Credit card eligibility checker

We show you credit cards tailored to you, without harming your credit score, so you can apply with confidence.

Name	Product	Balance transfers	Purchases	Representative APR	Chance of approval	Link	Incentive	Representative example
M&S Bank Credit Card Transfer Plus Offer Mastercard		0% for 28 months (2.99% fee)	0% for 3 months reverting to 23.9%	23.9% APR (variable)		Go to site More Info	1 point per £1 spent with M&S and 1 point per £5 spent elsewhere. Enjoy 55 days interest free, preferential rates plus no cash advance fee when buying M&S travel money with the card.	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...
HSBC Balance Transfer Credit Card		0% for 27 months (3.49% fee, min £5 fee)	0% for 3 months reverting to 24.9%	24.9% APR (variable)		Go to site More Info	Discounts and exclusive offers for dining experiences, leisure activities and shopping available through HSBC Home and Away.	Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable). You might get different interest rates and promotional periods to those shown here, because these depend on your circumstances.	Compare	loading Fetching your data...
Santander Everyday Long Term Balance Transfer Credit Card		0% for 26 months (3% fee)	0% for 3 months reverting to 23.9%	23.9% APR (variable)		Go to site More Info	Sign up for Santander Boosts to receive cashback, vouchers, offers and prize draws from selected retailers.	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...
HSBC Purchase Plus Credit Card		0% for 16 months (3.49%, min £5 fee)	0% for 18 months reverting to 24.9%	24.9% APR (variable)		Go to site More Info	Discounts and exclusive offers for dining experiences, leisure activities and shopping available through HSBC Home and Away.	Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable). You might get different interest rates and promotional periods to those shown here, because these depend on your circumstances.	Compare	loading Fetching your data...
M&S Bank Shopping Plus Credit Card		0% for 15 months (2.99% fee, min £5 fee)	0% for 18 months reverting to 23.9%	23.9% APR (variable)		Go to site More Info	1 point per £1 spent with M&S and 1 point per £5 spent elsewhere. Enjoy 55 days interest free, preferential rates plus no cash advance fee when buying M&S travel money with the card.	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...
Santander All in One Credit Card		0% for 15 months (0% fee)	0% for 15 months reverting to 23.9%	29.8% APR (variable)		Go to site More Info	0.5% after £1 of monthly spend. Cashback paid Monthly into Card Account. Maximum spend for cashback purposes is limited to credit limit.	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a. with a fee of £3 per month, your representative rate is 29.8% APR (variable).	Compare	loading Fetching your data...
HSBC Rewards Credit Card		0% for 6 months (2.99%, min £5 fee)	0% for 6 months reverting to 23.9%	23.9% APR (variable)		Go to site More Info	Earn 1 point for every £5 spent on purchases. Bonus 2,500 reward points on anniversary if £10,000 spent in previous year. 1 point = 1p (no min)	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...

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Name	Product	Balance transfers	Purchases	Representative APR	Chance of approval	Link	Incentive	Representative example
HSBC Purchase Plus Credit Card		0% for 16 months (3.49%, min £5 fee)	0% for 18 months reverting to 24.9%	24.9% APR (variable)		Go to site More Info	Discounts and exclusive offers for dining experiences, leisure activities and shopping available through HSBC Home and Away.	Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable). You might get different interest rates and promotional periods to those shown here, because these depend on your circumstances.	Compare	loading Fetching your data...
M&S Bank Shopping Plus Credit Card		0% for 15 months (2.99% fee, min £5 fee)	0% for 18 months reverting to 23.9%	23.9% APR (variable)		Go to site More Info	1 point per £1 spent with M&S and 1 point per £5 spent elsewhere. Enjoy 55 days interest free, preferential rates plus no cash advance fee when buying M&S travel money with the card.	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...
Santander All in One Credit Card		0% for 15 months (0% fee)	0% for 15 months reverting to 23.9%	29.8% APR (variable)		Go to site More Info	0.5% after £1 of monthly spend. Cashback paid Monthly into Card Account. Maximum spend for cashback purposes is limited to credit limit.	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a. with a fee of £3 per month, your representative rate is 29.8% APR (variable).	Compare	loading Fetching your data...
HSBC Rewards Credit Card		0% for 6 months (2.99%, min £5 fee)	0% for 6 months reverting to 23.9%	23.9% APR (variable)		Go to site More Info	Earn 1 point for every £5 spent on purchases. Bonus 2,500 reward points on anniversary if £10,000 spent in previous year. 1 point = 1p (no min)	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...

