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How to buy BancorpSouth Bank stock | 27.24

Own BancorpSouth Bank stock in just a few minutes.

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BancorpSouth Bank is a banks—regional business based in the US. BancorpSouth Bank shares (BXS) are listed on the NYSE and all prices are listed in US Dollars. BancorpSouth Bank employs 4,792 staff and has a trailing 12-month revenue of around USD$926.9 million.

How to buy shares in BancorpSouth Bank

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for BancorpSouth Bank. Find the stock by name or ticker symbol: BXS. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until BancorpSouth Bank reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$27.24, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of BancorpSouth Bank, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of BancorpSouth Bank. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

How has coronavirus impacted BancorpSouth Bank's share price?

Since the stock market crash in March caused by coronavirus, BancorpSouth Bank's share price has had significant negative movement.

Its last market close was USD$27.24, which is 4.79% down on its pre-crash value of USD$28.61 and 58.00% up on the lowest point reached during the March crash when the shares fell as low as USD$17.24.

If you had bought USD$1,000 worth of BancorpSouth Bank shares at the start of February 2020, those shares would have been worth USD$618.39 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth USD$938.96.

BancorpSouth Bank share price

Use our graph to track the performance of BXS stocks over time.

BancorpSouth Bank shares at a glance

Information last updated 2020-10-20.
Latest market close USD$27.24
52-week range USD$17.24 - USD$32.97
50-day moving average USD$20.7976
200-day moving average USD$21.3483
Wall St. target price USD$24.33
PE ratio 10.7843
Dividend yield USD$0.74 (3.37%)
Earnings per share (TTM) USD$2.036

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy BancorpSouth Bank stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

BancorpSouth Bank price performance over time

Historical closes compared with the close of $27.24 from 2020-11-16

1 week (2020-11-23) 3.26%
1 month (2020-10-30) 16.36%
3 months (2020-08-28) 24.44%
6 months (2020-05-29) 22.54%
1 year (2019-11-29) -12.41%
2 years (2018-11-30) -11.53%
3 years (2017-11-30) -18.08%
5 years (2015-11-30) 1.26%

Is BancorpSouth Bank under- or over-valued?

Valuing BancorpSouth Bank stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of BancorpSouth Bank's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

BancorpSouth Bank's P/E ratio

BancorpSouth Bank's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, BancorpSouth Bank shares trade at around 11x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

BancorpSouth Bank's PEG ratio

BancorpSouth Bank's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 3.8. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into BancorpSouth Bank's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

BancorpSouth Bank financials

Revenue TTM USD$926.9 million
Operating margin TTM 32.04%
Gross profit TTM USD$929.1 million
Return on assets TTM 1.02%
Return on equity TTM 8.5%
Profit margin 23.2%
Book value $25.015
Market capitalisation USD$2.2 billion

TTM: trailing 12 months

Shorting BancorpSouth Bank shares

There are currently 1.8 million BancorpSouth Bank shares held short by investors – that's known as BancorpSouth Bank's "short interest". This figure is 31.4% down from 2.6 million last month.

There are a few different ways that this level of interest in shorting BancorpSouth Bank shares can be evaluated.

BancorpSouth Bank's "short interest ratio" (SIR)

BancorpSouth Bank's "short interest ratio" (SIR) is the quantity of BancorpSouth Bank shares currently shorted divided by the average quantity of BancorpSouth Bank shares traded daily (recently around 453387.08010336). BancorpSouth Bank's SIR currently stands at 3.87. In other words for every 100,000 BancorpSouth Bank shares traded daily on the market, roughly 3870 shares are currently held short.

However BancorpSouth Bank's short interest can also be evaluated against the total number of BancorpSouth Bank shares, or, against the total number of tradable BancorpSouth Bank shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case BancorpSouth Bank's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 BancorpSouth Bank shares in existence, roughly 20 shares are currently held short) or 0.018% of the tradable shares (for every 100,000 tradable BancorpSouth Bank shares, roughly 18 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against BancorpSouth Bank.

Find out more about how you can short BancorpSouth Bank stock.

BancorpSouth Bank share dividends

36%

Dividend payout ratio: 36.27% of net profits

Recently BancorpSouth Bank has paid out, on average, around 36.27% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.37% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), BancorpSouth Bank shareholders could enjoy a 3.37% return on their shares, in the form of dividend payments. In BancorpSouth Bank's case, that would currently equate to about $0.74 per share.

While BancorpSouth Bank's payout ratio might seem fairly standard, it's worth remembering that BancorpSouth Bank may be investing much of the rest of its net profits in future growth.

BancorpSouth Bank's most recent dividend payout was on 1 October 2020. The latest dividend was paid out to all shareholders who bought their shares by 14 September 2020 (the "ex-dividend date").

Have BancorpSouth Bank's shares ever split?

BancorpSouth Bank's shares were split on a 2:1 basis on 18 May 1998. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your BancorpSouth Bank shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for BancorpSouth Bank shares which in turn could have impacted BancorpSouth Bank's share price.

BancorpSouth Bank share price volatility

Over the last 12 months, BancorpSouth Bank's shares have ranged in value from as little as $17.24 up to $32.97. A popular way to gauge a stock's volatility is its "beta".

BXS.US volatility(beta: 1.43)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while BancorpSouth Bank's is 1.4341. This would suggest that BancorpSouth Bank's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

BancorpSouth Bank overview

BancorpSouth Bank provides commercial banking and financial services to individuals and small-to-medium size businesses. The company operates through Banking Services Group, Mortgage, Insurance Agencies, Wealth Management, and General Corporate and Other segments. It offers various deposit products, including interest and noninterest bearing demand deposits, and saving and other time deposits. The company also provides commercial loans, including term loans, lines of credit, equipment and receivable financing, and agricultural loans; a range of short-to-medium term secured and unsecured commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery; and construction loans to real estate developers for the acquisition, development, and construction of residential subdivisions. In addition, it offers fixed and adjustable rate residential mortgage loans secured by owner-occupied property; residential construction loans; second mortgage loans; and home equity lines of credit, as well as non-residential consumer loans that consist of automobile, recreation vehicle, boat, personal, and deposit account secured loans, as well as issues credit cards. Further, the company operates as an agent for the sale of commercial lines of insurance; and offers a line of property and casualty, life, health, and employee benefits products and services. Additionally, it provides credit related products, trust and investment management, asset management, retirement and savings solutions, and estate planning and annuity products. It operates in Alabama, Arkansas, Florida, Louisiana, Mississippi, Missouri, Tennessee, Texas, and Illinois. The company was formerly known as BancorpSouth, Inc. and changed its name to BancorpSouth Bank in October 2017. BancorpSouth Bank was founded in 1876 and is headquartered in Tupelo, Mississippi.

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