Get cheap car insurance quotes

Get cheap car insurance quotes
- Save up to £ 388 on your car insurance*
- Compare over 120 insurance providers
- Enjoy Confused.com rewards
The Honda Civic is a family car produced by the Japanese manufacturer since the mid-1970s. This reliable vehicle is relatively inexpensive to run and insure.
In this guide, we’ll look in more detail at Honda Civic car insurance costs and how you could save on your premiums.
To give you an idea of how much it could cost you to insure your car, we ran a number of quotes to find an average figure. Our results estimated that, on average, you could insure your Honda Civic with a comprehensive policy for the monthly price of £62.36, or an annual sum of £691.41. However, this is just an average: your actual premium will depend on a number of factors, including the insurance group the car is in.
Vehicles in the UK are categorised into insurance groups, ranging from 1 (the cheapest) to 50 (the most expensive), which partly determine the cost of your premium.
Honda Civic models range from group 5 to group 20. This means the cost of insurance can vary significantly between various Civic models, although they’re all towards the more affordable end of the spectrum. For example, a 30-year-old driver in an average postcode could pay:
That’s a difference of more than £100 to insure the same make of car. The insurance group a model is placed in depends on a number of factors including the model’s engine size and price.
However, the insurance group isn’t the only factor determining the cost of your car insurance: one of the most important other factors is your age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance.
That’s why, in the table below, we show you the cost you’d be likely to pay at a few different ages.
Model / Version | Group (1-50) | 20yrs | 30yrs | 40yrs | 50yrs | Get quote |
---|---|---|---|---|---|---|
1.4 i-VTEC S (03/15-) 5d | 5 | £1,126 | £653 | £573 | £462 | Get Quote |
1.4 i-VTEC S (Nav) 5d | 5 | £1,126 | £653 | £573 | £462 | Get Quote |
1.4 i-VTEC SE Plus 5d | 5 | £1,126 | £653 | £573 | £462 | Get Quote |
1.4 i-VTEC SE Plus (Nav) 5d | 6 | £1,159 | £672 | £589 | £475 | Get Quote |
1.4 i-VTEC Sport 5d | 7 | £1,185 | £688 | £602 | £486 | Get Quote |
1.4 i-VTEC SE 5d | 8 | £1,207 | £700 | £613 | £495 | Get Quote |
1.4 i-VTEC SE-T 5d | 8 | £1,207 | £700 | £613 | £495 | Get Quote |
1.4 i-VTEC S 5d | 8 | £1,207 | £700 | £613 | £495 | Get Quote |
1.8 i-VTEC S (03/15-) 5d | 13 | £1,302 | £756 | £662 | £534 | Get Quote |
1.8 i-VTEC S (03/15-) 5d Auto | 13 | £1,302 | £756 | £662 | £534 | Get Quote |
1.8 i-VTEC S (Nav) 5d | 14 | £1,325 | £768 | £673 | £543 | Get Quote |
1.8 i-VTEC S (Nav) 5d Auto | 14 | £1,325 | £768 | £673 | £543 | Get Quote |
1.8 i-VTEC Sport (Nav) 5d | 14 | £1,325 | £768 | £673 | £543 | Get Quote |
1.8 i-VTEC Sport (Nav) 5d Auto | 14 | £1,325 | £768 | £673 | £543 | Get Quote |
1.8 i-VTEC Sport 5d | 14 | £1,325 | £768 | £673 | £543 | Get Quote |
1.8 i-VTEC Sport 5d Auto | 14 | £1,325 | £768 | £673 | £543 | Get Quote |
1.8 i-VTEC SE Plus (03/15-) 5d | 14 | £1,325 | £768 | £673 | £543 | Get Quote |
1.8 i-VTEC SE Plus (03/15-) 5d Auto | 14 | £1,325 | £768 | £673 | £543 | Get Quote |
1.8 i-VTEC SE Plus (Nav) 5d | 14 | £1,325 | £768 | £673 | £543 | Get Quote |
1.8 i-VTEC SE Plus (Nav) 5d Auto | 14 | £1,325 | £768 | £673 | £543 | Get Quote |
1.8 i-VTEC SR (03/15-) 5d | 14 | £1,325 | £768 | £673 | £543 | Get Quote |
1.8 i-VTEC SR (03/15-) 5d Auto | 14 | £1,325 | £768 | £673 | £543 | Get Quote |
1.8 i-VTEC SR (DASP) 5d | 14 | £1,325 | £768 | £673 | £543 | Get Quote |
1.8 i-VTEC SR (DASP) 5d Auto | 14 | £1,325 | £768 | £673 | £543 | Get Quote |
1.6 i-DTEC SE 5d | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.6 i-DTEC S (03/15-) 5d | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.6 i-DTEC S (Nav) 5d | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.6 i-DTEC S 5d | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.8 i-VTEC S 5d | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.8 i-VTEC S 5d Auto | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.8 i-VTEC SE Plus-T 5d | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.8 i-VTEC SE Plus-T 5d Auto | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.6 i-DTEC Sport (Nav) 5d | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.6 i-DTEC Sport 5d | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.6 i-DTEC SE Plus (03/15-) 5d | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.6 i-DTEC SE Plus (Nav) 5d | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.6 i-DTEC SE Plus 5d | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.8 i-VTEC SE Plus 5d | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.8 i-VTEC SE Plus 5d Auto | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.8 i-VTEC SR 5d | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.8 i-VTEC SR 5d Auto | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.8 i-VTEC EX Plus (03/15-) 5d | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.8 i-VTEC EX Plus (03/15-) 5d Auto | 15 | £1,346 | £781 | £684 | £552 | Get Quote |