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Name	Product	Balance transfers	Purchases	Representative APR	Chance of approval	Link	Incentive	Representative example
M&S Bank Shopping Plus Credit Card		0% for 15 months (2.99% fee, min £5 fee)	0% for 18 months reverting to 23.9%	23.9% APR (variable)		Go to site More Info	1 point per £1 spent with M&S and 1 point per £5 spent elsewhere. Enjoy 55 days interest free, preferential rates plus no cash advance fee when buying M&S travel money with the card.	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...
HSBC Purchase Plus Credit Card		0% for 16 months (3.49%, min £5 fee)	0% for 18 months reverting to 24.9%	24.9% APR (variable)		Go to site More Info	Discounts and exclusive offers for dining experiences, leisure activities and shopping available through HSBC Home and Away.	Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable). You might get different interest rates and promotional periods to those shown here, because these depend on your circumstances.	Compare	loading Fetching your data...
Santander All in One Credit Card		0% for 15 months (0% fee)	0% for 15 months reverting to 23.9%	29.8% APR (variable)		Go to site More Info	0.5% after £1 of monthly spend. Cashback paid Monthly into Card Account. Maximum spend for cashback purposes is limited to credit limit.	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a. with a fee of £3 per month, your representative rate is 29.8% APR (variable).	Compare	loading Fetching your data...
HSBC Rewards Credit Card		0% for 6 months (2.99%, min £5 fee)	0% for 6 months reverting to 23.9%	23.9% APR (variable)		Go to site More Info	Earn 1 point for every £5 spent on purchases. Bonus 2,500 reward points on anniversary if £10,000 spent in previous year. 1 point = 1p (no min)	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...
M&S Bank Credit Card Transfer Plus Offer Mastercard		0% for 28 months (2.99% fee)	0% for 3 months reverting to 23.9%	23.9% APR (variable)		Go to site More Info	1 point per £1 spent with M&S and 1 point per £5 spent elsewhere. Enjoy 55 days interest free, preferential rates plus no cash advance fee when buying M&S travel money with the card.	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...
Santander Everyday Long Term Balance Transfer Credit Card		0% for 26 months (3% fee)	0% for 3 months reverting to 23.9%	23.9% APR (variable)		Go to site More Info	Sign up for Santander Boosts to receive cashback, vouchers, offers and prize draws from selected retailers.	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...
HSBC Balance Transfer Credit Card		0% for 27 months (3.49% fee, min £5 fee)	0% for 3 months reverting to 24.9%	24.9% APR (variable)		Go to site More Info	Discounts and exclusive offers for dining experiences, leisure activities and shopping available through HSBC Home and Away.	Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable). You might get different interest rates and promotional periods to those shown here, because these depend on your circumstances.	Compare	loading Fetching your data...
Barclaycard Forward Credit Card (Pre-Approved)		33.9% (0% fee)	0% for 3 months reverting to 33.9%	33.9% APR (variable)		Go to site More Info	Rate discounts: 3% interest rate reduction if you make all your repayments on time for the first year, and a further drop of up to 2% more if you continue to do so in the second year.	Representative example: When you spend £1,200 at a purchase rate of 33.9% (variable) p.a., your representative rate is 33.9% APR (variable).	Compare	loading Fetching your data...
Barclaycard Forward Credit Card		33.9% (0% fee)	0% for 3 months reverting to 33.9%	33.9% APR (variable)		Go to site More Info	Rate discounts: 3% interest rate reduction if you make all your repayments on time for the first year, and a further drop of up to 2% more if you continue to do so in the second year.	Representative example: When you spend £1,200 at a purchase rate of 33.9% (variable) p.a., your representative rate is 33.9% APR (variable).	Compare	loading Fetching your data...

