JN Bank personal loans review
JN Bank offers personal loans with a focus on flexible repayment options, but what rate can you expect?
JN Bank loan calculator
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Key features of JN Bank personal loans
JN Bank provides personal loans up to £15,000, with an emphasis on early repayment options and no additional fees. Loans are offered with fixed interest rates from 7.9% to 24.9%, with a representative APR of 19.9%.
Once you’ve been approved, your loan will generally be funded within two working days, and you can manage your loan online.
|Loan type||Unsecured Personal Loan|
|Loan amounts||£1,000.00 to £15,000.00|
|Loan terms||1 Year to 5 Years|
|Loan rate type||Fixed|
|Same day funding available|
|Instant decisions in most cases|
|Soft-search facility available|
|Overpay without penalty|
|Concurrent loans allowed|
|Topping-up pays off existing loan and initiates a new loan|
|Repayment methods||Direct Debit|
Am I eligible for a JN Bank personal loan?
To be eligible for a JN Bank personal loan, you’ll need to meet the following criteria:
- Be at least 21 years old
- Have been a UK resident for at least two years
- Have a monthly income of at least £1,000 (after tax)
- Have an email address and UK phone number
- Have a UK bank account
How can I get a loan from JN Bank?
You can apply for a JN Bank personal loan online via the JN Bank website. You’ll need to provide certain personal information when you apply, including the following:
- Your name and contact details
- Your bank account details
- Information on your employment and income
- Your monthly spending
Pros and cons
- Early repayment option
- Quick approval
- Relatively strict eligibility criteria
- Limited loan amounts
Frequently asked questions
Get personalised loan quotes
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