Acura ILX insurance rates
Shedding light on car insurance prices
Enter your ZIP code below and click Compare to see the cheapest rates in your area.
On average, monthly insurance for an Acura ILX costs $160 a month — or $1,920 a year, about $600 more than the national average of $1,318. Your actual cost may vary depending on your driving record, annual mileage, location, along with a handful of other factors. For example, the average cost of car insurance in Ohio is $919, whereas that number jumps to $1,840 for residents of Florida.
A 2017 Acura ILX starts at a base price of $27,990. With the average insurance rate at $1,920 per year, the annual insurance cost–to–base car price ratio is 6.9%.
|Model||Monthly insurance rate||Base car price|
There are a number of factors you should consider when comparing insurance options for your Acura ILX. For example, some providers may be more affordable when it comes to hybrid vehicles, while others might specialize in classic cars. Here’s what you should consider when comparing car insurance options for the Acura ILX:
There are a handful of factors that influence the price of car insurance. Luckily, the Acura ILX is a sedan equipped with multiple safety features, which can help to reduce the price. Here are a few other factors that impact your premiums:
The package and options on your Acura ILX will often have an impact on the price you pay for car insurance. Here are some of the available options and how they might affect your insurance rates:
Many providers offer discounts when a car is equipped with various safety features. You could save money on car insurance for your Acura ILX if it comes equipped with any of the following options:.
Many providers offer a number of discounts on auto insurance policies. While these discounts vary depending on location, provider, vehicle, and other factors, here are a few that may apply to the Acura ILX:
Acura is well known for its safety features and all around reliable vehicles. According to JD Power, the 2016 ILX scored 4 out of 5 for predicted reliability. The 2015 model offers a more detailed analysis, with a 5/5 for feature & accessory dependability, 3/5 for powertrain dependability, 2/5 for body & interior dependability, and 3/5 for overall dependability.
In February of 2016, Acura recalled 2013-2016 Acura ILX models for overheating headlights, malfunctioning door latches, and airbag inflators. At the time of writing, the 2017 and 2018 models have no recalls in effect.
The 2014 Acura ILX has the most complaints of all model years. Customers mention issues with overly noisy suspension, freon odor, and defrost not working properly. However, 2014 is not the only model year with issues. Other customers report engine oil leaks from regular operation and transmission slipping, which are most prevalent in 2015, 2016, and 2017 models.
The Acura ILX has a number of great safety features that can decrease your risk of filing a personal injury claim, which may translate to lower insurance premiums. According to the National Highway Traffic Safety Administration, 2016, 2017, and 2018 models are all rated 5 out of 5 for Federal Government Crash Test Ratings. Frontal and rollover crashes on all models are rated 4 out of 5 stars, whereas side crashes are rated 5 out of 5.
Buying and insuring your Acura ILX is just the start. In order to increase its life expectancy and uphold optimum performance, you’ll need to make sure it’s properly maintained. Here’s what to expect:
Generally speaking, Acura has a reputation for reliable vehicles. However, things often fail when you least expect them to, so Acura also offers extended warranty options beyond what comes standard. The rates below are offered to customers who purchase an extended warranty within 60 days of vehicle purchase. It is possible to purchase an extended warranty at a later date, but surcharges may apply. Additionally, all extended warranty options come with Acura Plus 24/7 Roadside Assistance.
|5 year / 100,000 km||$808||$1,288||$1,448||$1,788||$2,258|
|6 year / 100,000 km||$1,068||$1,718||$1,938||$2,148||$2,798|
|6 year / 160,000 km||$1,458||$2,478||$2,688||$2,968||$3,878|
|7 year / 130,000 km||$1,398||$2,328||$2,538||$2,798||$3,618|
|7 year / 160,000 km||$1,608||$2,868||$3,078||$3,408||$4,418|
|7 year / 200,000 km||$1,998||$3,228||$3,768||$4,098||$5,388|
|8 year / 200,000 km||$2,328||$3,768||$4,378||$4,848||$6,358|
|Standard warranty coverage||Plus extended warranty coverage|
|Climate control||4 year / 80,000 km||7 year / 200,000 km|
|Security System||4 year / 80,000 km||7 year / 200,000 km|
|Brakes||4 year / 80,000 km||7 year / 200,000 km|
|Electrical||4 year / 80,000 km||7 year / 200,000 km|
|Suspension||4 year / 80,000 km||7 year / 200,000 km|
|Steering||4 year / 80,000 km||7 year / 200,000 km|
|Fuel System||4 year / 80,000 km||7 year / 200,000 km|
|Powertrain||5 year / 100,000 km||7 year / 200,000 km|
From an insurance price standpoint, the Acura ILX ranks right in the middle of our list of the 360 priciest car models to insure.
The Acura ILX will likely cost slightly more than the national average to insure. Although it’s considered a very safe vehicle, it’s also classified as a luxury sedan, which may be a factor behind the increased rates. However, due to its great safety ratings, additional safety features, and efficient mileage, you may be able to reduce your rates through various discounts. Shop around to find out which provider is best for your Acura ILX.
Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.
Question 1 of 2
Based on your answers, check out:
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.