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Name	Product	Balance transfers	Purchases	Representative APR	Chance of approval	Link	Incentive	Representative example
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Name	Product	Balance transfers	Purchases	Representative APR	Chance of approval	Link	Incentive	Representative example
M&S Bank Credit Card Transfer Plus Offer Mastercard		0% for 28 months (2.99% fee)	0% for 3 months reverting to 23.9%	23.9% APR (variable)		Go to site More Info	1 point per £1 spent with M&S and 1 point per £5 spent elsewhere. Enjoy 55 days interest free, preferential rates plus no cash advance fee when buying M&S travel money with the card.	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...
Santander Everyday Long Term Balance Transfer Credit Card		0% for 26 months (3% fee)	0% for 3 months reverting to 23.9%	23.9% APR (variable)		Go to site More Info	Sign up for Santander Boosts to receive cashback, vouchers, offers and prize draws from selected retailers.	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...
M&S Bank Shopping Plus Credit Card		0% for 15 months (2.99% fee, min £5 fee)	0% for 18 months reverting to 23.9%	23.9% APR (variable)		Go to site More Info	1 point per £1 spent with M&S and 1 point per £5 spent elsewhere. Enjoy 55 days interest free, preferential rates plus no cash advance fee when buying M&S travel money with the card.	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...
HSBC Rewards Credit Card		0% for 6 months (2.99%, min £5 fee)	0% for 6 months reverting to 23.9%	23.9% APR (variable)		Go to site More Info	Earn 1 point for every £5 spent on purchases. Bonus 2,500 reward points on anniversary if £10,000 spent in previous year. 1 point = 1p (no min)	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...
HSBC Balance Transfer Credit Card		0% for 27 months (3.49% fee, min £5 fee)	0% for 3 months reverting to 24.9%	24.9% APR (variable)		Go to site More Info	Discounts and exclusive offers for dining experiences, leisure activities and shopping available through HSBC Home and Away.	Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable). You might get different interest rates and promotional periods to those shown here, because these depend on your circumstances.	Compare	loading Fetching your data...
HSBC Purchase Plus Credit Card		0% for 16 months (3.49%, min £5 fee)	0% for 18 months reverting to 24.9%	24.9% APR (variable)		Go to site More Info	Discounts and exclusive offers for dining experiences, leisure activities and shopping available through HSBC Home and Away.	Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable). You might get different interest rates and promotional periods to those shown here, because these depend on your circumstances.	Compare	loading Fetching your data...
Santander All in One Credit Card		0% for 15 months (0% fee)	0% for 15 months reverting to 23.9%	29.8% APR (variable)		Go to site More Info	0.5% after £1 of monthly spend. Cashback paid Monthly into Card Account. Maximum spend for cashback purposes is limited to credit limit.	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a. with a fee of £3 per month, your representative rate is 29.8% APR (variable).	Compare	loading Fetching your data...
American Express® Rewards Credit Card Finder Award		31% (3% fee)	31%	31% APR (variable)		Go to site More Info	Earn £5 statement credit when spending £15 or more at participating Shop Small retailers between 1.12.23 and 3.12.23. Valid up to 3 times, once per card location, offer must be saved to card. Earn 1 Membership Rewards® point for every £1 spent thereafter. Earn up to 90,000 bonus points per year through refer a friend, 4,000 points awarded for every friend approved. 1 point = 0.45p (min 1,000 points) to shop, other rewards have differing conversions.	Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a., your representative rate is 31% APR (variable).	Compare	loading Fetching your data...
British Airways American Express® Credit Card Finder Award		31% (3% fee)	31%	31% APR (variable)		Go to site More Info	Earn £5 statement credit when spending £15 or more at participating Shop Small retailers between 1.12.23 and 3.12.23. Valid up to 3 times, once per card location, offer must be saved to card. Earn 1 Avios for virtually every £1 spent. Spend £12K each year and get a travel companion voucher when redeeming Avios for a BA reward flight. Earn up to 90,000 bonus Avios points per calendar year, 4,000 points per friend/family member that successfully applies for an American Express card (Excl. Basic card) and uses the Referral Programme. Avios value varies dependent on reward (min 1000pts for flights).	Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a., your representative rate is 31% APR (variable).	Compare	loading Fetching your data...
American Express® Platinum Cashback Everyday Credit Card Finder Award		31% (3% fee)	31%	31% APR (variable)		Go to site More Info	New welcome offer: Get 5% cashback on your purchases (up to £100) for the first 3 months of Cardmembership. Terms apply. Spend £0 to £10,000 and receive 0.5% cashback on all purchases. Spend over £10,000 and receive 1% cashback on purchases.	Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a., your representative rate is 31% APR (variable).	Compare	loading Fetching your data...
Barclaycard Forward Credit Card (Pre-Approved)		33.9% (0% fee)	0% for 3 months reverting to 33.9%	33.9% APR (variable)		Go to site More Info	Rate discounts: 3% interest rate reduction if you make all your repayments on time for the first year, and a further drop of up to 2% more if you continue to do so in the second year.	Representative example: When you spend £1,200 at a purchase rate of 33.9% (variable) p.a., your representative rate is 33.9% APR (variable).	Compare	loading Fetching your data...
Barclaycard Forward Credit Card		33.9% (0% fee)	0% for 3 months reverting to 33.9%	33.9% APR (variable)		Go to site More Info	Rate discounts: 3% interest rate reduction if you make all your repayments on time for the first year, and a further drop of up to 2% more if you continue to do so in the second year.	Representative example: When you spend £1,200 at a purchase rate of 33.9% (variable) p.a., your representative rate is 33.9% APR (variable).	Compare	loading Fetching your data...
American Express® Platinum Cashback Credit Card Finder Award		31% (3% fee)	31%	36.7% APR (variable)		Go to site More Info	New welcome offer: Get 5% cashback on your purchases (up to £125) for the first 3 months of Cardmembership. Terms apply. Spend £0 to £10,000 and receive 0.75% cashback on all purchases. Spend over £10,000 and receive 1.25% cashback on purchases.	Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a. with a fee of £25 per annum, your representative rate is 36.7% APR (variable).	Compare	loading Fetching your data...
American Express® Nectar Credit Card Finder Award		31% (3% fee)	31%	37.8% APR (variable)		Go to site More Info	New welcome offer: Earn 20,000 bonus Nectar points when you spend £2,000 in your first 3 months. Earn a minimum of 3 Nectar points for virtually every £1 spent at Nectar partners, and 2 Nectar points for virtually every £1 spent elsewhere.	Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £30 per annum, your representative rate is 37.8% APR (variable).	Compare	loading Fetching your data...
The Marriott Bonvoy American Express Card Finder Award		31% (3% fee)	31%	54.8% APR (variable)		Go to site More Info	Earn 20,000 bonus Marriott Bonvoy ® points when you spend £3,000 in the first 3 months of Cardmembership. 18+, subject to status. Terms apply.	Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a. with a fee of £95 per annum, your representative rate is 54.8% APR (variable).	Compare	loading Fetching your data...
American Express® Preferred Rewards Gold Credit Card Finder Award		31% (3% fee)	31%	88.8% APR (variable)		Go to site More Info	New welcome offer: Earn 25,000 Membership Rewards® Points when you spend £3,000 in the first 3 months of Cardmembership. Plus spend anything in month 15 and get 5,000 points. Offer ends 9 January 2024. Subject to status. Terms apply.	Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £195 per annum, your representative rate is 88.8% APR (variable).	Compare	loading Fetching your data...
British Airways American Express® Premium Plus Card Finder Award		31% (3% fee)	31%	113.1% APR (variable)		Go to site More Info	Earn 25,000 bonus Avios when you spend £3,000 in your first 3 months of Cardmembership. Terms apply. 18+, subject to status. New Cardmembers Only	Representative example: When you spend £1,200 at a purchase rate of 31.0% (variable) p.a. with a fee of £250 per annum, your representative rate is 113.1% APR (variable).	Compare	loading Fetching your data...
The Platinum Card® by American Express Finder Award		31.0% (0% fee)	31.0%	704.6% APR (variable)		Go to site More Info	Earn 75,000 Membership Rewards® points when you spend £10,000 in your first 6 months of Cardmembership. Plus spend anything in month 15 and get 25,000 Membership Rewards® points. Offer ends 9 January 2024. Terms Apply. 18+, subject to status.	Representative example: When you spend £1,200 at a purchase rate of 31.0% (variable) p.a. with a fee of £650 per annum, your representative rate is 704.6% APR (variable).	Compare	loading Fetching your data...