1.8 i-VTEC Ti 5d | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.6 i-DTEC SE-T 5d | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.6 i-DTEC Black Edition 5d | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.8 i-VTEC Black Edition 5d | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.8 i-VTEC Black Edition 5d Auto | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.6 i-DTEC ES 5d | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.8 i-VTEC ES 5d | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.8 i-VTEC ES 5d Auto | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.6 i-DTEC ES-T 5d | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.8 i-VTEC ES-T 5d | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.8 i-VTEC ES-T 5d Auto | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.6 i-DTEC SE Plus-T 5d | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.6 i-DTEC EX 5d | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.6 i-DTEC SR (03/15-) 5d | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.6 i-DTEC SR (DASP) 5d | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.6 i-DTEC SR 5d | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.6 i-DTEC EX Plus (03/15-) 5d | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.6 i-DTEC EX Plus 5d | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.8 i-VTEC EX Plus 5d | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.8 i-VTEC EX Plus 5d Auto | 16 | £1,364 | £791 | £693 | £560 | Get Quote |
1.8 i-VTEC EX GT (ACC/CMBS) 5d | 17 | £1,379 | £800 | £701 | £566 | Get Quote |
1.8 i-VTEC EX GT (ACC/CMBS) 5d Auto | 17 | £1,379 | £800 | £701 | £566 | Get Quote |
1.8 i-VTEC EX GT 5d | 17 | £1,379 | £800 | £701 | £566 | Get Quote |
1.8 i-VTEC EX GT 5d Auto | 17 | £1,379 | £800 | £701 | £566 | Get Quote |
2.2 i-DTEC SE 5d | 18 | £1,390 | £807 | £707 | £570 | Get Quote |
2.2 i-DTEC SE-T 5d | 19 | £1,399 | £812 | £711 | £574 | Get Quote |
2.2 i-DTEC ES 5d | 19 | £1,399 | £812 | £711 | £574 | Get Quote |
2.2 i-DTEC ES-T 5d | 19 | £1,399 | £812 | £711 | £574 | Get Quote |
2.2 i-DTEC EX 5d | 19 | £1,399 | £812 | £711 | £574 | Get Quote |
2.2 i-DTEC EX GT (ACC/CMBS) 5d | 20 | £1,407 | £816 | £715 | £577 | Get Quote |
2.2 i-DTEC EX GT 5d | 20 | £1,407 | £816 | £715 | £577 | Get Quote |
The table above shows the average cost of Honda Civic insurance based on insurance groups and driver age. However, many other factors affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you’ll be involved in an accident, and this affects the cost of insurance.
To demonstrate the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Honda Civic 2.2 i-DTEC SE 5d.
We’ve covered the impact of insurance group, driver age and location. Here are some of the other factors that affect your insurance premium costs:
When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. We’ve uncovered some tricks you can try to lower the cost of your premium: take a look below.
Let’s say you’re doing everything you can from the list above: you’re driving less, you’re paying annually, you’re shopping around for insurance quotes. Does that mean you’ll find a Honda Civic cheap to insure?
As we’ve already established, it depends on the model. One factor affecting insurance groups is engine size. In general, the bigger the engine, the higher the cost of your insurance, because these engines are more expensive to repair or replace. A 30-year-old may pay around £800 for the 1.8-litre Honda Civic 1.8 i-VTEC EX GT 5d, but may pay around £816 for the 2.25-litre Honda Civic 2.2 i-DTEC EX GT 5d.
Finally, the safer your car is, the less of a risk it will be for companies to insure, and therefore the lower your premium is likely to be.
When tested by Euro NCAP in 2017, the Honda Civic was awarded a 5/5 safety rating. It achieved an excellent score of 92% for adult occupant safety, and a score of 75% for child occupant safety and pedestrian safety. The Civic’s safety features also earned it a score of 88% for its safety assist rating.
The Honda Civic comes with a great variety of safety measures as standard. The AEB City and AEB Inter-urban are designed to help you to avoid low speed and rear-ending collisions, with the ability to detect an obstacle and either brake autonomously or increase your braking, whilst the AEB Pedestrian can detect sudden and unexpected obstacles and help decrease your braking distance.
The Civic also features a speed assistance system; this feature helps you to stick to the legal speed limit and avoid any excessive speed that may result in an accident. As well as speed assistance, the Civic also comes with a lane assist system which is designed to help you to keep in your lane and alert you if you begin to drift.
If you want to invest in any further safety measures that are optional to the Honda Civic, visit the Honda website. Ask your insurer about additional safety and/or security features you could install to lower your premiums and keep you and your passengers safe.
A Honda Civic is relatively cheap to insure, but you can use the tips in this guide to help keep your premiums down even further. If you’re on the lookout for a car insurance provider, check out our comprehensive list of the best car insurance companies in the UK.
Find out which insurance group the Honda Accord falls under and how much it costs to insure.
Find out how much it costs to insure the Honda S2000 based on your age and location.
Find out which insurance group the Honda CR-Z falls under and how much it might cost to insure.
Find out the average cost of insurance for a Honda CR-V based on the specific model version, the driver’s age and their location.
Read our comprehensive guide and find out how much it may cost you to insure a Honda Jazz and how to save on your car insurance premiums.