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6 pay advance apps like Dave

These apps offer larger advance amounts and competitive features.

Updated

Fact checked

Editor's choice: Possible Finance Mobile Installment Loans

Possible Finance Mobile Installment Loans logo
  • Borrow up to $500
  • No credit check
  • Quick turnaround
Sign up today
Dave is an app that helps you avoid overdrafts by providing small cash advances, regardless of hours you’ve worked or the company you work for. And while it has a membership fee, you’ll only have to pay $1 a month — much lower than other pay advance apps out there.

However, you’ll have to wait up to three days for standard delivery, and this app doesn’t allow you to extend or change your payback date.

Pros

  • Interest-free cash advances
  • Low monthly membership fee
  • Monitors your finances to help predict future expenses
  • No obligation to tip
  • Portion of proceeds go to good cause

Cons

  • Limited advance amount of $100
  • May take up to three days for standard delivery
  • No extensions available
  • Not able to change payback date
  • May be banned from app for missing payments

Not sure Dave is right for you? Check out these other pay advance apps that might be able to help:

Possible Finance Mobile Installment Loans

Up to $500
Loan amount
As fast as 1 business day
Turnaround time
No membership fee
Membership fees
Unlike Dave, Possible Finance offers installment loans. These can be quite expensive, and Possible Finance is no exception: You'll pay anywhere from $15 to $20 per $100 borrowed. But same-day funding may be available if you have a Visa debit card. Your payments will also be reported to the three major credit bureaus, and you won't pay a membership fee to use the Possible Finance app.
  • Borrow up to $500
  • Same-day funding available
  • May improve credit
  • High fees
  • Must meet income requirement
  • Only available in seven states
Product Name Possible Finance Mobile Installment Loans
Min. Amount
Max. Amount $500
Loan Term













Up to 2 months

Loan Security Unsecured
Turnaround Time
As fast as 1 business day
Costs Rates vary by state, though you’ll likely be charged around $15 or $20 per $100 borrowed.
Requirements Checking account with 3+ months of banking history, $750+ monthly income, live in eligible state, ages 18+

Vola Finance

Up to $300
Loan amount
As early as same business day
Turnaround time
Starts at $4.99/mo
Membership fees
You'll need to pay a membership fee to get an advance from Vola Finance — and membership costs at least $4.99 per month. While many of the financial tools and account monitoring features are the same, Vola allows you to borrow more than Dave and change your repayment date as needed. However, Vola Finance has plenty of reported issues with its iOS and Android apps.
  • Borrow up to $300
  • Tools to manage finances
  • Postpone due date up to 10 days
  • Membership starts at $4.99
  • Must have an average balance of $150+
Product Name Vola Finance
Min. Amount
Max. Amount $300
Loan Term





Varies

Loan Security
Turnaround Time
As early as same business day
Costs Membership fee
Requirements

Even

Up to 50% of earned wages
Loan amount
Same business day to 1 business days
Turnaround time
$8/mo
Membership fees
Even is a financial planning app that offers advances of up to 50% of the money you've already earned — as long as you work at a qualifying employer. You can also pick up your cash the same day at any US Walmart. But unlike Dave, it comes with a hefty $8 monthly Even Plus membership fee to have access to its Instapay advance feature.
  • Cash advances of up to 50% of the money you've already earned
  • No interest charges or obligation to tip
  • Same-day cash pickup available at any US Walmart
  • Must be employed by a qualifying company
  • Requires an $8 monthly Even Plus membership
  • Advance limited to hours you've worked
Product Name Even
Min. Amount
Max. Amount
Loan Term





Varies

Loan Security
Turnaround Time
Same business day to 1 business days
Costs $8 monthly membership fee
Requirements

Earnin

Up to $500
Loan amount
Same business day to 2 business days
Turnaround time
No membership fee
Membership fees
Earnin works much like Dave, but there are no membership fees involved. You can also borrow more — up to $100 per day or $500 per pay period, depending on the hours you've already worked. And you may be able to get your advance in minutes if you qualify for its Lightning Speed program. Otherwise, it'll be deposited into your bank account the next business day. It also has a Balance Shield program that helps prevent overdraft fees.
  • Cash advances of up to $500 per pay period
  • No fees, interest or obligation to tip
  • Instant access to funds with Lightning Speed program
  • Balance Shield program helps you avoid overdraft fees
  • Advance limited to hours you've already worked
  • Must have regular work hours
  • Must upload your work schedule or enable location services
Product Name Earnin
Min. Amount
Max. Amount $500
Loan Term





Varies

Loan Security
Turnaround Time
Same business day to 2 business days
Costs Optional tip of up to $14 per withdrawal
Requirements Direct deposit sent to a checking account, a regular pay schedule, a fixed work location or an online timekeeping system at work

Brigit

Up to $250
Loan amount
Same business day to 2 business days
Turnaround time
$9.99/mo
Membership fees
Like Dave, Brigit requires a membership fee. But you have access to a larger cash advance — up to $250, with the option for automatic withdrawal if your bank account balance gets too low. Your account is analyzed to help predict your spending habits and prevent overdrafts. But you'll have the ability to extend your due date if you can't make your repayment, and there's no obligation to tip. However, it's pricey. Dave costs $12 a year, while Brigit costs just under $120. Its funding speed isn't that much faster than Dave, and there's a long list of eligibility criteria you'll need to meet to qualify for an advance, including making over $1,500 a month.
  • Up to $250 per pay period
  • No interest charges or obligation to tip
  • Due date extensions available
  • Analyzes spending habits to avoid overdrafts
  • Pricey $9.99 monthly membership fee
  • Funding may take up to two business days
  • Stringent eligibility requirements
Product Name Brigit
Min. Amount
Max. Amount $250
Loan Term





Varies

Loan Security
Turnaround Time
Same business day to 2 business days
Costs $9.99 monthly membership fee
Requirements

MoneyLion Instacash advances

Up to $250
Loan amount
As early as same business day
Turnaround time
$19.99/mo
Membership fees
MoneyLion is a bank that offers pay advances to its checking account holders. You can get up to $250 per pay period automatically deposited into your checking account — beating out Dave by a few days. But like Dave, there are no fees or interest to borrow, and you won't have to worry about tipping. But it's limited to a select number of states, and you can only borrow up to 10% of your direct deposit per pay period.
  • Cash advances of up to $250 per pay period
  • Automatic deposits
  • No interest, fees or obligation to tip
  • Access to multiple services, including free credit monitoring
  • Must have a MoneyLion checking account
  • Limited to 10% of your direct deposit per pay period
Product Name MoneyLion Instacash advances
Min. Amount
Max. Amount $250
Loan Term





Varies

Loan Security
Turnaround Time
As early as same business day
Costs $29 monthly fee if you have a Plus membership
Requirements

Compare pay advance apps

Data indicated here is updated regularly
Name Product Filter Values Max. amount per pay period Turnaround time Costs
Possible Finance Mobile Installment Loans
$500
As fast as 1 business day
Rates vary by state, though you’ll likely be charged around $15 or $20 per $100 borrowed.
Borrow up to $500 with just a few swipes — but only for residents of 5 states.
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2 Responses

  1. Default Gravatar
    DavidMay 3, 2019

    How do you apply?

    • Avatarfinder Customer Care
      MaiMay 4, 2019Staff

      Hi David,

      Thank you for reaching out to Finder.

      Loan application may differ from one lender to another. To apply from any of the lenders from this page, you may directly visit their website and see if they have online application so you can do it over the internet. You may also reach out to their support team to check if they have other ways on how to apply.

      Hope this helps! 😊

      Kind Regards,
      Mai

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