Mazda CX 3 insurance group
Compare car insurance costs for your Mazda CX 3 by age and location.
The Mazda CX 3 is the smallest SUV in Mazda’s line-up. You’ll appreciate the smooth handling and punchy acceleration of this vehicle. It’s fuel efficient and reasonably cheap to insure too, which is partly due to a good range of safety features installed as standard. In this guide, you’ll learn the average costs of insuring this vehicle based on the driver’s age and location.
What insurance group does the Mazda CX 3 fall under?
Every car you see on the road has been assigned a car insurance group based on how expensive it is for insurers to cover this vehicle. These groups range from 1 (cheapest to insure) to 50 (most expensive) and insurance companies use them to set suitable premiums for their customers. A Mazda CX 3 model can be found in insurance groups ranging from 15 to 18, meaning the car insurance will be on the cheap side.
However, the costs will may vary slightly between the Mazda CX 3 models in different insurance groups. As an example, a 30-year-old driver in an average postcode could pay around £781 for cover on a Mazda CX 3 1.5d SE 5d that is in insurance group 15 or around £807 for a Mazda CX 3 2.0 Sport Nav AWD 5d that is in insurance group 18. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.
Mazda CX 3 insurance cost by location
The table above shows the average cost of Mazda CX 3 insurance based on insurance groups and driver age. However, there are a lot of other factors that affect the cost of your car insurance premiums, one of the biggest being your location.
To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Mazda CX 3 1.5d Sport Nav 5d.
- Expensive: £932 (London SE1)
- Average: £781 (Newcastle NE1)
- Cheap: £568 (Galashiels TD1)
Which factors affect my Mazda CX 3 insurance rate?
Along with insurance group, there are a number of important factors that have a big impact on your car insurance:
- Engine type and capacity. In general, the larger the engine, the higher the cost of your insurance. For example, it may cost £932 for insurance for a Mazda CX 3 1.5d SE 5d, while it may cost £960 for a Mazda CX 3 2.0 SE 5d. That’s a £28 difference per year for an engine that’s 0.5 litres bigger.
- Driver location. Where you live helps insurers determine the level of risk that your car may be stolen or involved in an accident. This will affect the cost of your car insurance. For example, a 30-year-old in central London may pay £932 for insurance for a Mazda CX 3 2.0 SE-L Nav 5d, while the same 30-year-old in Newcastle may only pay £781. That £151 annual difference occurs because Londoners are more likely to claim on their car insurance than those living in Newcastle.
- Driver age. The youngest drivers are the most likely to make a claim on their car insurance and that’s why they are made to pay more for their premiums. As an example, the average 20-year-old driver in London may pay £1,620 for the Mazda CX 3 2.0 SE-L Nav 5d Auto, while the average 40-year-old Londoner will only pay £849. In this example, the 20-year-old would have to pay almost double to insure a Mazda CX 3.
Other factors that influence the cost of your insurance include the following:
- Your marital status
- Your credit history and job
- Your car’s safety rating score
- The model of your car
- The age of your car
- Your car’s security and any extra anti-theft precautions
- Annual miles driven
- Your driving history and activity
- No claims discount
How can I save on my Mazda CX 3 premiums?
There are plenty of tricks you can try in order to lower the cost of your car insurance premiums, and we’ve listed some of them below.
- Limit your car usage (where possible). Occasionally deciding to walk or get public transport rather than using your car can help you save on your premiums.
- Pay annually rather than monthly. Pay annually and you’ll avoid the possibility of being charged interest on monthly premium repayments.
- Install extra safety precautions. The safer you can make your car, the more of a discount you’re likely to be offered by car insurance companies.
- Shop around for the best deal. Don’t blindly settle for the renewal price offered by your existing insurer. There is likely to be cheaper options available if you switch to a different company.
Frequently asked questions
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