Honda Jazz insurance group and cost

The Honda Jazz is a small hatchback that was first produced by the Japanese manufacturer in the early 1980s. You can get hold of a Honda Jazz a low price these days, but it tends to be more expensive to insure than other small cars in its class. In this guide, you’ll learn more about insuring a Honda Jazz.

Insurance companies use a rating system to help determine the cost of car insurance. All vehicles in the UK get assigned an insurance group from 1 (cheapest) to 50 (most expensive). Honda Jazz models are classed in group 13 to group 19, so there can be a bit of variation in how much you pay for insurance.

For example, a 30-year-old driver in an average postcode could pay around £697 for cover on a Honda Jazz 1.3 S 5d, or around £699 for a Honda Jazz Sport 1.5 i-VTEC 5d.

You can use the table below to find the specific insurance group of your Honda Jazz model, and how much you’re likely to pay for cover.

Honda Jazz insurance cost by driver’s age

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: April 2024 (source: Confused)

Average Honda Jazz insurance costs

To provide you with an idea about how much it could cost you to insure your Honda Jazz, we ran several quotes in order to find an average figure. Our results estimated that on average, you could insure your Honda Jazz with a comprehensive policy for the monthly cost of £56.24, or a single annual sum of £602.77.

• How we got these rates

  To run these quotes, we used the following information:

  • The car is a 2018 model
  • The driver is a 30-year-old teacher from London
  • Manual transmission
  • Petrol
  • 10,000 mileage per year
  • Factory fitted Thatcham approved alarm system
  • Used for social, domestic and commuting purposes
  • The car is not modified
  • The car is parked in a car park during the day
  • The car is parked on a driveway at night
  • Five years no claims discount
  • No driving or other convictions for the past 5 years

Honda Jazz insurance cost by location

You can use the table above as a guide to the average price of insurance for various Honda Jazz models, based on insurance group and driver age. However, there are many other factors that impact the cost of your premium, including your marital status, driving history, and location.

To show the power of the postcode, here are some average quotes for a 30-year-old living in three different UK locations. The quotes are for a Honda Jazz 1.3 EX 5d.

• Expensive: £995 (London SE1)
• Average: £697 (Newcastle NE1)
• Cheap: £696.15 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: April 2024 (source: Confused)

Which factors affect my Honda Jazz insurance rate?

Lots of factors influence the cost of car insurance, from the age, make and model of your car, to your age, driving history and location. Here are the three that can have some of the biggest impact on your premium:

• Engine type and capacity. Cars with larger engine capacities re generally more expensive to insure, even if they’re the same model. A 30-year-old may pay around £697 for the 1.3-litre Honda Jazz S 1.3 i-VTEC 5d, but may pay around £699 for the 1.5-litre Honda Jazz 1.5 i-VTEC Sport Navi 5d.
• Driver location. Where you live influences your likelihood of being in an accident, and this also has an affect the cost of your insurance. For example, a 30-year-old in central London will pay roughly £995 for insurance for a Honda Jazz EX 1.3 i-VTEC 5d, whereas a 30-year-old in Newcastle may pay around £697 for the same model.
• Driver age. The driver’s age is the other factor that has the biggest impact on the cost of insurance, and younger drivers are likely to pay more than older drivers. A 20-year-old driver in London may have to pay around £4,253 for insurance for a Honda Jazz 1.3 EX Navi 5d CVT model, but a 40-year-old driver from the same location would only pay around £812.

Other factors that affect the cost of your insurance include:

• The model and age of your car
• Annual mileage
• Your driving history and activity
• Your car’s safety rating, security and any anti-theft precautions
• No claims discount
• Your marital status

How can I save on my Honda Jazz premiums?

No one wants to be out of pocket when it comes to car insurance. So, for premiums that are affordable and won’t leave you counting pennies, we’ve compiled a list of suggestions that may help you to keep your premiums low.

• Pay annually rather than monthly. By paying annually, you could save an average of £72.11 a year.
• Make yourself a secure investment. By keeping a clean history of no claims and a good credit rating, you will appeal to providers and they might reward you with lower premiums.
• Be economical about your car usage. By limiting your car usage, you will keep your mileage and your premiums down. Plus, you’ll save money on petrol!
• Don’t just accept your renewal quote. Renewal quotes aren’t always the best offer out there, so make sure you shop around for a price that’s right for you.
• Install extra safety precautions. Providers don’t like to insure risks, so the safer you can make your car, the lower your premiums may become.
• Avoid driving convictions. Convictions of any kind, on or off the road, will hike up your premiums, so try your best to avoid them.

Honda Jazz facts

The Honda Jazz was first produced by the Japanese manufacturer in 2001, and since then, the model has seen a lot of changes and face lifts over its three generations. The Jazz has worldwide popularity, with worldwide sales almost reaching 5 million by the middle of 2013. It was created to replace a number of Honda models, including the Honda Logo.

• The Honda Jazz is known as the Honda Fit in countries such as China, Japan and the USA.
• The Honda Jazz comes with between 100-128 horsepower, allowing you to go from 0 to 60mph in under 12 seconds.
• The Honda Jazz also comes in the form of a hybrid, which is powered by a gasoline engine and electric motor. When driven at a slow and steady speed, the engine shuts off and is powered by the electric motor, emitting no carbon emission.

Bottom line

The Honda Jazz doesn’t have the most competitive insurance prices, but our guide will help you keep your premiums down.

• What is the top speed of a Honda Jazz?

  Depending on the model version, you can expect a Honda Jazz to reach a top speed of 118 miles per hour.

• Is the Honda Jazz safe?

  When tested by Euro NCAP in 2015, the Honda Jazz was awarded a 5/5 safety rating. It scored an impressive 93% for its adult occupant safety, and a great score of 85% for its child occupant safety. The Jazz’s safety features also merited it a score of 71% for the safety assist category.

  As previously mentioned, the safer you can make your vehicle, the lower your premiums may be. Whilst the Honda Jazz comes with a great array of safety features, there are a number of optional features which you may wish to invest in to help lower your premiums.

  It is often worth getting on the phone and asking your insurer which safety features, if any, you could add to your car in exchange for lower premiums.

• How much car tax do I have to pay for the Honda Jazz?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Honda Jazz?

  You can buy a Honda Jazz at dealerships, using online sellers or from a current owner.

• Is the Honda Jazz any good?

  The Honda Jazz is regarded as an underrated vehicle by many reviewers. The 2021 edition has won several awards, including the Best Hot Hatch for Practicality at the WhatCar? awards.

• Where can I find Honda Jazz car insurance?

  You can compare the costs of Honda Jazz car insurance using any price comparison website.

• Is a Honda Jazz expensive to insure?

  The Honda Jazz can be found in insurance groups ranging from 13 to 19. This means they’re cheaper to insure than the average vehicle, although noticably higher than some of its direct competitors.

Compare insurance for other Honda models