The UK's largest range of secured loans
- Loans from £1,000 to £2,500,000
- See your quote before you apply
- Quote won’t affect your credit score
Yorkshire-based Norton Finance is an independently owned finance broker, not a direct lender. This means it will search a range of lenders to find you an appropriate deal and won’t actually provide the funds itself.
Norton Finance helps homeowners to use the equity in their property as security for loans. By offering security, borrowers can access larger sums, lower rates or simply stand a better chance of getting their application across the line. The purpose of the loan could be anything from home improvements to debt consolidation.
The obvious downside of secured loans (also known as “second-charge mortgages”) is that they put your home on the line, so you should think carefully before proceeding.
Norton Finance is part of Norton Financial Services Limited, which is a credit broker that is authorised and regulated by the Financial Conduct Authority (FCA). It is also regulated under GDPR laws and the Data Protection Act and Data Protection Bill in the UK.
Norton Finance offers both secured homeowner loans and remortgages from a wide range of lenders, including major banks, building societies and other financial institutions. As a broker, Norton Finance will try to find the secured loan that best fits your personal circumstances.
The interest rate you are offered will depend on factors such as how much you apply for, the term of the loan, the equity in your home and your credit history.
You can use a Norton Finance loan for any worthwhile purpose, such as debt consolidation, home improvements, a holiday, a car or other expenses. When you apply for a loan, you’ll be asked what you plan on using the loan for from a list of options.
Norton Finance has received mixed reviews from customers, according to review platforms like TrustPilot and Feefo. It currently has an “poor” rating of 2.7 out of 5 on TrustPilot, based on 17 reviews, and a rating of 4.8 out of 5 on Feefo, based on more than 110 reviews (updated June 2022).
Many customers praised Norton’s customer service and quick application process, while others cited communication delays.
You should only apply for a Norton Finance homeowner loan if you’re certain you can meet the repayment terms. You must also be a UK resident aged 18 or over. Naturally, you’ll need to own a home to secure the loan against.
Being retired or self-employed, having bad credit or CCJs doesn’t necessarily rule you out – Norton Finance will still aim to find you a suitable loan product.
You can call Norton Finance or complete its online form to request a quote. You’ll need to give a few simple details including:
Norton Finance will then discuss your requirements with you in more detail. You should have information to hand regarding what you need the loan for and, if you are taking out a loan to consolidate debts, details of the other loans too. Self-employed loan applicants may also be asked at this point to provide additional documentation, such as an Accounts Certificate and SA302s.
Norton Finance is one of the UK’s leading secured loan brokers, which means it could be a good option for borrowers looking to get access to a range of secured loans and lenders, especially those with bad credit. While you may find you can get a loan quicker by going directly through a specific lender, using a broker like Norton Finance can potentially help you find a better deal.
|Loan amounts||From to|
Finder collaborated with the smart money app, Plum, to compare how easy access savings rates around the world compared with the local base rate.
Everything we know about the OpenAI IPO, plus information on how to buy shares.
Many households in the UK are struggling to save, so Finder’s experts have put together these tips to help you boost your savings.
Finder’s experts explain the impact of the changes your finances.
Discover how to open a business bank account in the UK, from the documents you’ll need to whether you’re eligible for a business bank account, we’ve got it covered.
We looked at how global savings interest rates fared against the UK base rate in 10 countries around the world.
Learn Finder’s 7 tips for how to play the sales and win. Plus, our video reveals the discounts we expect to see from top brands this year.
Looking to diversify your investment portfolio? Mutual funds could be a good addition. Here’s how they work.
7 in 10 Brits (70%) have experienced financial stress, so we look at the latest statistics to see the impact money has on our mental health.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.