Honda Civic insurance group and cost
Compare car insurance costs for your Honda Civic by age and location.
The Honda Civic is a family car produced by the Japanese manufacturer since the mid-1970s. This reliable vehicle is relatively inexpensive to run and insure.
In this guide, we’ll look in more detail at Honda Civic car insurance costs and how you could save on your premiums.
How much does it cost to insure a Honda Civic?
To give you an idea of how much it could cost you to insure your car, we ran a number of quotes to find an average figure. Our results estimated that, on average, you could insure your Honda Civic with a comprehensive policy for the monthly price of £62.36, or an annual sum of £691.41. However, this is just an average: your actual premium will depend on a number of factors, including the insurance group the car is in.
Honda Civic insurance groups
Honda Civic models range from group 5 to group 20. This means the cost of insurance can vary significantly between various Civic models, although they’re all towards the more affordable end of the spectrum. For example, a 30-year-old driver in an average postcode could pay:
- around £700 for cover on a Honda Civic 1.4 i-VTEC SE 5d, which is a group 8 model
- or around £816 for a group 20 car, like the Honda Civic 2.2 i-DTEC EX GT 5d
That’s a difference of more than £100 to insure the same make of car. The insurance group a model is placed in depends on a number of factors including the model’s engine size and price.
However, the insurance group isn’t the only factor determining the cost of your car insurance: one of the most important other factors is your age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance.
That’s why, in the table below, we show you the cost you’d be likely to pay at a few different ages.
Honda Civic insurance cost by location
The table above shows the average cost of Honda Civic insurance based on insurance groups and driver age. However, many other factors affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you’ll be involved in an accident, and this affects the cost of insurance.
To demonstrate the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Honda Civic 2.2 i-DTEC SE 5d.
- Expensive: £968 (London SE1)
- Average: £807 (Newcastle NE1)
- Cheap: £597 (Galashiels TD1)
What other factors affect my Honda Civic insurance rate?
- Your marital status
- Your credit history and job
- Your car’s safety rating score
- The model of your car (particularly the engine type and capacity)
- The age of your car
- Your car’s security and any extra anti-theft precautions
- Annual miles driven
- Your driving history and activity
- No-claims discount
How can I save on insurance premiums for my Honda Civic?
When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. We’ve uncovered some tricks you can try to lower the cost of your premium: take a look below.
- Pay annually rather than monthly. It might be scary to part with a large sum in one go, but if you’re able to pay annually you may be able to save an average of £56.91 a year.
- Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
- Don’t just accept your renewal quote. When it’s time for renewal, it’s worth investing a couple of hours to shop around: there may be cheaper options out there.
Is the Honda Civic safe?
When tested by Euro NCAP in 2017, the Honda Civic was awarded a 5/5 safety rating. It achieved an excellent score of 92% for adult occupant safety, and a score of 75% for child occupant safety and pedestrian safety. The Civic’s safety features also earned it a score of 88% for its safety assist rating.
The Honda Civic comes with a great variety of safety measures as standard. The AEB City and AEB Inter-urban are designed to help you to avoid low speed and rear-ending collisions, with the ability to detect an obstacle and either brake autonomously or increase your braking, whilst the AEB Pedestrian can detect sudden and unexpected obstacles and help decrease your braking distance.
The Civic also features a speed assistance system; this feature helps you to stick to the legal speed limit and avoid any excessive speed that may result in an accident. As well as speed assistance, the Civic also comes with a lane assist system which is designed to help you to keep in your lane and alert you if you begin to drift.
If you want to invest in any further safety measures that are optional to the Honda Civic, visit the Honda website. Ask your insurer about additional safety and/or security features you could install to lower your premiums and keep you and your passengers safe.
The bottom line
A Honda Civic is relatively cheap to insure, but you can use the tips in this guide to help keep your premiums down even further. If you’re on the lookout for a car insurance provider, check out our comprehensive list of the best car insurance companies in the UK.
Frequently asked questions
Compare insurance for other Honda models
More guides on Finder
Honda Accord insurance group
Find out which insurance group the Honda Accord falls under and how much it costs to insure.
Honda S2000 insurance group
Find out how much it costs to insure the Honda S2000 based on your age and location.
Honda CR-Z insurance group
Find out which insurance group the Honda CR-Z falls under and how much it might cost to insure.
Honda CR-V insurance group and cost
Find out the average cost of insurance for a Honda CR-V based on the specific model version, the driver’s age and their location.
Honda Jazz insurance group and cost
Read our comprehensive guide and find out how much it may cost you to insure a Honda Jazz and how to save on your car insurance premiums.
Ask an Expert