Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

How to buy Community Trust Bancorp stock | $37.05

Own Community Trust Bancorp stock in just a few minutes.

Fact checked

Community Trust Bancorp, Inc is a banks-regional business based in the US. Community Trust Bancorp shares (CTBI) are listed on the NASDAQ and all prices are listed in US Dollars. Community Trust Bancorp employs 966 staff and has a trailing 12-month revenue of around USD$181 million.

How to buy shares in Community Trust Bancorp

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Community Trust Bancorp. Find the stock by name or ticker symbol: CTBI. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Community Trust Bancorp reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$37.05, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Community Trust Bancorp, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Community Trust Bancorp. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Community Trust Bancorp share price

Use our graph to track the performance of CTBI stocks over time.

Community Trust Bancorp shares at a glance

Information last updated 2020-12-27.
Latest market closeUSD$37.05
52-week rangeUSD$25.5382 - USD$44.8832
50-day moving average USD$35.623
200-day moving average USD$32.4301
Wall St. target priceUSD$41
PE ratio 11.0327
Dividend yield USD$1.54 (4.15%)
Earnings per share (TTM) USD$3.36

Buy Community Trust Bancorp shares from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.
Name Product Stock trade fee Asset types Option trade fee Annual fee
Sofi Invest
$0
Stocks, ETFs, Cryptocurrency
N/A
0%
A free way to invest in stocks, ETFs and crypto.
Robinhood
$0
Stocks, Options, ETFs, Cryptocurrency
$0
0%
Make unlimited commission-free trades in stocks, funds, and options with Robinhood Financial.
Moomoo
$0 for US stocks
Stocks, Options, ETFs
$0
Trade stocks on the US, Hong Kong, Shanghai and Shenzhen markets.
TD Ameritrade
$0
or $25 broker-assisted
Stocks
$0 + $0.65/contract,
or $25 broker-assisted
TD Ameritrade features $0 commission for online stock, but watch out for high short-term ETF and broker-assisted trading fees.
loading

Compare up to 4 providers

The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Community Trust Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Community Trust Bancorp price performance over time

Historical closes compared with the close of $37.05 from 2020-12-31

1 week (2021-01-07) -6.49%
1 month (2020-12-15) -1.04%
3 months (2020-10-15) 19.02%
6 months (2020-07-15) 11.19%
1 year (2020-01-15) -18.36%
2 years (2019-01-15) -9.83%
3 years (2018-01-13) N/A
5 years (2016-01-15) 17.28%

Is Community Trust Bancorp under- or over-valued?

Valuing Community Trust Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Community Trust Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Community Trust Bancorp's P/E ratio

Community Trust Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Community Trust Bancorp shares trade at around 11x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Community Trust Bancorp's PEG ratio

Community Trust Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 3.55. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Community Trust Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Community Trust Bancorp financials

Revenue TTM USD$181 million
Operating margin TTM 41.11%
Gross profit TTM USD$186.8 million
Return on assets TTM 1.28%
Return on equity TTM 9.55%
Profit margin 32.98%
Book value $36.201
Market capitalisation USD$660.2 million

TTM: trailing 12 months

Shorting Community Trust Bancorp shares

There are currently 75,420 Community Trust Bancorp shares held short by investors – that's known as Community Trust Bancorp's "short interest". This figure is 36.7% down from 119,233 last month.

There are a few different ways that this level of interest in shorting Community Trust Bancorp shares can be evaluated.

Community Trust Bancorp's "short interest ratio" (SIR)

Community Trust Bancorp's "short interest ratio" (SIR) is the quantity of Community Trust Bancorp shares currently shorted divided by the average quantity of Community Trust Bancorp shares traded daily (recently around 46844.720496894). Community Trust Bancorp's SIR currently stands at 1.61. In other words for every 100,000 Community Trust Bancorp shares traded daily on the market, roughly 1610 shares are currently held short.

However Community Trust Bancorp's short interest can also be evaluated against the total number of Community Trust Bancorp shares, or, against the total number of tradable Community Trust Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Community Trust Bancorp's short interest could be expressed as 0% of the outstanding shares (for every 100,000 Community Trust Bancorp shares in existence, roughly 0 shares are currently held short) or 0.005% of the tradable shares (for every 100,000 tradable Community Trust Bancorp shares, roughly 5 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Community Trust Bancorp.

Find out more about how you can short Community Trust Bancorp stock.

Community Trust Bancorp share dividends

46%

Dividend payout ratio: 45.54% of net profits

Recently Community Trust Bancorp has paid out, on average, around 45.54% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 4.15% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Community Trust Bancorp shareholders could enjoy a 4.15% return on their shares, in the form of dividend payments. In Community Trust Bancorp's case, that would currently equate to about $1.54 per share.

While Community Trust Bancorp's payout ratio might seem fairly standard, it's worth remembering that Community Trust Bancorp may be investing much of the rest of its net profits in future growth.

Community Trust Bancorp's most recent dividend payout was on 1 January 2021. The latest dividend was paid out to all shareholders who bought their shares by 14 December 2020 (the "ex-dividend date").

Have Community Trust Bancorp's shares ever split?

Community Trust Bancorp's shares were split on a 11:10 basis on 13 May 2014. So if you had owned 10 shares the day before before the split, the next day you'd have owned 11 shares. This wouldn't directly have changed the overall worth of your Community Trust Bancorp shares – just the quantity. However, indirectly, the new 9.1% lower share price could have impacted the market appetite for Community Trust Bancorp shares which in turn could have impacted Community Trust Bancorp's share price.

Community Trust Bancorp share price volatility

Over the last 12 months, Community Trust Bancorp's shares have ranged in value from as little as $25.5382 up to $44.8832. A popular way to gauge a stock's volatility is its "beta".

CTBI.US volatility(beta: 0.85)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Community Trust Bancorp's is 0.8462. This would suggest that Community Trust Bancorp's shares are less volatile than average (for this exchange).

Community Trust Bancorp overview

Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides commercial and personal banking services to small and mid-sized communities. The company accepts time and demand deposits, Keogh plans, and savings certificates, as well as checking and savings, regular, individual retirement, NOW, and money market accounts. It also offers loan products, such as commercial and residential real estate loans; commercial, construction and development, mortgage, and personal loans, as well as consumer, and secured and unsecured loans; and lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing. In addition, the company provides cash management, safe deposit boxes rental, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities. Further, it offers full service securities brokerage, and trust and wealth management services; debit cards; annuity and life insurance products; and repurchase agreements, as well as mobile, telephone, and Internet banking services. The company operates 79 banking locations in eastern, northeastern, central, south central Kentucky, southern West Virginia, and northeastern Tennessee; 4 trust offices in Kentucky; and 1 trust office in Tennessee. Community Trust Bancorp, Inc. was founded in 1903 and is headquartered in Pikeville, Kentucky.

Frequently asked questions

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site