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finder.com’s rating: 3.4 / 5.0
★★★★★
Branch is a free checking account offering unusual perks like free instant paycheck advances and early direct deposits. But the account is currently waitlisted and it’s only targeted to hourly employees.$0 per month
Fee
$0
Minimum deposit to open
APY | N/A |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
ATM transaction fee | $0 |
Out-of-network ATM fee | $0 |
Overdraft fee | $0 |
Review by
Cassidy Horton is a writer for Finder, specializing in banking and kids’ debit cards. She’s been featured on Legal Zoom, MSN, and Consolidated Credit and has a Bachelor of Science in Public Relations and a Master of Business Administration from Georgia Southern University. When not writing, you can find her exploring the Pacific Northwest and watching endless reruns of The Office.
But you must manage your account through the mobile app and you can only reach customer service through the contact form on its website. You can’t call or chat them if you have questions.
Open a Branch account and add yourself to the debit card waitlist in five steps:
You’ll need to meet the following requirements to open a Branch account:
Have the following information on hand when you open an account:
When you open a Branch account, you’ll enjoy features like:
Potential drawbacks of Branch include:
If you think a standard checking account with a high APY is what you’re after, shop around for other options.
There are a few ways to deposit and withdraw money through Branch:
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top checking accounts and rate them one to five stars based on factors that are most important to you. These factors include: monthly fees, the ease at which monthly fees can be waived, the breadth of ATM access, ATM and overdraft fees, and customer service.