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Name	Product	Rewards earn rate	Purchases	Annual/monthly fees	Representative APR	Chance of approval	Link	Incentive	Representative example
Santander All in One Credit Card		0.5% cashback	0% for 15 months reverting to 23.9%	£3 per month	29.8% APR (variable)		Go to site More Info	0.5% after £1 of monthly spend. Cashback paid Monthly into Card Account. Maximum spend for cashback purposes is limited to credit limit.	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a. with a fee of £3 per month, your representative rate is 29.8% APR (variable).	Compare	loading Fetching your data...
M&S Bank Credit Card Transfer Plus Offer Mastercard		1 point per £1 spent with selected partners 1 point per £5 spent elsewhere	0% for 3 months reverting to 23.9%	£0	23.9% APR (variable)		Go to site More Info	1 point per £1 spent with M&S and 1 point per £5 spent elsewhere. Enjoy 55 days interest free, preferential rates plus no cash advance fee when buying M&S travel money with the card.	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...
American Express® Nectar Credit Card Finder Award		3 points per £1 spent with selected partners 2 points per £1 spent elsewhere	31%	Year 1 - £0, Year 2 onwards - £30 per annum	37.8% APR (variable)		Go to site More Info	New welcome offer: Earn 20,000 bonus Nectar points when you spend £2,000 in your first 3 months. Earn a minimum of 3 Nectar points for virtually every £1 spent at Nectar partners, and 2 Nectar points for virtually every £1 spent elsewhere.	Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £30 per annum, your representative rate is 37.8% APR (variable).	Compare	loading Fetching your data...
The Marriott Bonvoy American Express Card Finder Award		6 points per £1 spent with selected partners 2 points per £1 spent elsewhere	31%	£95 per annum	54.8% APR (variable)		Go to site More Info	Earn 20,000 bonus Marriott Bonvoy ® points when you spend £3,000 in the first 3 months of Cardmembership. 18+, subject to status. Terms apply.	Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a. with a fee of £95 per annum, your representative rate is 54.8% APR (variable).	Compare	loading Fetching your data...
M&S Bank Shopping Plus Credit Card		1 point per £1 spent with selected partners 1 point per £5 spent elsewhere	0% for 18 months reverting to 23.9%	£0	23.9% APR (variable)		Go to site More Info	1 point per £1 spent with M&S and 1 point per £5 spent elsewhere. Enjoy 55 days interest free, preferential rates plus no cash advance fee when buying M&S travel money with the card.	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...
American Express® Platinum Cashback Credit Card Finder Award		1.25% cashback	31%	£25 per annum	36.7% APR (variable)		Go to site More Info	New welcome offer: Get 5% cashback on your purchases (up to £125) for the first 3 months of Cardmembership. Terms apply. Spend £0 to £10,000 and receive 0.75% cashback on all purchases. Spend over £10,000 and receive 1.25% cashback on purchases.	Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a. with a fee of £25 per annum, your representative rate is 36.7% APR (variable).	Compare	loading Fetching your data...
HSBC Rewards Credit Card		10 points per £1 spent with selected partners 1 point per £5 spent elsewhere	0% for 6 months reverting to 23.9%	£0	23.9% APR (variable)		Go to site More Info	Earn 1 point for every £5 spent on purchases. Bonus 2,500 reward points on anniversary if £10,000 spent in previous year. 1 point = 1p (no min)	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a., your representative rate is 23.9% APR (variable).	Compare	loading Fetching your data...
American Express® Rewards Credit Card Finder Award		1 point per £1 spent	31%	£0	31% APR (variable)		Go to site More Info	Earn £5 statement credit when spending £15 or more at participating Shop Small retailers between 1.12.23 and 3.12.23. Valid up to 3 times, once per card location, offer must be saved to card. Earn 1 Membership Rewards® point for every £1 spent thereafter. Earn up to 90,000 bonus points per year through refer a friend, 4,000 points awarded for every friend approved. 1 point = 0.45p (min 1,000 points) to shop, other rewards have differing conversions.	Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a., your representative rate is 31% APR (variable).	Compare	loading Fetching your data...
British Airways American Express® Premium Plus Card Finder Award		3 points per £1 spent with selected partners 1.5 points per £1 spent elsewhere	31%	£250 per annum	113.1% APR (variable)		Go to site More Info	Earn 25,000 bonus Avios when you spend £3,000 in your first 3 months of Cardmembership. Terms apply. 18+, subject to status. New Cardmembers Only	Representative example: When you spend £1,200 at a purchase rate of 31.0% (variable) p.a. with a fee of £250 per annum, your representative rate is 113.1% APR (variable).	Compare	loading Fetching your data...
British Airways American Express® Credit Card Finder Award		1 point per £1 spent	31%	£0	31% APR (variable)		Go to site More Info	Earn £5 statement credit when spending £15 or more at participating Shop Small retailers between 1.12.23 and 3.12.23. Valid up to 3 times, once per card location, offer must be saved to card. Earn 1 Avios for virtually every £1 spent. Spend £12K each year and get a travel companion voucher when redeeming Avios for a BA reward flight. Earn up to 90,000 bonus Avios points per calendar year, 4,000 points per friend/family member that successfully applies for an American Express card (Excl. Basic card) and uses the Referral Programme. Avios value varies dependent on reward (min 1000pts for flights).	Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a., your representative rate is 31% APR (variable).	Compare	loading Fetching your data...
American Express® Preferred Rewards Gold Credit Card Finder Award		3 points per £1 spent with selected partners 1 point per £1 spent elsewhere	31%	Year 1 - £0, Year 2 onwards - £195 per annum	88.8% APR (variable)		Go to site More Info	New welcome offer: Earn 25,000 Membership Rewards® Points when you spend £3,000 in the first 3 months of Cardmembership. Plus spend anything in month 15 and get 5,000 points. Offer ends 9 January 2024. Subject to status. Terms apply.	Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £195 per annum, your representative rate is 88.8% APR (variable).	Compare	loading Fetching your data...
The Platinum Card® by American Express Finder Award		2 points per £1 spent with selected partners 1 point per £1 spent elsewhere	31.0%	£650 per annum	704.6% APR (variable)		Go to site More Info	Earn 75,000 Membership Rewards® points when you spend £10,000 in your first 6 months of Cardmembership. Plus spend anything in month 15 and get 25,000 Membership Rewards® points. Offer ends 9 January 2024. Terms Apply. 18+, subject to status.	Representative example: When you spend £1,200 at a purchase rate of 31.0% (variable) p.a. with a fee of £650 per annum, your representative rate is 704.6% APR (variable).	Compare	loading Fetching your data...
American Express® Platinum Cashback Everyday Credit Card Finder Award		1% cashback	31%	£0	31% APR (variable)		Go to site More Info	New welcome offer: Get 5% cashback on your purchases (up to £100) for the first 3 months of Cardmembership. Terms apply. Spend £0 to £10,000 and receive 0.5% cashback on all purchases. Spend over £10,000 and receive 1% cashback on purchases.	Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a., your representative rate is 31% APR (variable).	Compare	loading Fetching your data...

