Honda Civic insurance group and cost

Find out how much it may cost you to insure your Honda Civic, and how you can keep your premiums low.

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The Honda Civic is a family car produced by the Japanese manufacturer since the mid-1970s. This reliable vehicle is relatively inexpensive to run and insure. In this guide, you’ll learn all you need to know about insuring the Honda Civic.

When it comes to car insurance, providers use a rating system to help determine the cost of your cover. All vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and Honda Civic models are classed from group 5 to group 20. This means the cost of insurance can vary significantly between various Civic models.

For example, a 30-year-old driver in an average postcode could pay around £700 for cover on a Honda Civic 1.4 i-VTEC SE 5d, or around £816 for a Honda Civic 2.2 i-DTEC EX GT 5d.

You can use the table below to compare the cost of insurance for various Civic models based on insurance group and driver age.

Honda Civic insurance cost by driver’s age

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
1.4 i-VTEC S (03/15-) 5d 5 £1,126 £653 £573 £462 Get Quote
1.4 i-VTEC S (Nav) 5d 5 £1,126 £653 £573 £462 Get Quote
1.4 i-VTEC SE Plus 5d 5 £1,126 £653 £573 £462 Get Quote
1.4 i-VTEC SE Plus (Nav) 5d 6 £1,159 £672 £589 £475 Get Quote
1.4 i-VTEC Sport 5d 7 £1,185 £688 £602 £486 Get Quote
1.4 i-VTEC SE 5d 8 £1,207 £700 £613 £495 Get Quote
1.4 i-VTEC SE-T 5d 8 £1,207 £700 £613 £495 Get Quote
1.4 i-VTEC S 5d 8 £1,207 £700 £613 £495 Get Quote
1.8 i-VTEC S (03/15-) 5d 13 £1,302 £756 £662 £534 Get Quote
1.8 i-VTEC S (03/15-) 5d Auto 13 £1,302 £756 £662 £534 Get Quote
1.8 i-VTEC S (Nav) 5d 14 £1,325 £768 £673 £543 Get Quote
1.8 i-VTEC S (Nav) 5d Auto 14 £1,325 £768 £673 £543 Get Quote
1.8 i-VTEC Sport (Nav) 5d 14 £1,325 £768 £673 £543 Get Quote
1.8 i-VTEC Sport (Nav) 5d Auto 14 £1,325 £768 £673 £543 Get Quote
1.8 i-VTEC Sport 5d 14 £1,325 £768 £673 £543 Get Quote
1.8 i-VTEC Sport 5d Auto 14 £1,325 £768 £673 £543 Get Quote
1.8 i-VTEC SE Plus (03/15-) 5d 14 £1,325 £768 £673 £543 Get Quote
1.8 i-VTEC SE Plus (03/15-) 5d Auto 14 £1,325 £768 £673 £543 Get Quote
1.8 i-VTEC SE Plus (Nav) 5d 14 £1,325 £768 £673 £543 Get Quote
1.8 i-VTEC SE Plus (Nav) 5d Auto 14 £1,325 £768 £673 £543 Get Quote
1.8 i-VTEC SR (03/15-) 5d 14 £1,325 £768 £673 £543 Get Quote
1.8 i-VTEC SR (03/15-) 5d Auto 14 £1,325 £768 £673 £543 Get Quote
1.8 i-VTEC SR (DASP) 5d 14 £1,325 £768 £673 £543 Get Quote
1.8 i-VTEC SR (DASP) 5d Auto 14 £1,325 £768 £673 £543 Get Quote
1.6 i-DTEC SE 5d 15 £1,346 £781 £684 £552 Get Quote
1.6 i-DTEC S (03/15-) 5d 15 £1,346 £781 £684 £552 Get Quote
1.6 i-DTEC S (Nav) 5d 15 £1,346 £781 £684 £552 Get Quote
