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6 pay advance apps like Dave

These apps offer larger advance amounts and competitive features.

Dave is an app that helps you avoid overdrafts by providing small cash advances, regardless of hours you’ve worked or the company you work for. And while it has a membership fee, you’ll only have to pay $1 a month — much lower than other pay advance apps out there.

However, you’ll have to wait up to three days for standard delivery, and this app doesn’t allow you to extend or change your payback date. Not sure Dave is right for you? Check out these other pay advance apps that might be able to help:

Our 6 top picks for apps like Dave

  • Best for automatic advances: Brigit
  • Best for boosting your credit: Possible
  • Best for frequent borrowers: Vola Finance
  • Best for zero-interest cash advances: Even
  • Best for high advance amounts: Earnin
  • Best for keeping track of finances: MoneyLion

Best for automatic advances

Brigit

Go to site
on Brigit's secure website
Like Dave, Brigit requires a membership fee. But you have access to a larger cash advance — up to $250, with the option for automatic withdrawal if your bank account balance gets too low. Your account is analyzed to help predict your spending habits and prevent overdrafts. But you'll have the ability to extend your due date if you can't make your repayment, and there's no obligation to tip. However, it's pricey. Dave costs $12 a year, while Brigit costs just under $120. Its funding speed isn't that much faster than Dave, and there's a long list of eligibility criteria you'll need to meet to qualify for an advance, including making over $1,500 a month.
  • Available in all states
Pros
  • Up to $250 per pay period
  • No interest charges or obligation to tip
  • Due date extensions available
  • Analyzes spending habits to avoid overdrafts
Cons
  • Pricey $9.99 monthly membership fee
  • Funding may take up to two business days
  • Stringent eligibility requirements
Loan amountUp to $250
Interest rate typeFixed
Loan TermVaries
Turnaround timeSame business day to 2 business days

Best for boosting your credit

Possible Finance Mobile Installment Loans

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on Possible Finance's secure website
Unlike Dave, Possible Finance offers installment loans. These can be quite expensive, and Possible Finance is no exception: You'll pay anywhere from $15 to $20 per $100 borrowed. But same-day funding may be available if you have a Visa debit card. Your payments will also be reported to the three major credit bureaus, and you won't pay a membership fee to use the Possible Finance app.
  • Available in: California, Delaware, Florida, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Ohio, Oklahoma, Tennessee, Texas, Utah, Washington
Pros
  • Borrow up to $500
  • Same-day funding available
  • May improve credit
Cons
  • High fees
  • Must meet income requirement
  • Only available in seven states
Loan amountUp to $500
Interest rate typeFixed
Loan TermUp to 2 months
Turnaround timeAs fast as 1 business day

Best for frequent borrowers

Vola Finance

You'll need to pay a membership fee to get an advance from Vola Finance — and membership costs at least $4.99 per month. While many of the financial tools and account monitoring features are the same, Vola allows you to borrow more than Dave and change your repayment date as needed. However, Vola Finance has plenty of reported issues with its iOS and Android apps.
  • Available in all states
Pros
  • Borrow up to $300
  • Tools to manage finances
  • Postpone due date up to 10 days
Cons
  • Membership starts at $4.99
  • Must have an average balance of $150+
Loan amountUp to $300
Interest rate typeFixed
Loan TermVaries
Turnaround timeAs early as same business day

Best for zero-interest cash advances

Even

Even is a financial planning app that offers advances of up to 50% of the money you've already earned — as long as you work at a qualifying employer. You can also pick up your cash the same day at any US Walmart. But unlike Dave, it comes with a hefty $8 monthly Even Plus membership fee to have access to its Instapay advance feature.
  • Available in all states
Pros
  • Cash advances of up to 50% of the money you've already earned
  • No interest charges or obligation to tip
  • Same-day cash pickup available at any US Walmart
Cons
  • Must be employed by a qualifying company
  • Requires an $8 monthly Even Plus membership
  • Advance limited to hours you've worked
Loan amountUp to 50% of earned wages
Interest rate typeFixed
Loan TermVaries
Turnaround timeSame business day to 1 business days

