Alper Kara is a finance professor and head of department for accounting, finance and economics at the University of Huddersfield. Alper has a MBA and PhD from the University of Wales, and before academia he worked as a bond and FX trader.
Finder Lending Innovation Awards 2022
These awards identify the most innovative providers across the areas of credit cards, loans, mortgages and BNPL.
Welcome to the Finder Lending Innovation Awards 2022
Finder’s series of Innovation Awards recognise financial providers that are innovating in their chosen field, by bringing new and impactful features to the market and delivering beneficial services to their customers.
Now in their second year, these particular Innovation Awards focus on the lending sector. A shortlist of providers was drawn together by Finder’s subject area specialists and the finalists were then assessed by an expert panel of judges.
We are delighted to announce the winning and highly commended companies in the following categories:
- Business Credit Cards Innovation
- Personal Credit Cards Innovation
- Business Loans Innovation
- Personal Loans Innovation
- Short Term Loans Innovation
- Mortgages Innovation
- BNPL Innovation
- Lending Innovation Newcomer Award
Watch our video of the awards announcement or click on the categories underneath it to reveal our winners!
The shortlist of finalists in each category was selected by Finder’s subject area specialists, who identified the providers they felt were displaying key innovations in their field.
The shortlist was then passed to an expert judging panel (details below), who decided the winning and highly commended companies by assessing the finalists across three different criteria: uniqueness of innovation, impact in the market and value to customers.
Alper Kara, Professor and Head of Department of Accounting, Finance & Economics, University of Huddersfield
Keith Kilcourse, Credit & Loans Publisher, Finder
Kimberley Waldron, Co-Founder, SkyParlour PR
Julian Wells, Director, Whitecap Consulting
Keith Kilcourse is a publisher at Finder covering credit cards and loans. He is an ex-MoneySavingExpert alumni, and is passionate about helping consumers make the right choices when it comes to credit cards, loans and lending.
Kimberley Waldron is the co-founder of award-winning fintech PR agency SkyParlour, which delivers PR campaigns for its international payments, banking, cybersecurity and ecommerce clients. Kimberley also hosts the popular Future of Banking podcast, co-chairs the Pro-Manchester Fintech Committee and is an industry advisor for Salford University’s MSc in fintech.
Julian Wells is a strategy consultant with over 25 years’ experience in financial services. He is the director of Whitecap Consulting, which is particularly active in the digital, technology and fintech sectors. Whitecap’s clients have included banks, building societies, technology providers and fintechs, as well as retailers and firms in the intermediary financial services market.
Previous Finder Awards winners
More guides on Finder
Business loan calculator UK
Use our business loan calculator to find out your monthly cost and total repayable amount.
Limited company loans
See how to get a business loan as a limited company in the UK, and how much you can borrow.
Sole trader loans
Find out how to get a loan if you work for yourself, including which lenders offer business loans for sole traders.
Loans for small businesses affected by coronavirus
Learn about government support and alternative options for businesses needing finance to help deal with the impact of coronavirus.
Tax implications of business loans in the UK
Find out if a business loan is considered income and what you can claim as a tax deduction when taking out a loan.
Business loan statistics
Businesses all over the UK face financial instability daily, which often requires outside funding. We have looked into how the state of borrowing for these businesses differs between the industry, over the years, and for the size of the business.
Best non-bank business loans
Get low rates, quick decisions, good customer service and plenty of flexibility through non-bank lenders.
Compare small business loans for May 2022
Discover how to find the best small business loan and compare live rates and fees from a selection of lenders.
Peer-to-peer business lending
Peer-to-peer business loans aim to offer cheaper rates and an easier application process than more traditional lenders.
Ask an Expert