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How to buy Ameris Bancorp stock | $25.88

Own Ameris Bancorp stock in just a few minutes.

Fact checked

Ameris Bancorp is a banks-regional business based in the US. Ameris Bancorp shares (ABCB) are listed on the NASDAQ and all prices are listed in US Dollars. Ameris Bancorp employs 2,656 staff and has a trailing 12-month revenue of around USD$894.7 million.

How to buy shares in Ameris Bancorp

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Ameris Bancorp. Find the stock by name or ticker symbol: ABCB. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Ameris Bancorp reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$25.88, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Ameris Bancorp, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Ameris Bancorp. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Ameris Bancorp share price

Use our graph to track the performance of ABCB stocks over time.

Ameris Bancorp shares at a glance

Information last updated 2020-12-27.
Latest market closeUSD$25.88
52-week rangeUSD$16.8875 - USD$42.7607
50-day moving average USD$35.7168
200-day moving average USD$27.2331
Wall St. target priceUSD$41.29
PE ratio 11.3886
Dividend yield USD$0.6 (1.6%)
Earnings per share (TTM) USD$3.291

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Ameris Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Ameris Bancorp price performance over time

Historical closes compared with the close of $25.88 from 2020-10-19

1 week (2021-01-08) -39.46%
1 month (2020-12-16) -32.85%
3 months (2020-10-16) -0.38%
6 months (2020-07-16) 15.79%
1 year (2020-01-15) -38.80%
2 years (2019-01-15) -24.79%
3 years (2018-01-12) 53.4
5 years (2016-01-15) 29.69

Is Ameris Bancorp under- or over-valued?

Valuing Ameris Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Ameris Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Ameris Bancorp's P/E ratio

Ameris Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Ameris Bancorp shares trade at around 11x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Ameris Bancorp's PEG ratio

Ameris Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.45. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Ameris Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Ameris Bancorp financials

Revenue TTM USD$894.7 million
Operating margin TTM 39.87%
Gross profit TTM USD$673.9 million
Return on assets TTM 1.22%
Return on equity TTM 9.19%
Profit margin 25.59%
Book value $37.004
Market capitalisation USD$2.6 billion

TTM: trailing 12 months

Shorting Ameris Bancorp shares

There are currently 1.8 million Ameris Bancorp shares held short by investors – that's known as Ameris Bancorp's "short interest". This figure is 21% up from 1.5 million last month.

There are a few different ways that this level of interest in shorting Ameris Bancorp shares can be evaluated.

Ameris Bancorp's "short interest ratio" (SIR)

Ameris Bancorp's "short interest ratio" (SIR) is the quantity of Ameris Bancorp shares currently shorted divided by the average quantity of Ameris Bancorp shares traded daily (recently around 372733.74485597). Ameris Bancorp's SIR currently stands at 4.86. In other words for every 100,000 Ameris Bancorp shares traded daily on the market, roughly 4860 shares are currently held short.

However Ameris Bancorp's short interest can also be evaluated against the total number of Ameris Bancorp shares, or, against the total number of tradable Ameris Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Ameris Bancorp's short interest could be expressed as 0.03% of the outstanding shares (for every 100,000 Ameris Bancorp shares in existence, roughly 30 shares are currently held short) or 0.0324% of the tradable shares (for every 100,000 tradable Ameris Bancorp shares, roughly 32 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Ameris Bancorp.

Find out more about how you can short Ameris Bancorp stock.

Ameris Bancorp share dividends

16%

Dividend payout ratio: 15.71% of net profits

Recently Ameris Bancorp has paid out, on average, around 15.71% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.6% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Ameris Bancorp shareholders could enjoy a 1.6% return on their shares, in the form of dividend payments. In Ameris Bancorp's case, that would currently equate to about $0.6 per share.

While Ameris Bancorp's payout ratio might seem low, this can signify that Ameris Bancorp is investing more in its future growth.

Ameris Bancorp's most recent dividend payout was on 9 October 2020. The latest dividend was paid out to all shareholders who bought their shares by 29 June 2020 (the "ex-dividend date").

Have Ameris Bancorp's shares ever split?

Ameris Bancorp's shares were split on a 211:210 basis on 28 June 2010. So if you had owned 210 shares the day before before the split, the next day you'd have owned 211 shares. This wouldn't directly have changed the overall worth of your Ameris Bancorp shares – just the quantity. However, indirectly, the new 0.5% lower share price could have impacted the market appetite for Ameris Bancorp shares which in turn could have impacted Ameris Bancorp's share price.

Ameris Bancorp share price volatility

Over the last 12 months, Ameris Bancorp's shares have ranged in value from as little as $16.8875 up to $42.7607. A popular way to gauge a stock's volatility is its "beta".

ABCB.US volatility(beta: 1.45)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Ameris Bancorp's is 1.4472. This would suggest that Ameris Bancorp's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

Ameris Bancorp overview

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, and South Carolina. The company operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. It offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. The company also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and small unsecured personal credit lines; and municipal and commercial insurance premium finance loans. It operates 170 domestic banking offices and 31 mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.

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