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BankPurely CheckingPurely account review

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This interest checking account plants a tree for every new account — but it’s not currently accepting applications.

The BankPurely CheckingPurely account offers no monthly fees and 0.25% APY so you can keep more money in your pocket. But BankPurely isn’t accepting new applications for its CheckingPurely account at the moment.

$0 per month

Fee

0.25%

APY

$100

Minimum deposit to open

Details

APY0.25%
Fee$0 per month
Minimum deposit to open$100
ATMs55,000+ ATMs
ATM transaction fee$0
Out-of-network ATM fee$3
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Review by


Kimberly Ellis is a writer at Finder. She hails from New York City with a BA from Queens College and a New York State teaching certificate. After teaching in both public and private schools, Kimberly decided to take the world by storm and dive into the media industry — where she covers everything from home loans and investing to K–12 education and shopping. She’s also an aspiring polyglot, always in a book and forever on the hunt for the perfect classic red lipstick.

Expert review

The BankPurely CheckingPurely account is an environmentally friendly option for an online checking account that earns interest. We love that it plants a tree for every new account and tries to minimize its carbon footprint with electronic statements and online banking. Plus, you won’t have to worry about paying a fee each month and you’ll earn a decent rate at 0.25% APY.

But BankPurely is not currently accepting new applicants for its BankPurely CheckingPurely account. If you want a socially responsible bank account, continue comparing your options.

How do I open a BankPurely CheckingPurely account?

BankPurely is not currently accepting applications for checking, savings or money market accounts.

Eligibility

To obtain a BankPurely CheckingPurely account, you’ll generally need to meet these requirements:

  • At least 18 years old
  • US citizen or resident

Required information

BankPurely verifies your identity before opening an account. You’ll need to submit your:

  • Name
  • Address
  • Date of birth
  • Driver’s license or other government-issued ID
  • Social Security number

What are the benefits of a BankPurely CheckingPurely account?

Some stellar features of a BankPurely CheckingPurely account include:

  • No maintenance fee. BankPurely doesn’t charge a monthly account servicing fee.
  • Decent interest rate. While BankPurely’s 0.25% APY isn’t the highest rate we’ve seen on an interest checking account, it’s still higher than the national average.
  • Environmentally conscious. BankPurely partners with nonprofits to plant a tree for every new account.

What to watch out for?

These limitations may hold you back:

  • No new applicants. BankPurely is not currently taking any new applicants for its BankPurely CheckingPurely account.
  • No cash deposits or paper checks. Like most online-only banks, you can’t fund your account with cash. Plus, BankPurely is an entirely paperless, checkless bank. You can use its Online Bill Pay service to pay bills, its mobile app to remotely deposit checks and Zelle to pay individuals.
  • Minimum opening deposit. BankPurely has a $100 minimum to open its BankPurely CheckingPurely account.
  • Dated website. For an online-only bank, BankPurely‘s website is limited and you can’t live chat with customer service.

BankPurely‘s ATM network and fees

BankPurely participates in the Allpoint Network, with over 55,000 free ATMs worldwide. If you use a non-network domestic ATM, BankPurely won’t charge a fee, but the ATM owner may. Out-of-network international ATM transactions cost $3.

Since BankPurely is a division of Flushing Bank, you can also use a Flushing Bank ATM for free.

Compare BankPurely CheckingPurely with other checking accounts

Name Product APY Minimum deposit to open ATMs Out-of-network ATM fee
Aspiration Spend & Save Account
Finder Rating: 3.8 / 5: ★★★★★
Aspiration Spend & Save Account
Up to 1.00%
$10
55,000 free in-network ATMs
$0
Deposits are fossil fuel-free and insured by the FDIC. Enjoy a spend and save combo account with unlimited cash back rewards and a $100 bonus when you spend $1,000 in your first 60 days.
Citibank® Account Package
Citibank® Account Package
0.50%
$0
No access to ATMs
$2.50
Earn a $300 bonus after opening new eligible checking and savings accounts and completing required activities.
HSBC Premier Checking
Finder Rating: 2.7 / 5: ★★★★★
HSBC Premier Checking
0.01%
$1
Free to use at all ATMs in the US
$0
Get a 3% cash bonus in the first six months (up to $600) or $450 welcome bonus when you open your account with qualifying activities. Must open HSBC Premier checking account through offer page by June 30, 2021, and set up qualifying direct deposits into the new account. Conditions apply. Deposit products are offered in the US by HSBC Bank USA, N.A. Member FDIC.
Chime Spending account
Finder Rating: 4.7 / 5: ★★★★★
Chime Spending account
N/A
$0
38,000 fee-free ATMs nationwide
$2.50
Get rid of fees with this financial app offering consumer-friendly accounts. Chime can also help you save easily and access your paycheck faster.
Axos Bank Essential Checking
Finder Rating: 5 / 5: ★★★★★
Axos Bank Essential Checking
N/A
$0
ATM fees reimbursed at any ATM nationwide
No fees. Unlimited domestic ATM fee reimbursements.
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How do I deposit or withdraw my money?

BankPurely offers a few different ways to fund and withdraw money from your BankPurely CheckingPurely account.

Deposits

  • Direct deposit
  • Electronic funds transfer
  • Check via mobile deposit

Withdrawals

  • Cash withdrawal at an ATM
  • External bank transfer
  • Online bill pay

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