Chime SpotMe®
Chime's SpotMe is a no-fee overdraft service that provides up to $200 to cover overdrafts to your Chime Checking account. To qualify, you need to make a monthly direct deposit of $200 or more into your Chime checking account and activate your Chime debit card.
SpotMe only covers overdrafts caused by ATM or debit card transactions and starts with just $20 of protection. You can raise this limit with regular deposits and a solid account history, by qualifying for promotional bonuses offered by Chime or by using SpotMe Boost, a program that allows existing members to boost each other's SpotMe protection.
- Available in all states
- No fees or tipping obligation
- Low monthly direct deposit requirement of $200
- Overdraft limits start at $20 and max out at $200
- Must use with Chime Checking account and debit card
- Overdraft only covers debit card purchases and ATM withdrawals
Loan amount | $20 - $200 |
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Interest rate type | Fixed |
Loan Term | N/A |
Turnaround time | Same day |
Loan amount | $20 - $200 |
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Turnaround time | Same day |
How do you apply?
Hi David,
Thank you for reaching out to Finder.
Loan application may differ from one lender to another. To apply from any of the lenders from this page, you may directly visit their website and see if they have online application so you can do it over the internet. You may also reach out to their support team to check if they have other ways on how to apply.
Hope this helps! 😊
Kind Regards,
Mai