Kia Sorento insurance group
Compare car insurance costs for the Kia Sorento based on your age and location.
The Kia Sorento stands out because it offers 3 rows of seating, despite it being the same size as a typical 5-seater SUV. If you need the extra space, but don’t want to upgrade to a larger vehicle, which is typically more expensive to buy, run and insure, the Sorento could be the solution. In this guide, you’ll find out what the average cost of insurance is based on the driver’s age and location.
What insurance group does the Kia Sorento fall under?
Every car you see on the road has been assigned an insurance group, based on how expensive it’s likely to be for insurers to cover. These groups range from 1 (cheapest) to 50 (most expensive). Insurance companies will use these groups to determine a suitable premium for you. A Kia Sorento model can be found in insurance groups ranging from 24 to 32, meaning the vehicle will be slightly more expensive than the average vehicle to insure.
However, the costs will vary depending on which Kia Sorento model you choose, and what group it falls in. As an example, a 30-year-old driver in an average postcode could pay around £854 for cover on a Kia Sorento 2.2 CRDi KX-1 5d that is in insurance group 24 or around £903 for a Kia Sorento 1.6 T-GDi HEV 3 Auto 5d that is in insurance group 32. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.
Kia Sorento insurance cost by location
The table above shows the average cost of Kia Sorento insurance based on the insurance group of the vehicle and the driver age. However, there are a number of other factors that affect the cost of your car insurance premium, one of the biggest being your location.
To show the potential impact of your home address, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Kia Sorento 2.2 CRDi KX-3 5d.
- Expensive: £1,022 (London SE1)
- Average: £894 (Newcastle NE1)
- Cheap: £693 (Galashiels TD1)
Which factors affect my Kia Sorento insurance rate?
Along with insurance group, here are some more factors that have the biggest impact on your insurance premium costs:
- Engine type and capacity. In general, the larger the engine, the higher the cost of your insurance. For example, it may cost £997 for insurance for a Kia Sorento 2.2 CRDi KX-2 5d, while you may pay £1,054 for a Kia Sorento T-GDi HEV 4 Auto 5d. That’s an extra £57 per year for an engine that’s 0.6 litres bigger.
- Driver location. Your home address will be used to help insurers consider the likelihood of you making a claim on your car insurance policy. Those deemed to be a higher risk, based on previous claims data, will face higher premiums. For example, a 30-year-old in central London may pay £1,033 for insurance for a Kia Sorento 2.2 CRDi KX-4 5d Auto, while the same 30-year-old in Newcastle may only pay £902. This substantial difference occurs because Londoners are statistically more likely to claim on their car insurance than those living in Newcastle.
- Driver age. The youngest drivers are the most likely to claim on their car insurance, and that’s why they have to pay more. The average 20-year-old driver in London may pay £1,735 for the Kia Sorento 2.2 CRDi KX-2 5d, while the average 40-year-old Londoner will only pay £909. In this example, the 20-year-old driver would have to pay almost double to insure a Kia Sorento. This isn’t a one-off either. A pricing difference between these age groups can also often occur with cheaper or more expensive cars.
Other factors that influence the cost of your insurance include:
- Your marital status
- Your credit history and job
- Your car’s safety rating score
- The model of your car
- The age of your car
- Your car’s security and any extra anti-theft precautions
- Annual miles driven
- Your driving history and activity
- No claim discount
How can I save on my Kia Sorento premiums?
Car insurance is a necessary legal requirement if you want to drive your car or keep it on the road. But that doesn’t mean you have to let it drain your bank account all the way to zero. Instead, you should find the best deal for a price that’s within your budget.
There are plenty of tricks you can try in order to lower the cost of your premium, and we’ve listed them below.
- Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premium.
- Pay annually rather than monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly premiums.
- Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. That’s why most insurers will offer you a discount when you install extra safety measures.
- Don’t blindly accept your renewal quote. Most insurers save their best deals for new customers, so it’s highly likely you’ll find a better deal by swapping to a new insurer each year. Loyalty rarely pays in the car insurance industry.
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