Acura NSX insurance rates
Shedding light on car insurance prices
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On average, auto insurance on an Acura NSX costs about$191 a month — or $2,292 a year. This is on par with Georgia’s $2,201 average, but about $1,000 higher than the national average of $1,318. With that being said, the actual cost could be more or less depending on your driving record, annual mileage, state of residence, and many other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.
In the past, insuring a high-end sports car like the Acura NSX may have been a hassle. Not anymore. Nowadays, most larger providers offer collector car insurance policies or can even insure the vehicle under a standard auto insurance policy with increased coverage. When shopping for insurance for your Acura NSX, you may want to consider both major providers and companies that specialize in luxury or sports cars.
Allstate. While Allstate’s policies aren’t designed specifically for exotic cars, it does offer a range of coverage options that may suit the Acura NSX. The MSRP for the Acura NSX is about $155,000, not quite as expensive as a Lamborghini or Ferrari, so it may be covered by one of State Farm’s standard policies.
State Farm. State Farm offers exotic car insurance designed for high end or collector vehicles. Premiums may be higher than a standard auto insurance policy, but the coverage is tailor-made for this type of vehicle so it may be worth it for the peace of mind alone.
Geico. Geico also offers classic and collector car insurance that could be a great choice for your Acura NSX. Your car is covered at agreed value, which means there are no deductions for depreciation in the event of a claim.
Chubb. Chubb offers agreed value auto insurance designed for classic and collector cars, making it a great choice for insuring an Acura NSX. Beyond its broad coverage options, policies also come with exclusive features and services that benefit owners of exotic vehicles.
Hagerty. Hagerty is one of the nation’s largest collector car insurance providers, offering a strong lineup of coverage options that range from muscle cars and hot rods to exotic cars and beyond. It even offers motorsports coverage if you’re interested in taking your car to the track.
PURE. PURE is a high net worth insurance provider, offering a range of auto insurance coverage for expensive vehicles. Its policies are based on agreed value, and policyholders will receive dedicated assistance from a PURE member advocate.
Regardless of what vehicle you drive, you should always compare your options to find the best provider and coverage for your situation. But when it comes down to it, you may feel like all of your options seem the same. Here are a few things that you should consider when comparing car insurance for your Acura NSX:
There are a number of factors that influence the price you pay for car insurance. Whether you’re trying to find coverage for an Acura NSX or a Mini Cooper, here are some of the things that insurance providers consider when determining your rate:
The trim and packages on your Acura NSX can influence the price you pay for auto insurance. If you choose packages that can make your vehicle safer to drive, you may see a decrease in rates. However, if you choose to upgrade your engine or add a sports package, the increased power could lead to higher premiums. Here are a few of the packages available on the Acura NSX:
You could save money on car insurance for your Acura NSX if it comes equipped with these safety features.
Many providers will offer discounts based on the vehicle that you insure. While exact discounts may vary depending on your location, choice of provider, and more, there are a few that should apply to the Acura NSX:
Acura has a reputation for reliable vehicles, and the NSX is no exception. Most exotic cars aren’t meant to be used as daily drivers; they’re uncomfortable, bumpy, loud, and need frequent maintenance. The Acura NSX is another story. It’s comfortable, reliable and suitable for frequent use.
At the time of writing, there have been no recalls on the 2017 and 2018 Acura NSX models. In fact, the only model year that was affected by recalls is the first year the NSX was released, 1991. In 2005, Acura recalled 3.7 million 1991 NSXs for faulty buttons on seatbelt buckles.
There are no major issues with the 2017 or 2018 Acura NSX. However, Acura released a service bulletin to address a faulty thermostat that caused engine coolant to heat too quickly.
Like most exotic cars, the NSX requires a bit of maintenance to ensure it runs smoothly and lasts as long as possible. Here’s what to expect with an Acura NSX:
While Acura has a reputation for reliable vehicles, the NSX is a performance car that might take more of a beating than your average grocery-getter. The standard warranty is great, but for such an expensive vehicle, you may want to consider buying an extended warranty in case something happens after the initial warranty period ends. Acura offers a number of extended warranty options on its other models, but for information on the NSX extended warranty, you’ll need to speak with your dealer.
Acura’s vehicles are generally considered very safe. While the NSX is no exception, you should keep in mind that it’s a performance vehicle, meaning it might not have as many safety features as an Acura MDX, for example. However, here are some of the safety features you can expect:
Unfortunately, there isn’t enough data to provide safety ratings at this time. Neither J.D. Power or the NHTSA have rated the 2017 or 2018 Acura NSX yet.
The Acura NSX has been around since 1991 and was discontinued in 2005, before making its new debut in 2017. The car was designed as a classic sports car with the latest advance technology for an extraordinary driving experience. The 2017 Acura NSX model is the only supercar that was designed and manufactured in America.
Insurance companies determine the insurance cost for Acura NSX based on safety and theft ratings, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. If you’re considering an Acura NSX, grab quotes from several insurance companies to find the lowest premium possible before you commit. Do your research to see if you qualify for insurance discounts.
A 2017 Acura NSX starts at a base price of $156,000. With the average insurance rate at $2,292 per year, the annual insurance cost–to–base car price ratio is 1.5%.
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The Acura NSX will cost about $1,000 more than the national average to insure, but that’s about what you would pay to insure an Acura MDX anyway. Either way, your actual rates might vary according to your age, location, and a handful of other factors. While you can expect to pay more for maintenance, insuring an Acura NSX isn’t all that expensive, especially if you consider a provider that offers high-performance or exotic car insurance. Before choosing a provider and policy, be sure to compare your options to find the coverage you need at a price that fits your budget.
From a price standpoint, the Acura NSX ranks right in the middle of our list of the 360 priciest car models to insure. Explore the prices of other car brands and models:
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