1.6 i-DTEC S 5d 15 £1,346 £781 £684 £552 Get Quote
1.8 i-VTEC S 5d 15 £1,346 £781 £684 £552 Get Quote
1.8 i-VTEC S 5d Auto 15 £1,346 £781 £684 £552 Get Quote
1.8 i-VTEC SE Plus-T 5d 15 £1,346 £781 £684 £552 Get Quote
1.8 i-VTEC SE Plus-T 5d Auto 15 £1,346 £781 £684 £552 Get Quote
1.6 i-DTEC Sport (Nav) 5d 15 £1,346 £781 £684 £552 Get Quote
1.6 i-DTEC Sport 5d 15 £1,346 £781 £684 £552 Get Quote
1.6 i-DTEC SE Plus (03/15-) 5d 15 £1,346 £781 £684 £552 Get Quote
1.6 i-DTEC SE Plus (Nav) 5d 15 £1,346 £781 £684 £552 Get Quote
1.6 i-DTEC SE Plus 5d 15 £1,346 £781 £684 £552 Get Quote
1.8 i-VTEC SE Plus 5d 15 £1,346 £781 £684 £552 Get Quote
1.8 i-VTEC SE Plus 5d Auto 15 £1,346 £781 £684 £552 Get Quote
1.8 i-VTEC SR 5d 15 £1,346 £781 £684 £552 Get Quote
1.8 i-VTEC SR 5d Auto 15 £1,346 £781 £684 £552 Get Quote
1.8 i-VTEC EX Plus (03/15-) 5d 15 £1,346 £781 £684 £552 Get Quote
1.8 i-VTEC EX Plus (03/15-) 5d Auto 15 £1,346 £781 £684 £552 Get Quote
1.8 i-VTEC Ti 5d 16 £1,364 £791 £693 £560 Get Quote
1.6 i-DTEC SE-T 5d 16 £1,364 £791 £693 £560 Get Quote
1.6 i-DTEC Black Edition 5d 16 £1,364 £791 £693 £560 Get Quote
1.8 i-VTEC Black Edition 5d 16 £1,364 £791 £693 £560 Get Quote
1.8 i-VTEC Black Edition 5d Auto 16 £1,364 £791 £693 £560 Get Quote
1.6 i-DTEC ES 5d 16 £1,364 £791 £693 £560 Get Quote
1.8 i-VTEC ES 5d 16 £1,364 £791 £693 £560 Get Quote
1.8 i-VTEC ES 5d Auto 16 £1,364 £791 £693 £560 Get Quote
1.6 i-DTEC ES-T 5d 16 £1,364 £791 £693 £560 Get Quote
1.8 i-VTEC ES-T 5d 16 £1,364 £791 £693 £560 Get Quote
1.8 i-VTEC ES-T 5d Auto 16 £1,364 £791 £693 £560 Get Quote
1.6 i-DTEC SE Plus-T 5d 16 £1,364 £791 £693 £560 Get Quote
1.6 i-DTEC EX 5d 16 £1,364 £791 £693 £560 Get Quote
1.6 i-DTEC SR (03/15-) 5d 16 £1,364 £791 £693 £560 Get Quote
1.6 i-DTEC SR (DASP) 5d 16 £1,364 £791 £693 £560 Get Quote
1.6 i-DTEC SR 5d 16 £1,364 £791 £693 £560 Get Quote
1.6 i-DTEC EX Plus (03/15-) 5d 16 £1,364 £791 £693 £560 Get Quote
1.6 i-DTEC EX Plus 5d 16 £1,364 £791 £693 £560 Get Quote
1.8 i-VTEC EX Plus 5d 16 £1,364 £791 £693 £560 Get Quote
1.8 i-VTEC EX Plus 5d Auto 16 £1,364 £791 £693 £560 Get Quote
1.8 i-VTEC EX GT (ACC/CMBS) 5d 17 £1,379 £800 £701 £566 Get Quote
1.8 i-VTEC EX GT (ACC/CMBS) 5d Auto 17 £1,379 £800 £701 £566 Get Quote
1.8 i-VTEC EX GT 5d 17 £1,379 £800 £701 £566 Get Quote
1.8 i-VTEC EX GT 5d Auto 17 £1,379 £800 £701 £566 Get Quote
2.2 i-DTEC SE 5d 18 £1,390 £807 £707 £570 Get Quote
2.2 i-DTEC SE-T 5d 19 £1,399 £812 £711 £574 Get Quote
2.2 i-DTEC ES 5d 19 £1,399 £812 £711 £574 Get Quote
2.2 i-DTEC ES-T 5d 19 £1,399 £812 £711 £574 Get Quote
2.2 i-DTEC EX 5d 19 £1,399 £812 £711 £574 Get Quote
2.2 i-DTEC EX GT (ACC/CMBS) 5d 20 £1,407 £816 £715 £577 Get Quote
2.2 i-DTEC EX GT 5d 20 £1,407 £816 £715 £577 Get Quote

