Our verdict
The Aspiration Spend & Save is an eco-friendly, hybrid checking and savings account. There are two plan options to choose from: Its free plan is called Pay What Is Fair, and its paid Aspiration Spend & Save Account plan costs $0 per month, or for a reduced option of $71.88 per year. While both plans offer interest savings and cashback rewards on Conscience Coalition business purchases, the paid plan offers stronger benefits. You'll earn 3% APY versus the 1% APY with the free plan and up to 10% in cashback rewards versus the free plan's 3% to 5%. Aspiration also offers a Plant Your Change program, an opt-in feature that plants a tree for every dollar you round up. But as an online bank, there are no physical branches, and it doesn't accept cash deposits.Best for: Green consumers who want to earn interest and cash back with a socially conscious bank.
- Free membership plan available
- Get up to 10% cash back, depending on your plan
- Earn up to 3% APY on Save balances
- Accounts insured up to $2 million
- Best perks require paid membership
- No cash deposits
- No physical branches
- $10 opening deposit
Aspiration Spend & Save Account is not currently available on Finder
Have you considered BMO Smart Advantage Checking?
Earn a $400 cash bonus after $4,000 deposits in the first 120 days. Pay $0 monthly fees and no minimum balance. Access a large nationwide network of free ATMs. Member FDIC.
- $400 bonus after qualifying deposits
- $0 monthly fee
- Large $0 fee ATM network
- No minimum balance
APY
Up to 3.00%
Fee
From $0 per month
Minimum deposit to open
$10
What is the daily ATM withdrawal limit on this debit card?
Hi Keriray,
Thanks for the inquiry.
The daily limit cash withdrawal for Aspiration account is $500.
I hope this helps.
Kind regards,
Bella