Mazda 3 insurance group and cost

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The Mazda 3 hatchback, which prides itself on its unique styling. This vehicle is slightly more upscale than its immediate competitors, although you’ll pay more for this extra touch of class. In this guide, you’ll learn the key facts about insuring this vehicle.

Mazda 3 insurance groups and cost by driver’s age

Mazda 3 models range from insurance groups 13 to 25, so although you can generally expect the cost of your insurance to fall on the cheaper end of the scale, the cost of your insurance still might vary quite a bit.

The difference in costs between insurance groups can vary due to a number of different factors including your car’s performance, safety and security features, and cost of repair. For example, a 30-year-old driver in an average postcode could pay around £756 for cover on a Mazda 3 1.6 S 5d (insurance group 13), or around £807 for a Mazda 3 2.0 TS2 5d Auto which falls in insurance group 25. In this example, the Mazda 3 2.0 TS2 5d Auto is an extra £51 a year to insure compared to the Mazda 3 1.6 S 5d and is 12 insurance groups higher.

You can find the insurance group and likely cost of car insurance of your Mazda 3 model in the table below.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
1.6 S 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 TS 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 TS 5d Auto 13 £1,302 £756 £662 £534 Get Quote
1.6d TS 5d 16 £1,364 £791 £693 £560 Get Quote
1.6d (115bhp) TS 5d 18 £1,390 £807 £707 £570 Get Quote
1.6 Tamura 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 Tamura 5d Auto 13 £1,302 £756 £662 £534 Get Quote
1.6d (115bhp) Tamura 5d 18 £1,390 £807 £707 £570 Get Quote
1.6 TS2 5d 13 £1,302 £756 £662 £534 Get Quote
1.6d TS2 5d 16 £1,364 £791 £693 £560 Get Quote
1.6d (115bhp) TS2 5d 18 £1,390 £807 £707 £570 Get Quote
2.0 TS2 5d Auto 18 £1,390 £807 £707 £570 Get Quote
1.6 Takuya 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 TS2 Nav 5d 13 £1,302 £756 £662 £534 Get Quote
1.6d TS2 Nav 5d 16 £1,364 £791 £693 £560 Get Quote
1.6d (115bhp) TS2 Nav 5d 18 £1,390 £807 £707 £570 Get Quote
2.0 TS2 Nav 5d Auto 18 £1,390 £807 £707 £570 Get Quote
1.6 Venture Edition 5d 13 £1,302 £756 £662 £534 Get Quote
1.6d Venture Edition 5d 18 £1,390 £807 £707 £570 Get Quote
1.6 Sport Nav (Leather) 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 Sport Nav 5d 13 £1,302 £756 £662 £534 Get Quote
1.6d (115bhp) Sport Nav 5d 18 £1,390 £807 £707 £570 Get Quote
2.0 Sport Nav (Leather) 5d 19 £1,399 £812 £711 £574 Get Quote
2.0 Sport Nav 5d 19 £1,399 £812 £711 £574 Get Quote
2.2d (150bhp) Sport Nav (Leather) 5d 22 £1,431 £830 £727 £587 Get Quote
2.2d Sport Nav (150bhp) 5d 22 £1,431 £830 £727 £587 Get Quote
2.2d (185bhp) Sport Nav (Leather) 5d 25 £1,496 £868 £761 £614 Get Quote
2.2d (185bhp) Sport Nav 5d 25 £1,496 £868 £761 £614 Get Quote
1.6 Sport (Leather) 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 Sport 5d 13 £1,302 £756 £662 £534 Get Quote
1.6d (115bhp) Sport 5d 18 £1,390 £807 £707 £570 Get Quote
2.0 Sport (i-Stop) (Leather) 5d 19 £1,399 £812 £711 £574 Get Quote
2.0 Sport (i-Stop) 5d 19 £1,399 £812 £711 £574 Get Quote
2.2d (150bhp) Sport (Leather) 5d 22 £1,431 £830 £727 £587 Get Quote
2.2d Sport (150bhp) 5d 23 £1,449 £841 £736 £594 Get Quote
2.2d (185bhp) Sport (Leather) 5d 25 £1,496 £868 £761 £614 Get Quote
2.2d Sport (185bhp) 5d 25 £1,496 £868 £761 £614 Get Quote
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Average Mazda 3 insurance cost

To provide you with an idea of how much it may cost you to insure your Mazda 3, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Mazda 3 with a comprehensive policy for the monthly price of £83.52, or an annual sum of £932.44.

Mazda 3 insurance cost by location

The table above shows the average cost of Mazda 3 insurance based on insurance groups and driver age. However, a number of other factors can affect the cost of your car insurance premiums, one of the biggest being your location.

To show how much your location can impact your premium, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Mazda 3 1.6d TS2 Nav 5d.

  • Expensive: £948 (London SE1)
  • Average: £791 (Newcastle NE1)
  • Cheap: £578 (Galashiels TD1)

Which factors affect my Mazda 3 insurance rate?

Along with the insurance group, there are other key factors that impact your insurance premium costs:

  • Engine type and capacity. The size and performance of the engine plays a big part in determining the insurance costs of a vehicle. In general, the bigger the engine, the higher the cost of your insurance. An average 30-year-old may pay £756 for the Mazda 3 1.6 TS2 5d, but could pay around £868 for the Mazda 3 2.2d (185bhp) Sport Nav (Leather) 5d. The difference in cost for the Mazda 3 model that has an engine 0.6 litres bigger, is an extra £112.
  • Driver location. Your location is a huge factor when it comes to determining your insurance costs. Providers will look at personal accident and fraudulent claims in the area, how many uninsured drivers live there and also vandalism and car theft. For example, a 30-year-old in central London may pay £971 for insurance for a Mazda 3 2.0 Sport Nav 5d, while the same 30-year-old in Newcastle may only pay £812.
  • Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £1,683 for the Mazda 3 2.0 TS2 5d Auto, while the average 40-year-old Londoner will only pay £882.

Other factors that influence the cost of your insurance include:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating score
  • The model of your car
  • The age of your car
  • Your car’s security and any extra anti-theft precautions
  • Your car usage
  • Your driving history and activity
  • No claim discount

Bottom line

There’s a lot to excite drivers about the Mazda 3. Its unique appearance, lush interiors and large range of powerful engine choices are among them. Now you’ve read this guide, you can add cheaper car insurance premiums to that list.

Frequently asked questions

*51% of consumers could save £257.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from January 2021 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

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