Kia Ceed insurance group and cost

Compare car insurance costs for your Kia Ceed based on your age and location.

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The Kia Ceed is a small family produced by the South Korean manufacturer since 2006. It is stacked with lush interior features, and a new edition comes with a seven-year warranty. It’s reasonably affordable to buy and insure. In this guide, you’ll discover the key facts about insuring this vehicle.

Kia Ceed insurance groups and cost by driver’s age

Kia Ceed models range from insurance groups 6 to 15, so you can generally expect the cost of your insurance to be quite reasonable.

However, the the cost of insurance can vary between insurance groups based on a number of different factors including your car’s performance, safety features and cost of repair. For example, a 30-year-old driver in an average postcode could pay around £672 for cover on a Kia Ceed 1.4 CRDi VR7 5d (insurance group 6) or around £781 for a Kia Ceed 1.6 GDi 4 Tech 5d DCT which falls in insurance group 15. The difference in price for the Kia Ceed 1.6 GDi 4 Tech 5d DCT is £109 higher than the Kia Ceed 1.4 CRDi VR7 5d because it is 9 insurance groups higher.

You can find the insurance group and likely premium cost of your Kia Ceed model in the table below.

Model/version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
1.4 1 (10/15-) 5d 7 £1,185 £688 £602 £486 Get Quote
1.4 1 5d 7 £1,185 £688 £602 £486 Get Quote
1.4 CRDi 1 5d 7 £1,185 £688 £602 £486 Get Quote
1.4 CRDi 1 (10/15-) 5d 8 £1,207 £700 £613 £495 Get Quote
1.6 CRDi ISG 1 5d 11 £1,261 £731 £641 £517 Get Quote
1.6 CRDi 1 EcoDynamics 5d 12 £1,281 £743 £651 £525 Get Quote
1.4 SR7 (10/15-) 5d 7 £1,185 £688 £602 £486 Get Quote
1.4 SR7 5d 8 £1,207 £700 £613 £495 Get Quote
1.4 CRDi SR7 (10/15-) 5d 9 £1,225 £711 £623 £502 Get Quote
1.4 CRDi SR7 5d 9 £1,225 £711 £623 £502 Get Quote
1.4 CRDi VR7 5d 6 £1,159 £672 £589 £475 Get Quote
1.4 VR7 5d 8 £1,207 £700 £613 £495 Get Quote
1.0T GDi ISG GT-Line 5d 11 £1,261 £731 £641 £517 Get Quote
1.6 CRDi ISG GT-Line 5d DCT 13 £1,302 £756 £662 £534 Get Quote
1.6 CRDi ISG GT-Line 5d 14 £1,325 £768 £673 £543 Get Quote
1.0T GDi ISG 3 5d 11 £1,261 £731 £641 £517 Get Quote
1.6 GDi 3 5d DCT 12 £1,281 £743 £651 £525 Get Quote
1.6 GDi 3 EcoDynamics 5d 12 £1,281 £743 £651 £525 Get Quote
1.6 CRDi 3 5d Auto 13 £1,302 £756 £662 £534 Get Quote
1.6 CRDi 3 EcoDynamics 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 CRDi ISG 3 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 CRDi ISG 3 5d DCT 13 £1,302 £756 £662 £534 Get Quote
1.4 2 5d 8 £1,207 £700 £613 £495 Get Quote
1.0T GDi ISG 2 5d 10 £1,242 £721 £631 £510 Get Quote
1.6 GDi 2 EcoDynamics 5d 12 £1,281 £743 £651 £525 Get Quote
1.6 GDi ISG 2 5d 12 £1,281 £743 £651 £525 Get Quote
1.6 CRDi 2 5d Auto 13 £1,302 £756 £662 £534 Get Quote
1.6 CRDi 2 EcoDynamics 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 CRDi ISG 2 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 CRDi ISG 2 5d DCT 13 £1,302 £756 £662 £534 Get Quote
GT-Line S 1.0 T-GDi 118bhp ISG 5d 13 £1,302 £756 £662 £534 Get Quote
GT-Line S 1.6 CRDi 134bhp ISG 5d 15 £1,346 £781 £684 £552 Get Quote
GT-Line S 1.6 CRDi 134bhp ISG DCT auto 5d 15 £1,346 £781 £684 £552 Get Quote
1.6 CRDi ISG 4 Tech 5d 14 £1,325 £768 £673 £543 Get Quote
1.6 CRDi 4 Tech EcoDynamics 5d 15 £1,346 £781 £684 £552 Get Quote
1.6 GDi 4 Tech 5d DCT 15 £1,346 £781 £684 £552 Get Quote
1.6 GDi 4 Tech EcoDynamics 5d 15 £1,346 £781 £684 £552 Get Quote
1.6 CRDi ISG 4 5d DCT 13 £1,302 £756 £662 £534 Get Quote
1.6 GDi 4 5d DCT 13 £1,302 £756 £662 £534 Get Quote
1.6 GDi 4 EcoDynamics 5d 13 £1,302 £756 £662 £534 Get Quote
4 1.6 CRDi 134bhp ISG DCT auto (12/16 on) 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 CRDi 4 EcoDynamics 5d 14 £1,325 £768 £673 £543 Get Quote
1.6 CRDi ISG 4 5d 14 £1,325 £768 £673 £543 Get Quote
4 1.6 CRDi 134bhp ISG (12/16 on) 5d 14 £1,325 £768 £673 £543 Get Quote

