
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
finder.com’s rating: 3.0 / 5.0
★★★★★
Looking to sock away extra money? The U.S. Bank Standard Savings Account may meet your needs. With thousands of bank locations in the US, online banking and a low monthly minimum balance, you can easily save and access your money as needed.
0.01%
APY
$4
Fee
$25
Minimum deposit to open
Review by
Sarah George is a writer at Finder who unravels complicated topics about insurance, business and finance. She's been wordsmithing for nearly five years, after earning an English education degree. Her insurance know-how has been featured on CarInsurance.com. You can usually find Sarah sipping hot tea and talking through movie plots in her downtime.
The U.S. Bank Standard Savings Account account is best for those looking for a low minimum required balance and ease of access. But you’ll only earn 0.01% APY on your savings.
You’ll find many other accounts offering a higher APY to help you grow your savings more quickly.
Sign up and fund your account online in five easy steps:
To open a savings account with U.S. Bank, you must:
You’ll need to provide personal and financial details that include:
True to its name, the Standard Savings Account offers basic perks without having to meet a high minimum balance.
Depending on your needs, you may face potential downsides that include:
If you prefer a higher yield savings account, you’ll want to keep looking. As always, compare your options when choosing a savings account.
U.S. Bank makes it easy to access your savings in four ways:
Have a question or need assistance? Get the help you need in person or online.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top savings accounts and rate them one to five stars based on factors that are most important to you. These factors include: interest rates, monthly fees, minimum deposits, customer service and account features.