Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Paid non-client promotion. Finder does not invest money with providers on this page. If a brand is a referral partner, we're paid when you click or tap through to, open an account with or provide your contact information to the provider. Partnerships are not a recommendation for you to invest with any one company. Learn more about how we make money. Finder is not an adviser or brokerage service. Information on this page is for educational purposes only and not a recommendation to invest with any one company, trade specific stocks or fund specific investments. All editorial opinions are our own.

Our verdict

Invest in art, real estate and commercial offerings in one place with Yieldstreet.

Consider Yieldstreet if you seek long-term investments in alternative asset classes. Look elsewhere if you’re an active trader looking to trade assets like stocks, ETFs and crypto

Best for: Accredited investors and buy-and-hold investors

Pros

Invest in a variety of asset classes including art, real estate and commercial offerings
The Prism Fund is available to non-accredited investors
Supports short and long-term investments

Cons

Most offerings are only available to accredited investors
Investment minimums vary but are typically high and highly illiquid
Must commit to a Yieldstreet investment for at least six months
Lawsuit filed against Yieldstreet over $100 million lost by investors

It offers a spectrum of alternative asset classes, but high illiquidity and investment minimums may be a turn off for active traders.

Consider Yieldstreet if you’re seeking long-term investments in alternative asset classes.

Look elsewhere if you’re an active trader.

How we rated Yieldstreet’s features

Fees	★★★★	Annual management fee and administrative expense fees apply.
Available securities	★★★★★	Includes art, real estate, short-term notes, structured notes and supply chain portfolios.
Customer support	★★★★★	You can reach out to customer support on live chat or email.
Mobile app	★★★★★	Mobile app users like the app but some stumble at verifying their identity during the application process.
Research and tools	★★★★★	Useful filters and tailored recommendations to help build your portfolio.
Reliability	★★★★★	Multiple mobile app crashes have been reported.

To learn how our star ratings are calculated, read our methodology at the bottom of the page.

Yieldstreet is best for accredited investors

Yieldstreet is best for accredited investors with high net worth, mainly because most of the offerings come with high minimum investment requirements and are only available to accredited investors.

As a Yieldstreet investment will need to be held for at least six months, it might also appeal to buy-and-hold investors rather than active traders.

What you can trade on Yieldstreet

Art
Real estate
Short-term notes
Multi-asset class fund
Structured notes
Supply chain portfolios

Account types available with Yieldstreet

Individual accounts
Retirement accounts (Traditional, Roth and SEP IRAs)
Entity accounts for businesses or trusts

Where Yieldstreet shines

Yieldstreet makes it possible to invest in art, real estate and commercial offerings. Its Prism Fund is available to non-accredited investors with minimums as low as $2,500. It also offers retirement and entity accounts and there’s a mobile app allowing you to invest on the go.

Where Yieldstreet falls short

Much of Yieldstreet’s offerings are highly illiquid and limited to accredited investors except for its Prism Fund. The minimum to invest varies for each offering but are typically high, beginning at $5,000. And you’ll only be able to view some of the offerings only after you become a member.

Yieldstreet is facing litigation

In 2022, investors filed a class-action lawsuit over the loss of over $100 million. The lawsuit filed focuses on supposedly false and misleading statements Yieldstreet made to investors to induce them to purchase certain Yieldstreet investment products, including vessel deconstruction funds, oil & gas wells, commercial real estate, and modern art. Yieldstreet has said the investors were not defrauded and no fraud was committed. The outcome of this case is still pending.

Yieldstreet’s fees

The main fee that Yieldstreet charges is the annual management fund of an invested asset. This will vary depending on the investment you choose. For example, short-term notes have zero management fees, while individual investment fees start at 1% and the Prism Fund fees at 1.5%.

Is Yieldstreet legit?

Yes, Yieldstreet is a registered investment advisor with the US Securities and Exchange Commission (SEC). Its banking services are provided by Evolve Bank & Trust, a member of the Federal Deposit Insurance Corporation (FDIC).

Yieldstreet’s platform is easy to use

Here are some of the tools you can use to trade with on Yieldstreet:

Tailored recommendations
Portfolio
Investing ideas
Market insights and latest news
Performance tracker

Yieldstreet’s app

Yieldstreets’s user interface is relatively easy to navigate – although multiple app crashes have been reported. If you plan to invest in Yieldstreet’s single asset class offerings, be prepared to verify your accredited investor status by uploading a 1040,W2, K1 or 1099 form.