What is the average insurance cost for a Kia Ceed?

To give you an indication of price, we ran a number of quotes to find an average figure. Our results estimated that, on average, you could insure your Kia Ceed with a comprehensive policy for monthly payments of £67.88, or an annual payment of £743.20.

Kia Ceed insurance cost by location

The table above shows the average cost of Kia Ceed insurance based on insurance groups and driver age. However, a number of other factors can affect the cost of your car insurance premiums, one of the biggest being your location.

To show how much your location can impact your premium, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Kia Ceed 1.4 VR7 5d.

  • Expensive: £836 (London SE1)
  • Average: £700 (Newcastle NE1)
  • Cheap: £505 (Galashiels TD1)

Which factors affect my Kia Ceed insurance rate?

Along with the insurance group, there are other key factors that impact your insurance premium costs:

  • Engine type and capacity. In general, the more powerful your vehicle, the more you will pay for your car insurance. An average 30-year-old may pay £721 for the 1.0-litre Kia Ceed 1.0T GDi ISG 2 5d, but could pay around £781 for the 1.6-litre Kia Ceed GT-Line S 1.6 CRDi 134bhp ISG 5d. In this example, it’s an extra £60 to insure a vehicle that is 0.6 litres bigger in size.
  • Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, which affects the cost of insurance. For example, a 30-year-old in central London may pay £846 for insurance for a Kia Ceed 1.4 CRDi SR7 5d, while the same 30-year-old in Newcastle may only pay £711.
  • Driver age. The younger you are, the more risk you represent to insurers and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £1,528 for the Kia Ceed 1.6 GDi ISG 2 5d, while the average 40-year-old Londoner will only pay £801.

Other factors that influence the cost of your insurance include:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating score
  • The model of your car
  • The age of your car
  • Your car’s security and any extra anti-theft precautions
  • Annual miles driven
  • Your driving history and activity
  • No claims discount

How can I save on my Kia Ceed car insurance?

While car insurance is a legal requirement, you don’t want it to put you out of pocket. There are plenty of tricks you can try in order to save on your car insurance premiums. We’ve listed them below:

  • Limit your car usage. Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
  • Pay annually (if you can). While it might be scary to part with a large sum of money in one lump sum, by paying annually you won’t have to pay interest on any monthly instalments.
  • Install extra safety and security features. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you’re quite likely to lower your premium.
  • Don’t just accept your renewal quote. Although it might be time-consuming, when it’s time for renewal make sure you shop around and don’t just settle for the renewal price given to you – there may be cheaper options out there!

Is the Kia Ceed expensive to insure?

This depends on the specific model of Kia Ceed you have and the insurance group it falls under.Kia Ceed models can range between insurance groups 6 and 15, so in general the insurance costs should fall on the cheaper side in comparison to other car makes and models.

Where can I find Kia Ceed insurance?

You can compare car insurance from a range of top providers on our website, so you can find a policy that works for you. If you want to find out insurance information for a different vehicle, head over to our makes and models hub.

Kia Ceed facts and trivia

  • Kia translate as ‘rising from the east’ in Korean.
  • Meanwhile, Ceed stands for “Community of Europe, European Design”
  • The Ceed was the first vehicle to be designed entirely in Europe.

Bottom line

The small city car market is a competitive one, but the Kia Ceed stands out in a few ways. One of these is the low cost of insurance, and you can reduce your costs even further by following the tips in this guide.

Frequently asked questions

*51% of consumers could save £257.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from January 2021 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

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