Finder expert rating
More Than says its comprehensive cover will offer a courtesy car as standard and protect against accidents with uninsured drivers. What’s more, the insurer claims to offer existing customers up to 15% off certain additional car insurance policies. Here’s what else we think you should know about this top-rated car insurer.
More Than is a trading name of Royal & Sun Alliance Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
More Than car insurance policies are underwritten by Royal & Sun Alliance Insurance plc.
More Than is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
To be on UK roads, all drivers are legally required to have at least third party car insurance. More Than doesn’t offer third party on its own, but it does offer two higher levels of cover.
|Product Name||More Than Third Party, Fire and Theft||More Than Comprehensive|
|Damage to your car||✓||✓|
|Damaged windscreen and window glass||✓||✓|
|Fire and theft||✓||✓|
|Personal accident and road rage||✓||✓|
|Liabilities to third parties||✓||✓|
|Permanently fitted audio equipment||✓|
More Than offers a range of additional protection to bolt onto your policy, including:
Your insurance excess is the amount of money you will need to pay towards a claim. Your insurer won’t pay out for a claim that costs less than this amount. A compulsory excess amount might vary depending on the age of your car and your driving experience.
A voluntary excess is on top and is normally set by you when taking out a policy. You’ll have the option of adding or increasing a voluntary excess – which should lower your premium.
You’ll find details about any compulsory or voluntary excesses in your policy document.
You should call the More Than claims line on 0800 300 252 to make a claim.
The claims line is open Mondays to Fridays 8am to 8pm and Saturdays 8am to 4pm.
Alternatively, you can complete the initial online claims form within the claims section of the More Than website.
You will need to provide the following information:
It’s vital that you let your insurer know about an incident as soon as possible, even if it’s not your fault. Failure to do this could result in a rejected claim later on.
On customer review platform Trustpilot, More Than as a company has 4.2 out of 5 stars and a rating of “Great”, based on more than 11.8K reviews.
On similar platform, Reviews.io, the company has 4.24 out of 5 stars, based on more than 1,400 reviews. 83% of customers say they would recommend the service.
Customers love the helpful service and easy to use app, but some report poor service and price hikes (updated December 2020).
More Than is one of the most well-known and well-trusted insurance companies in the UK. It offers strong comprehensive options, but is not very forth-coming with information about what is and isn’t covered under some of its policies, so make sure you read the small print.
Despite narrowly missing out on a spot in our car insurance top 10, many of More Than’s customers commented on the high level of service offered by the company.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
Get a quote in seconds and save on your phone cover.
Find out which insurance group the Peugeot 3008 falls under and how much it costs to insure.
Find out which insurance group the Land Rover Freelander falls under and how much it costs to insure.
Find out which insurance group the Renault Twingo falls under and how much it costs to insure.
Read our guide to breakdown cover for taxis and private hire vehicles to see what’s included and how much it might cost.
Find out which insurance group the Volvo S40 falls under and how much it costs to insure.
Find out which insurance group the Kia Sorento falls under and how much it costs to insure.
Find out which insurance group the Vauxhall Viva falls under and how much it could cost to insure.
Find out which insurance group the Mazda CX 3 falls under and how much it costs to insure.
Find out which insurance group the Peugeot 106 falls under and how much it costs to insure.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.