch?

AcuraWatch is a suite of safety and driver assistance technologies, including a collision mitigation braking system, adaptive cruise control, lane keeping assist and road departure mitigation. These features help to make your Acura as safe as possible.

AcuraWatch comes standard in every grade of MDX, Acura’s third-row SUV. Other Acura models can upgrade to the AcuraWatch Pus package for an additional cost. You can expect to pay $1,300+ depending on your model.

Companies that provide coverage for Acura

Acuras are commonly covered by insurance companies, so you’ll have no trouble getting insurance for your new car.

Name Product Roadside assistance New car protection Available states
Included free
Yes, cars under 2 years old
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Yes, cars under 1 year old & 15,000 miles
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Included free
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.
Included free
Yes, cars under 1 year old & 15,000 miles
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
Yes, cars under 1 year old & 15,000 miles
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.

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Compare Acura competitors

Looking for other car brands? Find other car manufacturers that are similar to Acura, or compare makes that are completely different.

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Bottom line

Most Acuras are not particularly expensive to insure because of their great safety features. But be sure to shop around to find the best car insurance for you.

Frequently asked questions about Acura

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