Best for high advance amounts

Earnin

Earnin works much like Dave, but there are no membership fees involved. You can also borrow more — up to $100 per day or $500 per pay period, depending on the hours you've already worked. And you may be able to get your advance in minutes if you qualify for its Lightning Speed program. Otherwise, it'll be deposited into your bank account the next business day. It also has a Balance Shield program that helps prevent overdraft fees.
  • Available in all states
Pros
  • Cash advances of up to $500 per pay period
  • No fees, interest or obligation to tip
  • Instant access to funds with Lightning Speed program
  • Balance Shield program helps you avoid overdraft fees
Cons
  • Advance limited to hours you've already worked
  • Must have regular work hours
  • Must upload your work schedule or enable location services
Loan amountUp to $500
Interest rate typeFixed
Loan TermVaries
Turnaround timeSame business day to 2 business days

Branch

Unlike Dave, Branch is more than just a pay advance app. It also has features to help you manage your work life, including the ability to switch shifts, chat with coworkers and track how much you've earned. On top of that, you can get up to $150 a day — or $500 per pay period — based on the hours you've already worked. There are no membership fees and you may be able to get your advance as soon as the same day. However, you may be put on a waitlist when you first sign up if your employer doesn't already have an account with Branch.
  • Available in all states
Pros
  • Up to $500 per pay period
  • Same-day turnaround
  • No interest, membership fees or obligation to tip
  • Chat with coworkers and easily switch shifts
Cons
  • May be put on a waitlist
  • Advance limited to hours you've already worked
  • Must work regular hours
Loan amountUp to $500
Interest rate typeFixed
Loan TermVaries
Turnaround timeAs early as same business day

Best for keeping track of finances

MoneyLion Instacash advances

MoneyLion is a bank that offers pay advances to its checking account holders. You can get up to $250 per pay period automatically deposited into your checking account — beating out Dave by a few days. But like Dave, there are no fees or interest to borrow, and you won't have to worry about tipping. But it's limited to a select number of states, and you can only borrow up to 10% of your direct deposit per pay period.
  • Available in all states
Pros
  • Cash advances of up to $250 per pay period
  • Automatic deposits
  • No interest, fees or obligation to tip
  • Access to multiple services, including free credit monitoring
Cons
  • Must have a MoneyLion checking account
  • Limited to 10% of your direct deposit per pay period
Loan amountUp to $250
Interest rate typeFixed
Loan TermVaries
Turnaround timeAs early as same business day

Compare alternatives to pay advance apps

Name Product Filter Values Loan amount Turnaround time Requirements
B9 pay advance app
Up to 100% of your salary
Instant
$500+ in monthly direct deposits into B9 account, checking account, ITIN or SSN, government-issued photo ID
Withdraw 100% of your paycheck with no extra fee for instant funding.
OppLoans Installment Loans
$500 to $5,000
1 business day
Direct deposit, meet minimum income requirements, live in eligible state
Comes with the option to change your due date so you won’t fall behind on repayments.
Stilt
$1,000 to $25,000
2 to 3 business days
Be employed, have a US bank account, live in a state where Stilt operates, hold one of the following visas: F-1 and OPT, H-1B, H4, O-1, L-1, TN, J-1, DACA or be a US citizen.
Get a fair loan designed for immigrants and nonresidents.
CashNetUSA Loan
Varies by state
As fast as same business day
Regular source of income, bank account, US citizen or permanent resident, age of majority in your state
Sign up for its discount program to get access to coupons and deals on everything from dining out to tax services.
Fast5kLoans Short-term Loans Connection Service
$100 to $35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
LendYou Short-term Loans
$100 to $2,500
Same business day to 1 business day
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.
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Compare up to 4 providers

Pros and cons of Dave

Pros

  • Interest-free cash advances
  • Low monthly membership fee
  • Monitors your finances to help predict future expenses
  • No obligation to tip
  • Portion of proceeds go to good cause

Cons

  • Limited advance amount of $100
  • May take up to three days for standard delivery
  • No extensions available
  • Not able to change payback date
  • May be banned from app for missing payments

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2 Responses

    Default Gravatar
    DavidMay 3, 2019

    How do you apply?

      Avatarfinder Customer Care
      MaiMay 4, 2019Staff

      Hi David,

      Thank you for reaching out to Finder.

      Loan application may differ from one lender to another. To apply from any of the lenders from this page, you may directly visit their website and see if they have online application so you can do it over the internet. You may also reach out to their support team to check if they have other ways on how to apply.

      Hope this helps! 😊

      Kind Regards,
      Mai

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