Norton Finance secured homeowner loans

Norton Finance is a broker matching borrowers with secured loans of up to .

The UK's largest range of secured loans

  • Loans from £1,000 to £2,500,000
  • See your quote before you apply
  • Quote won’t affect your credit score
Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it.
Name Product Maximum LTV Loan amounts Loan terms Overall cost for comparison Repayments
No items match the given criteria.
Overall representative example
If you borrowed £46,000 over a 15-year term at 8.40% p.a. (variable), you would make 180 monthly payments of £499.13 and pay £89,843.40 overall, which includes interest of £38,853.40, a broker fee of £3,995 and a lender fee of £995. The overall cost for comparison is 10.7% APRC representative.
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  • Loans from £1,000 to £2,500,000
  • See your quote before you apply
  • Quote won’t affect your credit score

Who is Norton Finance?

Yorkshire-based Norton Finance is an independently owned finance broker, not a direct lender. This means it will search a range of lenders to find you an appropriate deal and won’t actually provide the funds itself.

Norton Finance helps homeowners to use the equity in their property as security for loans. By offering security, borrowers can access larger sums, lower rates or simply stand a better chance of getting their application across the line. The purpose of the loan could be anything from home improvements to debt consolidation.

The obvious downside of secured loans (also known as “second-charge mortgages”) is that they put your home on the line, so you should think carefully before proceeding.

Is Norton Finance safe?

Norton Finance is part of Norton Financial Services Limited, which is a credit broker that is authorised and regulated by the Financial Conduct Authority (FCA). It is also regulated under GDPR laws and the Data Protection Act and Data Protection Bill in the UK.

What types of loans does Norton Finance offer?

Norton Finance offers both secured homeowner loans and remortgages from a wide range of lenders, including major banks, building societies and other financial institutions. As a broker, Norton Finance will try to find the secured loan that best fits your personal circumstances.

What are the key features of Norton Finance secured loans?

  • Borrow over
  • Panel of over 600 financial products
  • You could be accepted for a Norton Finance loan even if you have a poor credit history, CCJs, are self-employed or looking for a loan in retirement
  • A “broker fee” and a “product fee” will be added to your loan amount
  • Your home will be used as security on your loan. Missing repayments will put your property at risk

The interest rate you are offered will depend on factors such as how much you apply for, the term of the loan, the equity in your home and your credit history.

What are the pros and cons of Norton Finance loans?


  • Flexible loan amounts
  • Offers access to a wide range of lenders
  • Quick approval
  • Available to those with bad credit
  • No hidden fees


  • You’ll need to use your home as security against your loan
  • Funding time will vary by lender
  • Fixed rate loans only

What can I use a Norton Finance secured loan for?

You can use a Norton Finance loan for any worthwhile purpose, such as debt consolidation, home improvements, a holiday, a car or other expenses. When you apply for a loan, you’ll be asked what you plan on using the loan for from a list of options.

Norton Finance customer reviews

Norton Finance has received mixed reviews from customers, according to review platforms like TrustPilot and Feefo. It currently has an “poor” rating of 2.7 out of 5 on TrustPilot, based on 17 reviews, and a rating of 4.8 out of 5 on Feefo, based on more than 110 reviews (updated June 2022).

Many customers praised Norton’s customer service and quick application process, while others cited communication delays.

Am I eligible for a Norton Finance secured loan?

You should only apply for a Norton Finance homeowner loan if you’re certain you can meet the repayment terms. You must also be a UK resident aged 18 or over. Naturally, you’ll need to own a home to secure the loan against.

Being retired or self-employed, having bad credit or CCJs doesn’t necessarily rule you out – Norton Finance will still aim to find you a suitable loan product.

How can I apply for a Norton Finance homeowner loan?

You can call Norton Finance or complete its online form to request a quote. You’ll need to give a few simple details including:

  • Your name and address
  • Your employment status
  • Details of your income

Norton Finance will then discuss your requirements with you in more detail. You should have information to hand regarding what you need the loan for and, if you are taking out a loan to consolidate debts, details of the other loans too. Self-employed loan applicants may also be asked at this point to provide additional documentation, such as an Accounts Certificate and SA302s.

Our verdict

Norton Finance is one of the UK’s leading secured loan brokers, which means it could be a good option for borrowers looking to get access to a range of secured loans and lenders, especially those with bad credit. While you may find you can get a loan quicker by going directly through a specific lender, using a broker like Norton Finance can potentially help you find a better deal.

Overview of Norton Finance secured loans

Loan amounts From to

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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