The average cost of insurance for an Acura is $166 per month or $1,992 a year. That’s right around the average insurance rate for most cars, making Acura one of the cheapest luxury car brands for insurance rates. Your exact cost will vary depending on multiple factors, including your location, your driving history, the model Acura you are purchasing and your age, among other factors.
Model
Monthly insurance rate
Base car price
ILX
$160
$27,990
MDX
$191
$44,050
NSX
$191.00
$156,000
RDX
$153
$35,670
RLX
$152
$54,450
TLX
$152
$32,000
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Why are Acuras affordable luxury cars to insure?
Acura is Honda’s luxury line of vehicles. But despite it being a luxury brand, Acuras aren’t typically too expensive to insure.
Acuras are safe, reliable cars that often rate well with the National Highway Traffic Safety Administration, which makes them more affordable to insure. They’re also on the lower price range of luxury cars, which means repairs are cheaper too.
Are there any standout Acura models?
Acura also makes the NSX, which is a sports car that’s on par with Ferrari for both road performance and maintenance/repair costs — so the NSX is going to lend itself to higher insurance rates too, even though it’s an Acura.
Sports cars in general tend to be driven aggressively, putting them at a higher risk for accidents. Additionally, they tend to cost far more to maintain and repair than lower-end models from Acura, which raises the amount of the average insurance claim for people who drive the NSX.
Pros and cons of insuring an Acura
Pros
Acura’s advanced safety features make it a safer car to drive and less expensive to insure
Most Acuras are engineered and manufactured in the US, which contributes to a lower insurance premium
The reliability of Acuras will help to bring down your insurance costs
Cons
Considered a luxury vehicle, which are more expensive to insure
Acura car facts
Launched in the US in 1986, Acura is the luxury marque of Honda.
Acura was the first luxury car brand to be awarded top safety ratings throughout the entire model line.
The first Japanese luxury car brand, Acura’s success inspired other Japanese automakers Nissan and Toyota to also launch luxury brands.
Prices start at $28,000 and can go up to $156,000.
Approximately 154,602 Acura cars were sold in 2017.
What’s AcuraWatch?
AcuraWatch is a suite of safety and driver assistance technologies, including a collision mitigation braking system, adaptive cruise control, lane keeping assist and road departure mitigation. These features help to make your Acura as safe as possible.
AcuraWatch comes standard in every grade of MDX, Acura’s third-row SUV. Other Acura models can upgrade to the AcuraWatch Pus package for an additional cost. You can expect to pay $1,300+ depending on your model.
Bottom line
Most Acuras are not particularly expensive to insure because of their great safety features. But be sure to shop around to find the best car insurance for you.
Frequently asked questions about Acura cars
To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
2018 Acura
10,001–15,000 miles driven yearly
No accidents in the past five years
Anti-theft device on vehicle
Driver located in New York
Good credit
Most Acuras are engineered and manufactured in the US.
Yes, you’ll have no problem getting coverage for your Acura.
A car’s safety record, the cost to repair and maintain the car and the car’s likelihood of being stolen all can affect the cost of car insurance.
Yes, Acura offers its own financing through Acura Financial Services. Military service members, recent college graduates and loyal Acura customers might even be able to score some discounts.
Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College.
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