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Name	Product	Rewards earn rate	Purchases	Annual/monthly fees	Representative APR	Chance of approval	Link	Incentive	Representative example
British Airways American Express® Premium Plus Card Finder Award		3 points per £1 spent with selected partners 1.5 points per £1 spent elsewhere	31%	£250 per annum	113.1% APR (variable)		Go to site More Info	Earn 25,000 bonus Avios when you spend £3,000 in your first 3 months of Cardmembership. Terms apply. 18+, subject to status. New Cardmembers Only	Representative example: When you spend £1,200 at a purchase rate of 31.0% (variable) p.a. with a fee of £250 per annum, your representative rate is 113.1% APR (variable).	Compare	loading Fetching your data...
British Airways American Express® Credit Card Finder Award		1 point per £1 spent	31%	£0	31% APR (variable)		Go to site More Info	Earn £5 statement credit when spending £15 or more at participating Shop Small retailers between 1.12.23 and 3.12.23. Valid up to 3 times, once per card location, offer must be saved to card. Earn 1 Avios for virtually every £1 spent. Spend £12K each year and get a travel companion voucher when redeeming Avios for a BA reward flight. Earn up to 90,000 bonus Avios points per calendar year, 4,000 points per friend/family member that successfully applies for an American Express card (Excl. Basic card) and uses the Referral Programme. Avios value varies dependent on reward (min 1000pts for flights).	Representative example: When you spend £1,200 at a purchase rate of 31% (variable) p.a., your representative rate is 31% APR (variable).	Compare	loading Fetching your data...