Average Honda Civic insurance cost

To provide you with an idea of how much it may cost you to insure your Honda Civic, we ran several quotes to find an average figure. Our results results estimated that, on average, you could insure your Honda Civic with a comprehensive policy for monthly instalments of £62.36, or an annual sum of £691.41.

Honda Civic insurance cost by location

The table above gives you an idea of the average price of insurance based on driver age and insurance group, but there are many other factors that influence how much you’re likely to pay, including where you live.

To show the power of the postcode, here are some average quotes for a 30-year-old living in three different UK locations. The quotes are for a Honda Civic 2.2 i-DTEC SE 5d.

  • Expensive: £968 (London SE1)
  • Average: £807 (Newcastle NE1)
  • Cheap: £597 (Galashiels TD1)

Which factors affect my Honda Civic insurance rate?

While there are many factors that influence the cost of insurance, those that have the biggest impact include:

  • Engine type and capacity. Cars with larger engines are likely to cost more to insure. A 30-year-old may pay around £800 for the 1.8-litre Honda Civic 1.8 i-VTEC EX GT 5d, but may pay around £816 for the 2.25-litre Honda Civic 2.2 i-DTEC EX GT 5d.
  • Driver location. Your address has a large role in determining the cost of your insurance premium. For example, a 30-year-old in central London will pay roughly £971 for insurance for a Honda Civic 2.2 i-DTEC ES-T 5d, whereas a 30-year-old in Newcastle may pay around £812 for the same model.
  • Driver age. The age of the driver age has arguably the biggest impact on insurance, with younger drivers likely to pay a lot more than older, more experienced drivers. As an example, 20-year-old driver in London may have to pay around £1,670 for insurance for a Honda Civic 1.8 i-VTEC EX GT 5d Auto model, but a 40-year-old driver from the same location would only pay around £875.

How can I save on my Honda Civic premiums?

Car insurance is a must, but it shouldn’t leave you completely out of pocket. We’ve devised a list of tricks and tips for you in order to try and keep your premiums down. Our advice includes:

  • Pay annually rather than monthly. By paying annually, you could save an average of £56.91 a year!
  • Make yourself a secure investment. If you maintain a clear history of no claims and a good credit rating, you might find yourself being rewarded with lower premiums.
  • Be economical about your car usage. By occasionally choosing an alternative method of transport, you will keep your car’s mileage, and your premiums, down.
  • Don’t just accept your renewal quote. When it’s time for renewal, make sure that you shop around for a price that’s right for you, rather than just accepting your renewal quote.
  • Install extra safety precautions. Providers don’t like to insure risks, so the more secure you can make your car, the lower your premiums may be.
  • Avoid driving convictions. Driving convictions, or any convictions for that matter, will increase your premiums.

Honda Civic facts

  • Honda was originally well-known as a motorcycle manufacturer, and the Civic was the first proper car they sold.
  • The Civic was thought to save Honda – when they first entered the car market, their car didn’t do so well, and struggling to distinguish themselves from other companies, Honda considered leaving the automotive market until the Civic.
  • As of 2017, the Honda Civic is the fastest front-wheel drive car in the world.

The bottom line

Although the Honda Civic can be relatively inexpensive to insure, the tips in this guide will help you drop costs even lower.

Frequently asked questions

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*51% of consumers could save £257.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from January 2021 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
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