When looking to protect your home and belongings from everything life throws your way, you’ll want to make sure you find a home insurance policy that’s the right fit for you.
Endsleigh offer buildings and contents home insurance separately or combined, along with a range of optional extras so your policy can be tailored to fit your needs. Read on to find out if Endsleigh have a home insurance policy that’s right for you.
Who are Endsleigh Insurance?
Endsleigh were founded in 1965 by NUS. They aimed to provide affordable insurance designed for students, when many other providers couldn’t offer it.
Now, they offer many more products and services to professionals, commercial and business customers. Some of these products include car insurance, home insurance, gadget, travel, life and landlords insurance.
What are Endsleigh’s cover options?
Endsleigh provide buildings and contents cover separately or combined. They also offer a range of optional extras, which you can add to tailor your home insurance policy to suit you.
Endsleigh Buildings Cover
Endsleigh offer buildings cover to give you peace of mind if your home needs rebuilding or to be repaired when damaged.
Features of this policy include:
- Cover for damage to structure and permanent fixtures of your home
- Escape of water or oil
- Trace and access
- Underground pipes and cables cover
- Glass and sanitaryware cover
- Liability cover
- Alternative accommodation
Endsleigh Contents Cover
Endsleigh offer contents cover to give you peace of mind if your home needs rebuilding or to be repaired when damaged.
Features of this policy include:
- Protection for your belongings
- Cover when away from home
- Replacement keys and locks
- Liability as a tenant
- Deeds, documents and money cover
- Alternative accommodation
- Escape of water or oil
- Outbuildings and garden cover
Optional policy extras
Endsleigh offer a range of optional extras you can add to your policy to give you the right level of cover for your home.
Features of this policy include:
- Home emergency cover
- Legal expenses cover
- Contents accidental damage cover
- Buildings accidental damage cover
What’s covered under my policy?
Endsleigh’s home insurance policies offer cover and protection for your home against certain risks. These include:
- Fire, lightning, explosion or earthquake
- Smoke
- Riot, civil commotion, political disturbance
- Collision
- Falling trees or branches
- Falling television and radio aerials
- Storms
- Theft/vandalism
- Accidental damage to underground drains, pipes, cables and tanks
- Escaped oil/water
- Subsidence
Endsleigh’s home insurance policies also include some extra cover as standard. Check out some of these additional extras below, for a full list check out your policy document.
Benefits | Buildings | Contents |
---|---|---|
Rent and alternative accommodation | ✓ | ✓ |
Glass and sanitaryware | ✓ | |
Underground pipes and cables | ✓ | ✓ |
Repair of sewer | ✓ | |
Trace and access | ✓ | |
Removal of debris and building fees | ✓ | |
Local authority requirements | ✓ | |
Sale and purchase of home | ✓ | |
Owner’s liability | ✓ | |
Accidental damage to audio and video equipment | ✓ | |
Contents in outbuildings | ✓ | |
Contents in garden | ✓ | |
Mirrors and glass | ✓ | |
Temporary removal | ✓ | |
Tenant’s liability | ✓ | |
Replacement of lock and keys | ✓ | |
Public liability | ✓ | |
Loss of metered water | ✓ | |
Unsatisfied damages | ✓ | |
Liability to domestic employees | ✓ | |
Frozen food | ✓ | |
Replacement of deeds and documents | ✓ | |
Business use of contents in your home | ✓ |
What is my excess?
An excess is the amount of money you contribute when you make a claim. The amount of your excess will depend on the level of cover you have and the nature of your claim. If the nature of your claim is both buildings and contents, the higher excess will be applied.
Make sure you refer to your Endsleigh Statement of Insurance to find out the full details of the amount of excess you will have to pay.
How much is this going to cost me?
There are a number of factors that can affect the cost of your Endsleigh home insurance premium, including:
- The level of cover you choose. Whether you choose to combine your buildings and contents insurance will affect your premium. Endsleigh offer a discount if you do choose to combine the two.
- Your sum insured. The greater the amount you wish to insure your home or contents for, the more you can expect to pay for cover.
- Your home. The age of your home and the materials from which it is constructed can influence its ability to withstand damage.
- Where your home is located. Certain risks, for example storm and theft, are more prevalent in certain areas, and insurers will take this into consideration when calculating your premiums.
- Security. Security measures such as an alarm system and deadbolts can act as a deterrent to thieves and therefore reduce the cost of your cover.
What is the claims process for Endsleigh home insurance?
If you wish to make a claim on your Endsleigh home insurance policy, you can do so online or via phone.
If you wish to do it online, you can visit their website to find two different online forms to fill in depending on whether you are claiming on a buildings or contents policy.
If you would rather make a claim over the phone, you can call 03332341688 for contents and buildings claims.
Home insurance ratings
Finder scores, in blue, are based on our expert analysis of policies. We also show reviews from users, where we've received more than 10, in yellow. We gather more reviews from customers every year in Finder's customer satisfaction survey.
To find out more, read our full methodology.
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