How to buy Ameris Bancorp stock

Ameris Bancorp is a banks-regional business based in the US. Ameris Bancorp shares (ABCB) are listed on the NASDAQ and all prices are listed in US Dollars. Ameris Bancorp employs 2,671 staff and has a trailing 12-month revenue of around 0.00.

Ameris Bancorp share price

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Ameris Bancorp shares at a glance

• Key figures

Information last updated 2021-04-30.

52-week range	$16.77 - $57.65
50-day moving average	$52.57
200-day moving average	$42.20
Wall St. target price	$58.93
PE ratio	10.2328
Dividend yield	$0.6 (1.1%)
Earnings per share (TTM)	$5.28

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Is it a good time to buy Ameris Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of Ameris Bancorp by TradingView

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Is Ameris Bancorp under- or over-valued?

Valuing Ameris Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Ameris Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Ameris Bancorp's P/E ratio

Ameris Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, Ameris Bancorp shares trade at around 10x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Ameris Bancorp's PEG ratio

Ameris Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.45. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Ameris Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Ameris Bancorp financials

Revenue TTM	$1.1 billion
Operating margin TTM	47.37%
Gross profit TTM	$938.1 million
Return on assets TTM	1.85%
Return on equity TTM	14.15%
Profit margin	33.76%
Book value	$39.70
Market capitalisation	$3.8 billion

TTM: trailing 12 months

Shorting Ameris Bancorp shares

There are currently 1.9 million Ameris Bancorp shares held short by investors – that's known as Ameris Bancorp's "short interest". This figure is 10.4% down from 2.1 million last month.

There are a few different ways that this level of interest in shorting Ameris Bancorp shares can be evaluated.

Ameris Bancorp's "short interest ratio" (SIR)

Ameris Bancorp's "short interest ratio" (SIR) is the quantity of Ameris Bancorp shares currently shorted divided by the average quantity of Ameris Bancorp shares traded daily (recently around 507425.19893899). Ameris Bancorp's SIR currently stands at 3.77. In other words for every 100,000 Ameris Bancorp shares traded daily on the market, roughly 3770 shares are currently held short.

However Ameris Bancorp's short interest can also be evaluated against the total number of Ameris Bancorp shares, or, against the total number of tradable Ameris Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Ameris Bancorp's short interest could be expressed as 0.03% of the outstanding shares (for every 100,000 Ameris Bancorp shares in existence, roughly 30 shares are currently held short) or 0.0341% of the tradable shares (for every 100,000 tradable Ameris Bancorp shares, roughly 34 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Ameris Bancorp.

Find out more about how you can short Ameris Bancorp stock.

Ameris Bancorp share dividends

Dividend payout ratio: 10.02% of net profits

Recently Ameris Bancorp has paid out, on average, around 10.02% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.14% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Ameris Bancorp shareholders could enjoy a 1.14% return on their shares, in the form of dividend payments. In Ameris Bancorp's case, that would currently equate to about $0.6 per share.

While Ameris Bancorp's payout ratio might seem low, this can signify that Ameris Bancorp is investing more in its future growth.

Ameris Bancorp's most recent dividend payout was on 8 April 2021. The latest dividend was paid out to all shareholders who bought their shares by 29 March 2021 (the "ex-dividend date").

Have Ameris Bancorp's shares ever split?

Ameris Bancorp's shares were split on a 211:210 basis on 27 June 2010. So if you had owned 210 shares the day before before the split, the next day you'd have owned 211 shares. This wouldn't directly have changed the overall worth of your Ameris Bancorp shares – just the quantity. However, indirectly, the new 0.5% lower share price could have impacted the market appetite for Ameris Bancorp shares which in turn could have impacted Ameris Bancorp's share price.

Ameris Bancorp share price volatility

Over the last 12 months, Ameris Bancorp's shares have ranged in value from as little as $16.772 up to $57.6454. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Ameris Bancorp's is 1.4495. This would suggest that Ameris Bancorp's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

Ameris Bancorp overview

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, and South Carolina. The company operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. It offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. The company also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and small unsecured personal credit lines. In addition, it originates, administers, and services commercial insurance premium loans and small business administration loans. The company operates 164 full service domestic banking offices and 33 mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.

Frequently asked questions

• What percentage of Ameris Bancorp is owned by insiders or institutions?

  Currently 5.485% of Ameris Bancorp shares are held by insiders and 86.681% by institutions.

• How many people work for Ameris Bancorp?

  Latest data suggests 2,671 work at Ameris Bancorp.

• When does the fiscal year end for Ameris Bancorp?

  Ameris Bancorp's fiscal year ends in December.

• Where is Ameris Bancorp based?

  Ameris Bancorp's address is: 3490 Piedmont Road NE, Atlanta, GA, United States, 30305

• What is Ameris Bancorp's ISIN number?

  Ameris Bancorp's international securities identification number is: US03076K1088

• What is Ameris Bancorp's CUSIP number?

  Ameris Bancorp's Committee on Uniform Securities Identification Procedures number is: 000400101