Our verdict
More Than is one of the most well-known and well-trusted insurance companies in the UK. It doesn't offer third-party or third-party, fire and theft cover, but you do get a choice of 3 comprehensive options: a standard policy, plus a more basic "Essentials" policy, and an all-singing all-dancing "Extra" policy. The standard and Extra policies are oth 5-star rated by Defaqto, while the Essentials cover gets 3 stars. However, the insurer could be more forthcoming on its website with information about what is and isn’t covered under some of its policies, so make sure you read the small print.All three levels of comprehensive cover get you a courtesy car and child car seat replacement included. Opt for standard or Extra, and you'll also get wrong fuel cover, personal belongings cover, and an uninsured driver promise.
If you're not impressed by any of More Than's cover options, or even if you are, always shop around. It never hurts, and could help you find the cover you need at the best possible price.
Best for: A good choice of comprehensive cover options
- More Than’s top 2 levels of car insurance are 5-star Defaqto-rated
- Courtesy car included as standard
- You can't call to make a claim unless it involves an injury (standard claims can be submitted online)
- Limited online information about specific car insurance policy details
