More Than Van Insurance
- Up to 15% discount on additional van insurance policies
- Third party EU cover for comprehensive policies
- Many optional extras to enhance your policy
More Than offers personal and business van insurance suitable for a range of budgets. It says it can even be enhanced to suit specific requirements such as cover for tools. What’s more, the insurer claims to offer existing customers up to 15% off additional van insurance policies. Here’s what else we think you should know about this 5-star-Defaqto-rated van insurer.
More Than is a trading name of Royal & Sun Alliance Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
To be on UK roads, all drivers are legally required to have at least third party van insurance. More Than doesn’t offer third party on its own, but it does offer two higher levels of cover.
More Than offers a range of additional protection to bolt onto your policy, including:
|Cover benefits||Third party, fire and theft||Comprehensive|
|Liability to other people||✓||✓|
|Fire and theft||✓||✓|
|Third party EU cover||✓|
|New van cover up to an additional £3,000 on top of the vehicle’s market value if under one year old and written off||✓|
|Personal accident cover up to £5,000||✓|
Check your policy details carefully to ensure you have the right cover for your needs.
Your insurance excess is the amount of money you will need to pay towards a claim. Your insurer won’t pay out for a claim that costs less than this amount. A compulsory excess amount might vary depending on the age of your van and your driving experience.
A voluntary excess is on top and is normally set by you when taking out a policy. You’ll have the option of adding or increasing a voluntary excess – which should lower your premium.
You’ll find details about any compulsory or voluntary excesses in your policy document.
You should call the More Than claims line on 0330 102 4589 to make a claim.
The claims line is open Mondays to Fridays 8am to 8pm and Saturdays 8am to 4pm.
Alternatively, you can complete the initial online claims form within the claims section of the More Than website.
You will need to provide the following information:
It’s vital that you let your insurer know about an incident as soon as possible, even if it’s not your fault. Failure to do this could result in a rejected claim later on.
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