Mazda RX-8 insurance group and cost

The Mazda RX-8 is a sports car produced by the Japanese manufacturer in the early 2000s. It’s a powerful and glamorous car. In this guide, we will explore the key facts about insuring this vehicle.

Mazda RX-8 insurance groups and cost by driver’s age

When it comes to car insurance, all vehicles are given an insurance group number that ranges from 1 (cheapest) to 50 (most expensive) that helps determine the cost of your premium. Mazda RX-8 models range from insurance groups 27 to 34, so you can generally expect the cost of your insurance to be somewhere in the middle.

It’s important to note that the cost of insurance can vary between insurance groups based on a number of different factors including your car’s performance, safety features and cost of repair. For example, a 30-year-old driver in an average postcode could pay around £894 for cover on a Mazda RX-8 (192ps) 4d (insurance group 27) or around £902 for a Mazda RX-8 PZ 4d, which falls in insurance group 34. In this example, the cost of car insurance for the Mazda RX-8 PZ 4d is an extra £8 due to its higher insurance group.

You can find the insurance group, and likely premium cost, of your Mazda RX-8 model in the table below.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March 2021 (source: Quotezone).

Average Mazda RX-8 insurance cost

To provide you with an idea of how much it may cost you to insure your Mazda RX-8, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Mazda RX-8 with a comprehensive policy for the monthly price of £89.23 or an annual sum of £1,023.45.

• How we got this rate

  To generate these quotes, we used the following information:

  • The vehicle is a 2018 model
  • Manual transmission
  • Petrol
  • 1.2-litre engine
  • Car has five seats
  • Five doors
  • Factory-fitted alarm system
  • The car is not modified
  • Used for social, domestic and commuting purposes
  • Mileage is 10,000 miles per year
  • The car is parked in a work car park during the day
  • The car is parked on a driveway at night
  • Owner is a 30-year-old, single teacher from London
  • Owner is a homeowner
  • Five years no claims discount
  • No driving or other convictions in the last five years

Mazda RX-8 insurance cost by location

The table above shows the average cost of Mazda RX-8 insurance based on insurance groups and driver age. However, a number of other factors can affect the cost of your car insurance premiums, one of the biggest being your location.

To show how much your location can impact your premium, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Mazda RX-8 Nemesis 4d.

• Expensive: £1,022 (London SE1)
• Average: £894 (Newcastle NE1)
• Cheap: £693 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: March 2021 (source: Quotezone).

Which factors affect my insurance costs?

Along with the insurance group, there are other key factors that impact your insurance premium costs:

• Engine type and capacity. The size and power of your engine plays a big role in determining the cost of your car insurance. In general, the bigger the engine, the higher the cost of your premium. An average 30-year-old may pay £894 for the Mazda RX-8 Nemesis 4d, but could pay around £903 for the Mazda RX-8 R3 (231ps) 4d.
• Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,046 for insurance for a Mazda RX-8 Kuro 4d, while the same 30-year-old in Newcastle may only pay £906.
• Driver age. Younger drivers are statistically more likely to be involved in car accidents and, as a result, pose a greater risk to insurance providers. The average 20-year-old driver in London may pay £1,819 for the Mazda RX-8 Evolve 4d, while the average 40-year-old Londoner will only pay £953. In this example, due to the increased risk involved for the younger driver, their premium is an extra £866 per year.

The following are other factors that can influence the cost of your insurance:

• Your marital status
• Your credit rating
• Your job title
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity
• No claims discount

Mazda RX-8 facts and trivia

• The vehicle’s steering wheel has a magnesium core. This decision was made to save weight.
• In some models, the front seatbelts can be buckled into the rear clasp, but cannot be undone. Not recommended, then!

The bottom line

As with any other sports car, the Mazda RX-8 is relatively expensive to insure. However, the tips in this guide should help you to keep your insurance premiums lower. With these tips, you’ll be able to enjoy this fun vehicle even more!

Frequently asked questions

• What is the top speed of a Mazda RX-8?

  Depending on the model, the Mazda RX-8 can reach top speeds of 145mph.

• Is the Mazda RX-8 safe?

  The Mazda RX-8 was awarded 4.4 out of 5 on average under The National Highway Traffic Safety Administration (NHTSA) analysis. Mazda RX-8 models score very well across the board with 5/5 on front-crash (passenger) safety and 5/5 for rollover safety.

• How much car tax do I have to pay for the Mazda RX-8?

  The UK standard car tax rate sits at £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Mazda RX-8?

  You can buy a Mazda RX-8 online or by visiting your local Mazda retailer. You can also buy a Mazda RX-8 through various motor resellers and websites.

• Is the Mazda RX-8 expensive to insure?

  This depends on the specific model of Mazda RX-8 you have and the insurance group it falls under. Mazda RX-8 models can range between insurance groups 27 and 34, so in general, you can expect the cost of your insurance to fall somewhere in the middle.