Mazda MX-5 insurance group and cost

Compare car insurance costs for your Mazda MX-5 based on your age and location.

Posted

Fact checked

Compare Mazda mx5 quotes

  • Save up to £285 on your car insurance*.
  • Compare over 100 car insurance providers.
  • Enjoy Confused.com rewards.
Start comparison
Powered by

Mazda MX-5 insurance groups and cost by driver’s age

When it comes to car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Mazda MX-5 models range from insurance groups 25 to 34, so you can generally expect the cost of your car insurance to be somewhere in the middle.

However, the difference in insurance costs between each group can vary quite a bit due to factors such as the engine size, the market-value of the vehicle and its safety and security features. For example, a 30-year-old driver in an average postcode could pay around £868 for cover on a Mazda MX-5 1.5 SE 2d (insurance group 25), or around £900 for a Mazda MX-5 SkyActiv-G 184ps GT Sport Nav+ 2d which falls in insurance group 32. In this example, the difference in price is an extra £32 per year for the sportier model that is seven insurance groups higher.

You can find the insurance group and likely premium cost of your Mazda mx5 model in the table below.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
SkyActiv-G 132ps SE+ 2d 25 £1,496 £868 £761 £614 Get Quote
1.5 SE 2d 25 £1,496 £868 £761 £614 Get Quote
1.5 SE-L 2d 25 £1,496 £868 £761 £614 Get Quote
Skyactiv-G 1.5 132ps SE-L 2d 27 £1,541 £894 £783 £632 Get Quote
2.0 SE-L 2d 29 £1,562 £906 £794 £641 Get Quote
SkyActiv-G 132ps SE-L Nav+ 2d 27 £1,541 £894 £783 £632 Get Quote
SkyActiv-G 184ps SE-L Nav+ 2d 31 £1,557 £903 £792 £639 Get Quote
1.5 Sport 2d 26 £1,521 £882 £773 £624 Get Quote
Skyactiv-G 1.5 132ps Sport 2d 27 £1,541 £894 £783 £632 Get Quote
2.0 Sport 2d 29 £1,562 £906 £794 £641 Get Quote
1.5 [132] R-Sport 2dr 2d 28 £1,556 £902 £791 £638 Get Quote
1.5 SE-L Nav 2d 26 £1,521 £882 £773 £624 Get Quote
2.0 SE-L Nav 2d 29 £1,562 £906 £794 £641 Get Quote
SkyActiv-G 184ps GT Sport Nav+ 2d 32 £1,552 £900 £789 £636 Get Quote
SkyActiv-G 132ps Sport Nav+ 2d 27 £1,541 £894 £783 £632 Get Quote
SkyActiv-G 184ps Sport Nav+ (Safety Pack) 2d 31 £1,557 £903 £792 £639 Get Quote
SkyActiv-G 184ps Sport Nav+ 2d 31 £1,557 £903 £792 £639 Get Quote
Skyactiv-G 2.0 184ps Sport Tech 2d 33 £1,550 £899 £788 £636 Get Quote
Skyactiv-G 2.0 184ps GT Sport Tech 2d 33 £1,550 £899 £788 £636 Get Quote
Icon 131ps SkyActiv-G 2d 26 £1,521 £882 £773 £624 Get Quote
SkyActiv-G 131ps Arctic 2d 26 £1,521 £882 £773 £624 Get Quote
Skyactiv-G 184ps 30th Anniversary Edition 2d 34 £1,554 £902 £790 £638 Get Quote
2.0 Sport Recaro 2d 29 £1,562 £906 £794 £641 Get Quote
1.5 Sport Nav 2d 26 £1,521 £882 £773 £624 Get Quote
2.0 Sport Nav 2d 29 £1,562 £906 £794 £641 Get Quote
SkyActiv-G 160ps Z-Sport 2d 30 £1,562 £906 £794 £641 Get Quote

Average Mazda MX-5 insurance cost

To give you a rough idea of how much it might cost to insure your Mazda MX-5, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Mazda MX-5 with a comprehensive policy for the monthly price of £93.25, or an annual sum of £1,024.23.

Mazda MX-5 insurance cost by location

The table above shows the average cost of Mazda MX-5 insurance based on insurance groups and driver age. However, a number of other factors can affect the cost of your car insurance premium, one of the biggest being your location.

To show how much your location can impact your premium, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Mazda MX-5 Skyactiv-G 1.5 132ps SE-L 2d.

  • Expensive: £1,022 (London SE1)
  • Average: £894 (Newcastle NE1)
  • Cheap: £693 (Galashiels TD1)

Which factors affect my insurance rate?

Along with the insurance group, there are other key factors that impact your insurance premium costs:

  • Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. An average 30-year-old may pay £868 for the 1.5-litre Mazda MX-5 1.5 SE-L 2d, but could pay around £906 for the 2.0-litre Mazda MX-5 2.0 SE-L 2d.
  • Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,010 for insurance for a Mazda MX-5 1.5 Sport Nav 2d, while the same 30-year-old in Newcastle may only pay £882.
  • Driver age. Your age is one of the biggest factors that determines the cost of your car insurance. In general, the younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £1,778 for the Mazda MX-5 Skyactiv-G 1.5 132ps SE-L 2d, while the average 40-year-old Londoner will only pay £932.

Other factors that influence the cost of your insurance include:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating score
  • The model of your car
  • The age of your car
  • Your car’s security and any extra anti-theft precautions
  • Annual miles driven
  • Your driving history and activity
  • No claim discount

Frequently asked questions

*Based on independent online research by Consumer Intelligence (March ’20). 51% of car insurance customers could save £285.88.
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

More guides on Finder

  • Nissan LEAF insurance group and cost

    Find and compare car insurance costs for your Nissan LEAF model based on the engine size, the driver’s age and location.

  • Citroen C4 insurance group and cost

    Find out the average cost of insurance for a Citroen C4 based on the driver’s age and location.

  • Car insurance group 32

    Find out which cars are listed in insurance group 32 and how much it costs to insure them.

  • Car insurance group 35

    Find out which cars are placed in insurance group 35 and how much it might cost to insure them.

  • Car insurance group 36

    Find out which cars are placed in insurance group 36 and how much it might cost to insure them based on the driver’s age and location.

  • Car insurance group 34

    Find out which cars are placed in insurance group 34 and how much it might cost to insure them by drivers age and location.

  • Car insurance group 29

    Find out which cars are placed in insurance group 29 and how much it costs to insure them.

  • Car insurance group 28

    Find out the cars listed in insurance group 28 and how much it might cost to insure them.

  • Car insurance group 30

    Find out which cars are placed in insurance group 30 and how much it might cost to insure them based on the driver’s age and their location.

  • Car insurance group 22

    Find out which cars are available in insurance group 22 and how much it might cost to insure them based on the driver’s age and location.

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site