More Than landlord insurance
- Upgrade your policy with optional extras that suit your needs
- Discounts for existing More Than customers available
- 5-star Defaqto-rated
- Claims line open 24/7
Although landlord insurance is not a legal requirement when renting out your property, it can protect you against the unexpected and give you that peace of mind that you won’t be left out of pocket if something goes wrong.
More Than offers 5-star Defaqto-rated residential landlord insurance. The insurance provider says its cover includes accidental and malicious damage as well as public liability cover for the property owner up to £2 million. What’s more, existing More Than customers could receive discounts for taking out additional insurance policies that protect other investments. Here’s what else we think you should know.
More Than landlord insurance
More Than is a trading name of Royal & Sun Alliance Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Check your policy details carefully to ensure you have the right cover for your needs.
More Than offers a range of additional protection to bolt onto your policy, including:
Your insurance excess is the amount of money you will need to pay towards a claim. Your insurer won’t pay out for a claim that costs less than this amount. A compulsory excess amount might vary depending on the age of your van and your driving experience.
A voluntary excess is on top and is normally set by you when taking out a policy. You’ll have the option of adding or increasing a voluntary excess – which should lower your premium.
You’ll find details about any compulsory or voluntary excesses in your policy document.
You could risk invalidating your landlord insurance if any of the following arises:
You should call the More Than claims line on 0330 102 4098 to make a claim.
This 24-hour claims line is open seven days a week.
Alternatively, you can complete the initial online claims form within the claims section of the More Than website.
Depending on the nature of your claim, you will need to provide the following information:
It’s vital that you let your insurer know about an incident as soon as possible. Failure to do this could result in a rejected claim later on.
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