How to buy Oconee Federal Financial stock - 17 April

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How to buy Oconee Federal Financial stock

Own Oconee Federal Financial stock in just a few minutes.

Oconee Federal Financial Corp is a banks-regional business based in the US. Oconee Federal Financial shares (OFED) are listed on the NASDAQ and all prices are listed in US Dollars. Oconee Federal Financial employs 77 staff and has a trailing 12-month revenue of around USD$17.3 million.

How to buy shares in Oconee Federal Financial

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Oconee Federal Financial. Find the stock by name or ticker symbol: OFED. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Oconee Federal Financial reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Oconee Federal Financial, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Oconee Federal Financial. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Oconee Federal Financial share price

Use our graph to track the performance of OFED stocks over time.

Oconee Federal Financial shares at a glance

Information last updated 2021-04-16.
52-week rangeUSD$16.5105 - USD$27.6572
50-day moving average USD$25.9124
200-day moving average USD$24.4664
Wall St. target priceN/A
PE ratio 34.1137
Dividend yield USD$0.4 (1.64%)
Earnings per share (TTM) USD$0.739

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Oconee Federal Financial stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Oconee Federal Financial under- or over-valued?

Valuing Oconee Federal Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Oconee Federal Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Oconee Federal Financial's P/E ratio

Oconee Federal Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 34x. In other words, Oconee Federal Financial shares trade at around 34x recent earnings.

That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.

Oconee Federal Financial financials

Revenue TTM USD$17.3 million
Operating margin TTM 31.93%
Gross profit TTM USD$16.8 million
Return on assets TTM 0.81%
Return on equity TTM 4.69%
Profit margin 24.16%
Book value $16.029
Market capitalisation USD$141.3 million

TTM: trailing 12 months

Shorting Oconee Federal Financial shares

There are currently 14,329 Oconee Federal Financial shares held short by investors – that's known as Oconee Federal Financial's "short interest". This figure is 12.1% up from 12,783 last month.

There are a few different ways that this level of interest in shorting Oconee Federal Financial shares can be evaluated.

Oconee Federal Financial's "short interest ratio" (SIR)

Oconee Federal Financial's "short interest ratio" (SIR) is the quantity of Oconee Federal Financial shares currently shorted divided by the average quantity of Oconee Federal Financial shares traded daily (recently around 4047.7401129944). Oconee Federal Financial's SIR currently stands at 3.54. In other words for every 100,000 Oconee Federal Financial shares traded daily on the market, roughly 3540 shares are currently held short.

However Oconee Federal Financial's short interest can also be evaluated against the total number of Oconee Federal Financial shares, or, against the total number of tradable Oconee Federal Financial shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Oconee Federal Financial's short interest could be expressed as 0% of the outstanding shares (for every 100,000 Oconee Federal Financial shares in existence, roughly 0 shares are currently held short) or 0.0115% of the tradable shares (for every 100,000 tradable Oconee Federal Financial shares, roughly 12 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Oconee Federal Financial.

Find out more about how you can short Oconee Federal Financial stock.

Oconee Federal Financial share dividends


Dividend payout ratio: 53.36% of net profits

Recently Oconee Federal Financial has paid out, on average, around 53.36% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.51% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Oconee Federal Financial shareholders could enjoy a 1.51% return on their shares, in the form of dividend payments. In Oconee Federal Financial's case, that would currently equate to about $0.4 per share.

Oconee Federal Financial's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

Oconee Federal Financial's most recent dividend payout was on 24 February 2021. The latest dividend was paid out to all shareholders who bought their shares by 9 February 2021 (the "ex-dividend date").

Oconee Federal Financial share price volatility

Over the last 12 months, Oconee Federal Financial's shares have ranged in value from as little as $16.5105 up to $27.6572. A popular way to gauge a stock's volatility is its "beta".

OFED.US volatility(beta: 0.76)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Oconee Federal Financial's is 0.7639. This would suggest that Oconee Federal Financial's shares are less volatile than average (for this exchange).

Oconee Federal Financial overview

Oconee Federal Financial Corp. operates as a holding company for Oconee Federal Savings and Loan Association that provides various banking products and services in the Oconee County area of northwestern South Carolina and the northeast area of Georgia. It offers deposit products, including demand, NOW, money market, savings, certificates of deposit, and individual retirement accounts. The company's loan portfolio comprises one-to-four family and multi-family residential mortgage loans; home equity loans and lines of credit; nonresidential real estate loans; construction and land loans; commercial and industrial loans; agricultural loans; and consumer loans. It operates through its executive office and eight branch offices located in Oconee County, South Carolina; Pickens County, South Carolina; Stephens County, Georgia; and Rabun County, Georgia. The company was founded in 1924 and is based in Seneca, South Carolina. Oconee Federal Financial Corp.

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