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Which UK supermarkets take Amex?

You can use the list below to check that your weekly shop won't be disrupted when you go to pay with your Amex card.

Where you can use your card Which supermarkets take Amex
Check out the American Express range Compare Amex cards
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By

Chris Lilly

Updated

Fact checked

Historically, American Express has been much less widely-accepted than its larger rival networks Visa and Mastercard, but these days Amex cards are accepted at just about every major UK supermarket.

Table: sorted by representative APR, promoted deals first
1 - 3 of 3
Updated daily
Name Product Purchases Annual/monthly fees Initial credit limits Representative APR Incentive Link
The American Express Rewards® Credit Card
Finder Award
The American Express Rewards® Credit Card
28.8%
£0
Min. limit £500, max. limit not specified.
28.8% APR (variable)
Earn 1 Membership Rewards® point for every £1 spent thereafter. Earn up to 90,000 bonus points per year through refer a friend, 4,000 points awarded for every friend approved. 1 point = 0.45p (min 1000 points) to shop, other rewards have differing conversions
Representative example: When you spend £1,200 at a purchase rate of 28.8% (variable) p.a., your representative rate is 28.8% APR (variable).
Check eligibility
Read review
American Express® Nectar Credit Card
Finder Award
American Express® Nectar Credit Card
28.8%
Year 1 - £0, Year 2 onwards - £25 per annum
Min. limit £700, max. limit not specified.
34.3% APR (variable)
Earn 20,000 bonus Nectar points when you spend £2,000 in your first 3 months. Earn a minimum of 3 Nectar points for virtually every £1 spent at Nectar partners, and 2 Nectar points for virtually every £1 spent elsewhere.
Representative example: When you spend £1,200 at a purchase rate of 28.8% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £25 per annum, your representative rate is 34.3% APR (variable).
Check eligibility
Read review
American Express® Preferred Rewards Gold Credit Card
Finder Award
American Express® Preferred Rewards Gold Credit Card
28.8%
Year 1 - £0, Year 2 onwards - £160 per annum
Min. limit £700, max. limit not specified.
72.4% APR (variable)
2 points earned per £1 spent on travel related purchases and spending abroad. 3 points for every £1 spent when booking through American Express Travel.
Representative example: When you spend £1,200 at a purchase rate of 28.8% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £160 per annum, your representative rate is 72.4% APR (variable).
Check eligibility
Read review
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With an American Express cashback card you’ll be able to enjoy cashback on almost everything you purchase.
1 - 2 of 2
Updated daily
Name Product Purchases Annual/monthly fees Initial credit limits Representative APR Incentive Link
American Express® Platinum Cashback Everyday Credit Card
Finder Award
American Express® Platinum Cashback Everyday Credit Card
28.8%
£0
Min. limit £700, max. limit not specified.
28.8% APR (variable)
New cardmember offer: Get 5% cashback on your purchases (up to £100) for the first three months of Cardmembership. Terms apply. Spend £0 to £10,000 and receive 0.5% cashback on all purchases. Spend over £10,000 and receive 1% cashback on purchases.
Representative example: When you spend £1,200 at a purchase rate of 28.8% (variable) p.a., your representative rate is 28.8% APR (variable).
Check eligibility
Read review
American Express® Platinum Cashback Credit Card
Finder Award
American Express® Platinum Cashback Credit Card
28.8%
£25 per annum
Min. limit £700, max. limit not specified.
34.3% APR (variable)
New cardmember offer: Get 5% cashback on your purchases (up to £125) for the first three months of Cardmembership. Terms apply. Spend £0 to £10,000 and receive 0.75% cashback on all purchases. Spend over £10,000 and receive 1.25% cashback on purchases.
Representative example: When you spend £1,200 at a purchase rate of 28.8% (variable) p.a. with a fee of £25 per annum, your representative rate is 34.3% APR (variable).
Check eligibility
Read review
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American Express has teamed up with BA to enable you to earn Avios on your day-to-day spending. You can use your Avios to buy flights, hotel stays, car hire and more.
1 - 3 of 3
Updated daily
Name Product Purchases Annual/monthly fees Initial credit limits Representative APR Incentive Link
British Airways American Express® Credit Card
Finder Award
British Airways American Express® Credit Card
28.8%
£0
Min. limit £700, max. limit not specified.
28.8% APR (variable)
New Cardmember Offer: Earn 25,000 bonus Avios when you spend £3,000 in your first 3 months of account opening. Terms Apply
Representative example: When you spend £1,200 at a purchase rate of 28.8% (variable) p.a., your representative rate is 28.8% APR (variable).
Check eligibility
Read review
American Express® Preferred Rewards Gold Credit Card
Finder Award
American Express® Preferred Rewards Gold Credit Card
28.8%
Year 1 - £0, Year 2 onwards - £160 per annum
Min. limit £700, max. limit not specified.
72.4% APR (variable)
2 points earned per £1 spent on travel related purchases and spending abroad. 3 points for every £1 spent when booking through American Express Travel.
Representative example: When you spend £1,200 at a purchase rate of 28.8% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £160 per annum, your representative rate is 72.4% APR (variable).
Check eligibility
Read review
British Airways American Express® Premium Plus Card
Finder Award
British Airways American Express® Premium Plus Card
28.8%
£250 per annum
Min. limit £700, max. limit not specified.
108.9% APR (variable)
Earn 25,000 bonus Avios when you spend £3,000 in your first 3 months of Cardmembership. Terms apply. 18+, subject to status. New Cardmembers Only