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Name	Product	Annual/monthly fees	Initial credit limits	Representative APR	Chance of approval	Link	Incentive	Representative example
Barclaycard Forward Credit Card (Pre-Approved)		£0	Min. limit £50, max. limit £1,200.	33.9% APR (variable)		Go to site More Info	Rate discounts: 3% interest rate reduction if you make all your repayments on time for the first year, and a further drop of up to 2% more if you continue to do so in the second year.	Representative example: When you spend £1,200 at a purchase rate of 33.9% (variable) p.a., your representative rate is 33.9% APR (variable).	Compare	loading Fetching your data...
Barclaycard Forward Credit Card		£0	Min. limit £50, max. limit £1,200.	33.9% APR (variable)		Go to site More Info	Rate discounts: 3% interest rate reduction if you make all your repayments on time for the first year, and a further drop of up to 2% more if you continue to do so in the second year.	Representative example: When you spend £1,200 at a purchase rate of 33.9% (variable) p.a., your representative rate is 33.9% APR (variable).	Compare	loading Fetching your data...

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Name	Product	Foreign transaction fee	Purchases	Annual/monthly fees	Representative APR	Chance of approval	Link	Incentive	Representative example
Santander All in One Credit Card		0%	0% for 15 months reverting to 23.9%	£3 per month	29.8% APR (variable)		Go to site More Info	0.5% after £1 of monthly spend. Cashback paid Monthly into Card Account. Maximum spend for cashback purposes is limited to credit limit.	Representative example: When you spend £1,200 at a purchase rate of 23.9% (variable) p.a. with a fee of £3 per month, your representative rate is 29.8% APR (variable).	Compare	loading Fetching your data...

