Acura ILX insurance rates
Shedding light on car insurance prices
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On average, monthly insurance for an Acura ILX costs $160 a month — or $1,920 a year, about $600 more than the national average of $1,318. Your actual cost may vary depending on your driving record, annual mileage, location, along with a handful of other factors. For example, the average cost of car insurance in Ohio is $919, whereas that number jumps to $1,840 for residents of Florida. To determine the estimated cost, we aggregated quotes from insurance companies using this profile:
Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.
Allstate. One of the largest auto insurance providers in the country offers a strong lineup of coverage options for the Acura ILX. Allstate has great rates for vehicles with high safety ratings and a number of additional discounts that make it a great choice for insuring the Acura ILX.
Progressive. This provider offers low-cost auto insurance in over 15 states, along with competitively priced coverage everywhere else. Its innovative approach to auto insurance makes it a popular option for insuring newer vehicles like the Acura ILX.
Geico. You may recognize this provider for its famous gecko mascot and catchy commercials claiming to save 15% or more on car insurance. It has some of the highest customer satisfaction ratings in the industry and offers a variety of discounts that may apply to the Acura ILX.
There are a number of factors you should consider when comparing insurance options for your Acura ILX. For example, some providers may be more affordable when it comes to hybrid vehicles, while others might specialize in classic cars. Here’s what you should consider when comparing car insurance options for the Acura ILX:
There are a handful of factors that influence the price of car insurance. Luckily, the Acura ILX is a sedan equipped with multiple safety features, which can help to reduce the price. Here are a few other factors that impact your premiums:
The package and options on your Acura ILX will often have an impact on the price you pay for car insurance. Here are some of the available options and how they might affect your insurance rates:
A-spec. This package provides sportier details on both the interior and exterior. Generally, sportier cars are more expensive to insure, so this may increase your rates.
Technology plus. This navigation, audio, and connectivity package, advertised as an “intelligent driving companion” will increase the value of your vehicle but may also make for a safer drive. Therefore, it could either increase or decrease your rates.
Premium. This package includes features that offer comfort and convenience. The safety & driver assistance technology may also decrease your rates.
AcuraWatch Plus. The AcuraWatch Plus package provides a collision mitigation braking system, adaptive cruise control, lane keeping assist system, and more. Together, all of these safety features may help you save money on car insurance.
Special edition. The special edition of the Acura ILX features larger rims, a rear spoiler, and other visual upgrades. While this package may provide sporty, aerodynamic details, it might also increase your premiums.
Black alloy wheels. Just like any other visual upgrades that make the car look sportier, opting for larger rims may increase the price of car insurance.
Back up sensors. Back up sensors can help you avoid collisions when backing out of your driveway or in parking lots. Adding this feature may offer peace of mind and reduced car insurance rates.
LED fog lights. LED fog lights help you see vehicles and other obstacles when your vision is limited. This optional safety feature may help reduce your premiums.
Spare tire kit. Adding a spare tire kit to your Acura ILX may demonstrate that you’re a responsible and well-prepared driver and may decrease your premiums.
Wheel locks. Wheel locks are an affordable accessory that makes tire and rim theft much more difficult. Thus, you may receive a discount for anti-theft features.
Many providers offer discounts when a car is equipped with various safety features. You could save money on car insurance for your Acura ILX if it comes equipped with any of the following options:.
Many providers offer a number of discounts on auto insurance policies. While these discounts vary depending on location, provider, vehicle, and other factors, here are a few that may apply to the Acura ILX:
Acura is well known for its safety features and all around reliable vehicles. According to JD Power, the 2016 ILX scored 4 out of 5 for predicted reliability. The 2015 model offers a more detailed analysis, with a 5/5 for feature & accessory dependability, 3/5 for powertrain dependability, 2/5 for body & interior dependability, and 3/5 for overall dependability.
In February of 2016, Acura recalled 2013-2016 Acura ILX models for overheating headlights, malfunctioning door latches, and airbag inflators. At the time of writing, the 2017 and 2018 models have no recalls in effect.
The 2014 Acura ILX has the most complaints of all model years. Customers mention issues with overly noisy suspension, freon odor, and defrost not working properly. However, 2014 is not the only model year with issues. Other customers report engine oil leaks from regular operation and transmission slipping, which are most prevalent in 2015, 2016, and 2017 models.
Buying and insuring your Acura ILX is just the start. In order to increase its life expectancy and uphold optimum performance, you’ll need to make sure it’s properly maintained. Here’s what to expect:
Generally speaking, Acura has a reputation for reliable vehicles. However, things often fail when you least expect them to, so Acura also offers extended warranty options beyond what comes standard. The rates below are offered to customers who purchase an extended warranty within 60 days of vehicle purchase. It is possible to purchase an extended warranty at a later date, but surcharges may apply. Additionally, all extended warranty options come with Acura Plus 24/7 Roadside Assistance.
The Acura ILX has a number of great safety features that can decrease your risk of filing a personal injury claim, which may translate to lower insurance premiums. According to the National Highway Traffic Safety Administration, 2016, 2017, and 2018 models are all rated 5 out of 5 for Federal Government Crash Test Ratings. Frontal and rollover crashes on all models are rated 4 out of 5 stars, whereas side crashes are rated 5 out of 5.
The Acura ILX has been around since 2012. The car was designed to attract young drivers; A luxury vehicle with a low price. The 2017 Acura ILX model is among the best in its class for low base prices and excellent fuel economy.
Insurance companies determine the insurance cost for an Acura ILX based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. If you’re considering an Acura ILX, grab quotes from several insurance companies to find the lowest premium possible before you commit. Do your research to see if you qualify for insurance discounts.
A 2017 Acura ILX starts at a base price of $27,990. With the average insurance rate at $1,920 per year, the annual insurance cost–to–base car price ratio is 6.9%.
The Acura ILX will likely cost slightly more than the national average to insure. Although it’s considered a very safe vehicle, it’s also classified as a luxury sedan, which may be a factor behind the increased rates. However, due to its great safety ratings, additional safety features, and efficient mileage, you may be able to reduce your rates through various discounts. Shop around to find out which provider is best for your Acura ILX.
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Allstate is a trusted and well-established company that offers life, automobile, home, renters, condo, motorcycle and business insurance policies. Founded in 1931, the company strives to make the community safer.
Allstate car insurance comes with:
From an insurance price standpoint, the Acura ILX ranks right in the middle of our list of the 360 priciest car models to insure. Explore the prices of other car makes and models:
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