Yieldstreet’s desktop tools

You can browse offerings on the Yieldstreet website although some are only visible once you become a member and log into your account. Once signed in, you can view market news and insights, obtain recommendations and search and invest in offerings.

Yieldstreet’s app store reviews

Google Play app reviews	4.6/5 stars based on 403 reviews
Apple App Store app reviews	4.7/5 stars based on 1,600 reviews

Yieldstreet’s customer support

You can reach Yieldstreet in the following ways:

Email support
Online chat

How to open an account with Yieldstreet

Click the “Sign up now” button below and click “Get started“.
Answer Yieldstreets questions about your investment goals, experience level, portfolio size and which asset classes you’re interested in and select Continue.
Enter your full name, email address and create a password. Select Sign Up.
If signing up as an accredited investor, indicate which criteria you fulfil and select Continue.
Set up an individual account, a Yieldstreet IRA or an entity account for a business or trust.

Eligibility and required information

At least 18 years old
Valid phone number and email address
US residential address
Existing US bank account to fund your Yieldstreet account

Valid Social Security number
Date of birth

How safe is Yieldstreet?

Yieldstreet is regulated by SEC rules and regulations. Investments of up to $250,000 made into a Yieldstreet wallet are FDIC-insured. However, investments into the Prism Fund are not insured. It’s worth noting that a lawsuit has been filed against Yieldstreet relating to more than $100 million being lost through high-risk defaults and alternative products.

Compare Yieldstreet to other platforms

Yieldstreet

★★★★★

Finder rating 3.5 / 5

Go to site

Available asset types

Real estate, Art, Other

Stock trade fee

Minimum deposit

$10,000

Complete signup bonus

SoFi Invest®

★★★★★

Finder rating 4.2 / 5

Go to site

Available asset types

Stocks, Mutual funds, ETFs, Alternatives

Stock trade fee

Minimum deposit

Complete signup bonus

Get up to $1,000 in stock when you fund a new account within 30 days.

Tastytrade

★★★★★

Finder rating 4.6 / 5

Go to site

Available asset types

Stocks, Options, ETFs, Cryptocurrency, Futures, Treasury Bills

Stock trade fee

Minimum deposit

Complete signup bonus

Get $100-$5,000 when you open and fund an account with $5,000 to $1,000,000+

Frequently asked questions about Yieldstreet

How we rate trading platforms

★★★★★5/5 — Excellent

★★★★★ 4/5 — Good

★★★★★ 3/5 — Average

★★★★★ 2/5 — Subpar

★★★★★ 1/5 — Poor

We analyze top online trading platforms and rate them one to five stars based on factors that are most important to you. These factors include fees, securities available for trade, customer support, customer feedback, platform resources and overall reliability.

For a complete breakdown of how we score each category, read the full methodology of how we rate trading platforms.

Frequently asked questions

Investments made into your Yieldstreet wallet are insured because this wallet is an account held with Evolve Bank & Trust, which is insured by FDIC. Funds up to $250,000 in any individually-owned account will be covered. However, investments made into the Yieldstreet Prism Fund are not considered bank deposits and are therefore not insured by the FDIC and not guaranteed by Yieldstreet or any other third party.

The News International, February 2022

Your reviews

No reviews yet. Write a review

Ask a question

Ask a question using your email below.

Ask a question

Helen Finder

Writer

Hi there, looking for more information? Ask us a question.

You are about to post a question on finder.com:

Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
finder.com is a financial comparison and information service, not a bank or product provider
We cannot provide you with personal advice or recommendations
Your answer might already be waiting – check previous questions below to see if yours has already been asked

Accept and continue

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our finder.com Terms of Use and Privacy and Cookies Policy.

This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.

Helen Champion is an associate editor at Finder. She has worked in communications for over 16 years and currently writes on a range of topics including insurance and money transfers in the hope of empowering people to make better financial decisions. During her broadcast career, she helped to produce hundreds of news and breaking news reports for Associated Press TV and ITV News. And in public relations, she managed several high-profile public relations campaigns for Macmillan Cancer Support, the General Medical Council and overseas for Qatar Foundation on behalf of BLJ Worldwide. Helen has a Bachelor of Arts in Journalism from the University of Lincoln, a passion for practising karate in the dojo and a deep love of making mischief with her sons. See full profile

Yieldstreet review

Our verdict

Pros