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Name	Product	Money transfers	Purchases	Representative APR	Chance of approval	Link	Incentive	Representative example
No items match the given criteria.

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As a Londoner, you may also be interested in…

1 - 1 of 1

Name	Product	Ratings	Finder rating	Customer rating	Max. intro bonus	Earn-rate with brand	Default earn-rate	Annual/monthly fees	Representative APR	Link	Incentive	Representative example
Yonder Credit Card (only for London residents) Yonder Credit Card (only for London residents) Finder Award		Finder score ★★★★★	★★★★★ Expert analysis	Not yet rated	10,000 points	25 points per £1 spent	5 points per £1 spent	1 month for £0, £15 per month thereafter.	66.7% APR (variable)	Go to site Read review	First month free for new members, £15 p/m thereafter. Plus, 10,000 bonus points. Earn 5 points per £1 spent and up to 25 points per £1 at selected partners. Membership includes worldwide travel insurance and no FX fees.	Representative example: When you spend £1,200 at a purchase rate of 29.94% (variable) p.a. with a fee of £15 per month, your representative rate is 66.7% APR (variable).	Compare	loading Fetching your data...

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Travel in style with Priority Pass lounge access

Deal

Access 1,400+ airport lounges and travel experiences with this link

Access 1,400+ airport lounges and premium travel experiences globally, in 600 cities across 148 countries

Get deal

Have you considered a debit card with low or no foreign transaction fees?

Name	Product	Account fee	Overseas cash withdrawals	Overseas card transactions	Switching deals benefits	Incentive	Link
EXCLUSIVE Revolut Standard Account Revolut Standard Account	EXCLUSIVE	Free	0% Mon-Fri (max. £1,000 per month) conversion fee plus cash fee of £0 up to £200 per month	0% Mon-Fri (max. £1,000 per month)		Get a £20 welcome bonus when you spend your first £20 (T&Cs apply).	Go to site		loading Fetching your data...
Monzo Account Monzo Account Finder Award		Free	Europe: UK/EEA - 0% conversion fee plus a cash fee of 0% on up to £250 per 30 days (3% thereafter) Elsewhere: 0% conversion fee plus a cash fee of 0% on up to £200 per 30 days (3% thereafter)	0%		Monzo Instant Access Savings Pot earns you 4.10% AER interest (variable), paid monthly into the Pot you create.	Go to site		loading Fetching your data...
OFFER Current Account - Age 18 and over Current Account - Age 18 and over Finder Award	OFFER	Free	£0	£0		No fees overseas plus refer a friend and earn a free National Trust day pass – redeemable at hundreds of the places it looks after.	Go to site		loading Fetching your data...
OFFER 1st Account 1st Account	OFFER	Free	0%	0%		Switch to first direct and get £175 plus get access to a 7.00% AER/gross Regular Saver Account.	Go to site		loading Fetching your data...
Current Account Current Account		Free	£0.01	0%		Earn interest on your current account balance..	Go to site		loading Fetching your data...
Currensea Account Currensea Account		Free	0.5% FX rate. 2% FX rate over £500pm	£0 plus flat fee of 0.5% FX rate			Go to site		loading Fetching your data...
Uphold debit card Account Uphold debit card Account		Free	0 conversion fee plus cash fee of £0 up to limit of £250 a month. £3.50 GBP per withdrawal after this limit.	£0			Go to site		loading Fetching your data...

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Find out your credit score. For free.

We check your credit score and report every month and add insights into how you can improve it.

Credit report interface

Find out your credit score. For free.

We check your credit score and report every month and add insights into how you can improve it.

Credit report interface

Find out your credit score. For free.

We check your credit score and report every month and add insights into how you can improve it.

Credit report interface

Find out your credit score. For free.

We check your credit score and report every month and add insights into how you can improve it.

Credit report interface

Find out your credit score. For free.

We check your credit score and report every month and add insights into how you can improve it.

Credit report interface

Find out your credit score. For free.

We check your credit score and report every month and add insights into how you can improve it.

Credit report interface

Here are some alternative products that might interest you

Name	Product	Cost	Loan amounts	Loan terms	Representative APR	How it works	Link
Drafty Line of Credit Finder Award		0.19% daily interest when you borrow	£50 to £3,000	Open-ended line of credit	96.2%		Go to site View details	Representative Example: Assumed credit limit: £1200. Representative 96.2% APR (variable). Annual interest rate 69.4% (variable).		loading Fetching your data...

