Saga landlord insurance review
We've reviewed the landlord insurance from Saga, which offers protection specifically for landlords over the age of 50.
![Saga Saga](https://www.finder.com/niche-builder/61a73417f319a.png)
Saga claims to offer a 10% discount to landlords with multiple properties. Its specialist cover also includes accidental damage cover, legal expenses cover and alternative accommodation cover as standard. What’s more, you can enhance your policy with optional extras if required. Here’s what else we think you should know about Saga.
Saga originally focused on travel for people aged over 50 and then branched out to offer travel, home and motor insurance as well as other financial services for this group in the 1980s.
With 65 years of experience, it has become one of the UK’s leading insurance providers for the over-50s, winning a number of awards for its products and services.
Saga’s landlord insurance includes a range of features. Some of these features include the following:
Saga offers the following additional protection that you can bolt onto a landlord insurance policy:
Your insurance excess is the amount of money you will need to pay towards a claim. Your insurer won’t pay out for a claim that costs less than this amount. A compulsory excess amount might vary depending on the age of your building.
A voluntary excess is on top of this and is normally set by you when taking out a policy. You’ll have the option of adding or increasing a voluntary excess, which should lower your premium.
You’ll find details about any compulsory or voluntary excesses in your policy document; however, the minimum excess with Saga is £100.
The following factors can affect the cost of your Saga landlord insurance premium:
You will need to refer to your policy document and follow the claims process contained within it.
Depending on the nature of your claim, you will need to provide the following information:
It’s vital that you let your insurer know about an incident as soon as possible. Failure to do this could result in a rejected claim later on.
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