10+ free personal finance calculators you should be using | finder.com

Calculators

Use personal finance calculators available on finder.com
to see if you’re really getting the best deal out there.

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With our calculators, you can estimate how much you’re able to borrow for a home loan, calculate how much interest your money will attract in a savings account and compare different personal loan options.

These calculators are free and easy to use. All you need to do is put in a few numbers to generate a figure that could help you make the right financial decision.

Please note that these calculators and tools provide estimates for your general information. The success of your application cannot be guaranteed and do not represent quotes.

Credit cards

Balance transfer calculator

Find out how much interest you could save by transferring your existing balance to a new credit card — and see how long it’ll take to pay off your debt.

Credit limit calculator

Got your eyes on a big purchase that you’re planning on using a new credit card for? Before you apply, get an idea of how much borrowing power you might have.

Credit card repayment calculator

Unsure of how much to pay towards your bill each month? Use our calculator to see what would happen if you paid more than the minimum monthly payment.

Personal loans

Monthly repayment calculator

Considering taking on a personal loan in the near future? Find out if you can afford the monthly repayments using this calculator.

Debt consolidation calculator

Get a rough idea of how much money you could save on interest by rolling multiple existing debts into one convenient monthly payment.

Loan comparison calculator

See how two loan offers compare to find out which is a better deal. It could help you decide if it’s worth it to refinance or switch to a new loan too.

Borrowing power calculator

Find out how much you might be able to borrow based on your income and expenses.

Car loan payment calculator

Calculate how much you’d owe each month on an auto loan based on the loan amount, interest rate and term length.

Business loan calculator

Compare the total costs of two business loans to find your best option.

Which personal loan calculator should I use?

Budgeting tools

Alcohol savings calculator

For some reason, bar tabs add up quickly and can drain your pockets without you even realizing it until the next morning. Calculate how much you could save each month if you stopped sipping the sauce.

Credit score

Debt-to-income ratio calculator

Use our DTI calculator to hone in on how the amount you borrow compares to how much you bring home each month in your paycheck. This figure can signal if you need to adjust your use of credit to help lower your risk factor.

Car Insurance

Car insurance calculator

An advertisement about how much you could save each month by switching car insurance companies doesn’t mean a thing if you’re not sure how much you should be paying in the first place. Compare estimated costs per year from several different providers at once.

Money transfers

Money transfer calculator

When you’re sending different types of currency around the world you should be sure that you’re getting the most value for your transaction. Make converting money simple by comparing exchange rates from different online services and use our calculator to see how much your recipient would get.

Cryptocurrency

Ethereum unit converter calculator

Whether you’re buying or selling Ether, you can use our calculator to see what its value is at smaller denominations and how much it’s worth in US dollars.

Satoshi to Bitcoin conversion calculator

The popular cryptocurrency can broken down into a Satoshi, which is the smallest denomination of Bitcoin. Find out what the worth of Satoshi is compared to Bitcoin — and vice versa.

Life insurance

Life insurance cover calculator

Trying to get an idea of how much coverage you need to give yourself peace of mind when it comes to the well-being of your family? Use this calculator to help determine an appropriate policy amount based on your current financial obligations.

Banking

Savings calculator

See how much of a difference time and interest rates can make on the money you’ve worked hard to earn and set aside for tomorrow. Use our savings calculator to illustrate the importance of saving, growing your savings and compounding your interest.

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