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Whether you use your van for work purposes or not, you must have at least third party insurance to legally drive it on UK roads. However, it is recommended you get a more comprehensive policy than that, to protect your vehicle against damage or theft.
To legally drive any vehicle on UK roads, you must have at least third party insurance cover. For van insurance, many providers don’t offer this level of cover as an option, so you might have to take out third party, fire & theft instead.
That said, you should consider taking out a comprehensive van insurance policy, especially if you rely on your van for your livelihood. Some comprehensive policies come with a courtesy van as standard and cover driving in the EU.
When looking for the best value deal for your needs, don’t just look at the price. Consider how you use your van and go with the insurer that best aligns with your requirements.
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