Representative example: When you spend £1,200 at a purchase rate of 28.8% (variable) p.a. with a fee of £250 per annum, your representative rate is 108.9% APR (variable).
Check eligibility
Read review
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Much more of a luxury option than your average credit card, premium American Express cards come with perks aplenty. Expect to pay an annual fee, but in some cases this will be waived for the first year.
1 - 3 of 3
Updated daily
Name Product Purchases Annual/monthly fees Initial credit limits Representative APR Incentive Link
American Express® Preferred Rewards Gold Credit Card
Finder Award
American Express® Preferred Rewards Gold Credit Card
28.8%
Year 1 - £0, Year 2 onwards - £160 per annum
Min. limit £700, max. limit not specified.
72.4% APR (variable)
2 points earned per £1 spent on travel related purchases and spending abroad. 3 points for every £1 spent when booking through American Express Travel.
Representative example: When you spend £1,200 at a purchase rate of 28.8% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £160 per annum, your representative rate is 72.4% APR (variable).
Check eligibility
Read review
British Airways American Express® Premium Plus Card
Finder Award
British Airways American Express® Premium Plus Card
28.8%
£250 per annum
Min. limit £700, max. limit not specified.
108.9% APR (variable)
Earn 25,000 bonus Avios when you spend £3,000 in your first 3 months of Cardmembership. Terms apply. 18+, subject to status. New Cardmembers Only

Representative example: When you spend £1,200 at a purchase rate of 28.8% (variable) p.a. with a fee of £250 per annum, your representative rate is 108.9% APR (variable).
Check eligibility
Read review
American Express The Platinum Card
Finder Award
American Express The Platinum Card
28.8%
£575 per annum
Min. limit £700, max. limit not specified.
458.2% APR (variable)
Earn 2 points per every £1 spent on amextravel.co.uk and 1 point per every £1 spent elsewhere.
Representative example: When you spend £1,200 at a purchase rate of 28.8% (variable) p.a. with a fee of £575 per annum, your representative rate is 458.2% APR (variable).
Check eligibility
Read review
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UK supermarkets that accept American Express

  • Aldi
  • Lidl
  • Tesco
  • Asda
  • Sainsbury’s
  • Morrisons
  • Waitrose
  • Co-op
  • Iceland
  • Ocado

Does Tesco accept Amex?

Yes. As one of the largest retailers in the world, Tesco accepts credit card payments made using Visa, Mastercard or American Express cards (as do most UK supermarkets). This applies to transactions that take place in-store, online or at its petrol stations.

Tesco
Lidl

Does Lidl accept Amex?

Yes. After a long wait for shoppers, in April 2019, Lidl updated the payment options section of its site to announce that alongside Visa and Mastercard, customers of the popular discount chain can now pay for their groceries using American Express.

Does Aldi accept Amex?

Yes. The German discount chain opened its first UK store in Birmingham in 1990 and now has over 700 across the country. You can use your American Express, Visa or Mastercard to pay for your groceries – at the beginning of 2018 Aldi opted to join the majority of UK supermarkets in accepting Amex.

Aldi
Asda

Does Asda accept Amex?

Yes. As one of the largest UK supermarkets and a subsidiary of the US retail giant Walmart, it’s no surprise that Asda accepts credit card payments made using Visa, Mastercard or American Express cards (as do most UK supermarkets). This applies to transactions that take place in-store, online or at its petrol stations.

Does Morrisons accept Amex?

Yes, you can use your American Express card at any Morrisons supermarket, as well as when shopping online or ordering delivery. Morrisons also accepts all Visa and Mastercard credit cards, but does not accept Maestro, Solo or Electron cards.

Morrisons
Waitrose

Does Waitrose accept Amex?

Yes, you can use American Express at Waitrose and all other brands under the John Lewis umbrella. Amex also occasionally offers special deals to Waitrose customers, such as earning in-store credit for any purchases made at Waitrose using your American Express card.

Does Sainsbury’s accept Amex?

Yes. As one of the largest UK supermarket chains, Sainsbury’s accepts card payments made using Visa, Mastercard or American Express. This applies to transactions in-store, online or at its petrol stations. Additionally, Sainsbury’s acquired Argos in 2016, so you can use your Amex there too.

Sainsbury's
Ocado

Does Ocado accept Amex?

Yes, online supermarket Ocado also accepts all American Express cards, as well as Visa, Mastercard and PayPal. This means that you can order your groceries online and have them delivered to your door using your Amex card.

With savvy UK consumers always on the hunt for ways to earn rewards on day-to-day spending and to make their pennies go a little further, credit cards offering cashback or rewards are a popular choice. American Express is one of the biggest names in this space, but understandably, you would want to double-check that the network is accepted at the merchants you visit most.

If you already have an Amex, you now know which supermarkets have given the network the green light and can shop with peace of mind.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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