Swinton has been offering insurance to UK residents for more than 60 years and primarily offers car and home insurance. In this guide, we’ll explore the pros and cons of Swinton home insurance.
What types of policies are on offer?
Swinton offers buildings insurance, contents insurance or a combined policy which offers a discount.
There is a basic “Essential” policy as well as more advanced “Classic” and “Premier” policies.
The available add-ons include legal protection, cover against accidental damage and cover for personal possessions outside the home.
Cover limits
For buildings insurance, you’ll be covered from £500,000 upwards. For contents insurance, you’ll be covered between £50,000 and £150,000.
Claims process
To make a claim, call Swinton on 0333 035 9373. If you prefer, you can call the underwriter directly.
The claims team will ask for information from your policy documents, photos of damaged content and a crime reference number for theft claims. You might need to provide receipts to prove the value of your items and Swinton may need to inspect your property.
Managing your policy online
You can manage your account by clicking the “My Account” button at the top of the Swinton home page.
How to contact Swinton home insurance
You can call Swinton home insurance on 0333 035 9281. There is also a live chat service on the Swinton website, or you can get in touch via Facebook or Twitter.
Customer reviews
Swinton has received over 11,000 reviews on Trustpilot. At the time of this review, it had an average star rating of 4.5. Its “Classic” and “Premier” policies received a 5-star rating from rating platform Defaqto.
Pros and cons
Pros
- Three levels of cover
- Several underwriters to choose from
- 5-star rating from Defaqto
- Customer service available on several platforms
Cons
- Contents protection outside the home is only available as a paid add-on
Our verdict
Swinton has three levels of policy and several underwriters, so there is likely something suitable for your situation.
Frequently asked questions
Home insurance ratings
Finder scores, in blue, are based on our expert analysis of policies. We also show reviews from users, where we've received more than 10, in yellow. We gather more reviews from customers every year in Finder's customer satisfaction survey.
To find out more, read our full methodology.
More guides on Finder
-
How long are cheques valid for?
Cheques are still a valid form of payment, but they don’t last forever.
-
New survey reveals 1 in 4 Brits earning less than 1.5% on savings as expert warns people to switch now
A new survey by personal finance comparison site Finder has revealed that the average interest rate Brits are getting on their easy-access savings accounts is 2.39%.
-
The “September effect”: Is it the worst month for the stock market?
We delve into the data behind the September effect and stock market performance – what are the best and worst months?
-
Cheddar finance app review: The new cashback kings?
We explore Cheddar’s free-to-join finance app and its range of cashback incentives at popular retailers.
-
Bereaved families are among thousands of people being cheated out of interest on their own money by solicitors
Solicitors may be keeping millions in client interest. They hold client money for inheritance and other reasons, but some firms offer minimal interest (less than 1%) while earning higher rates themselves.
-
Commuter students on the rise as living costs top £1,500 a month in UK’s most expensive uni cities
Nearly half of UK students plan to commute due to rising costs. The most affordable city is Stoke-on-Trent (£1,047/month), while London is the most expensive (£2,210/month).
-
Growth Guarantee Scheme explained
The government-backed Growth Guarantee Scheme aims to improve the terms of business loans on offer
-
Compare the best business loans in Scotland
If you need funding for your Scottish business we look at the type of business loans and financing available to you.
-
Student living costs calculator: Compare cities in the UK
Compare different uni towns and cities with your home town and see the cost of living in each area.
-
How to grow traffic to your small business website
Find out how to grow traffic to your small business website using an analytics tool. We’ve used Semrush as an example. Paid content.