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Are you a student? Have you considered a student credit card?

As a student, you may also be interested in student current account that offers a credit card.

1 - 2 of 2

Name	Product	Ratings	Finder rating	Customer rating	Purchases	Annual/monthly fees	Initial credit limits	Representative APR	Link	Incentive	Representative example
Barclaycard Forward Credit Card		Finder score ★★★★★ User survey ★★★★★	★★★★★ Expert analysis	★★★★★ User rating	0% for 3 months reverting to 33.9%	£0	Min. limit £50, max. limit £1,200.	33.9% APR (variable)	Check eligibility Read review	Rate discounts: 3% interest rate reduction if you make all your repayments on time for the first year, and a further drop of up to 2% more if you continue to do so in the second year.	Representative example: When you spend £1,200 at a purchase rate of 33.9% (variable) p.a., your representative rate is 33.9% APR (variable).	Compare	loading Fetching your data...
HSBC Student Credit Card Visa Additional account needed		Finder score ★★★★★ User survey ★★★★★	★★★★★ Expert analysis	★★★★★ User rating	18.9%	£0	Min. limit £250, max. limit £500.	18.9% APR (variable)	Go to site Read review	Available alongside an HSBC Student Account (receive £100 and a 1-year subscription to Headspace when you open a new student account).	Representative example: When you spend £500 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).	Compare	loading Fetching your data...

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Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow.

Self-employed? Have you considered a business credit card?

Capital on Tap Business Credit Card

Credit limits up to £250,000
Uncapped 1% cashback
Up to 56 days interest-free on purchases
No charges on FX transactions or UK ATMs

Representative example: When you spend £1,200 at a purchase rate of 35.15% (variable) p.a., your representative rate is 35.15% APR (variable). Eligibility requirements apply.

Am I eligible for a Capital on Tap card?

You may be eligible for a Capital on Tap Business Card if you meet the following criteria:

Your business turnover is at least £24,000
You and your business are based in the UK.
Your business is active on Companies House
Your business is registered as a private limited company (Ltd) or limited liability partnership (LLP)
You have no unsatisfied county court judgments (CCJs) against you or your business in the past year (a CCJ is the court order you get if you fail to repay money you owe).

Your business is not a charity, trust, fund or Royal Charter
Your business is not a public limited company (PLC)
Your business is not dormant, dissolved or an inactive company
You are not a sole trader

Here are some alternative products that might interest you

Name	Product	Cost	Loan amounts	Loan terms	Representative APR	How it works	Link
Drafty Line of Credit Finder Award		0.19% daily interest when you borrow	£50 to £3,000	Open-ended line of credit	96.2%		Go to site View details	Representative Example: Assumed credit limit: £1200. Representative 96.2% APR (variable). Annual interest rate 69.4% (variable).		loading Fetching your data...

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Result	What we mean
	You charmer! Being pre-approved means this lender is super keen on you. You’re basically a shoe-in for this card, as long as you use all the same details to sign up with the lender as you used for our form. It’ll also want to do a few of its own tests for fraud and money laundering, so you’ll have to pass those too.
	The lender wants your business, but it just has to make a few more of its own checks. Nothing to get too worried about though – out of 100 applicants in the same financial situation as you, between 70 and 95 percent get approved.
	We know this is a bit like saying there’s a 50% chance it might rain tomorrow. Not the most definitive advice. As going through the application on the lender’s own site can affect your credit score, applying for this card is only really worth it if you urgently need the credit for something specific and this is the highest score on your list.
	Out of every 100 people who apply for this card and have a similar financial situation to you, only around 10 to 30 get approved. Not great odds! Of course, there is a chance you might be one of the lucky few, but it doesn’t look likely and a rejection can affect your credit score.
	Unfortunately, you don’t meet this lender’s criteria for credit. In other words, computer says no. This could be for a number of reasons – your income is not high enough, the lender deems your credit history to be problematic or you already have one of this lender’s cards. But don’t get discouraged – focus on building up your credit score and try again in the future.
	It’s not you, it’s us. We either don’t have enough information available about the acceptance criteria for this card, or we can’t match your details with your credit report. Either way, we are unable to give you a rating for this card at this time.

1. Start the eligibility checker.
2. Choose which type of credit card you’re after.
3. Fill in your personal details and residential status.
4. Fill in your financial details.
5. Add your email address.
6. Click “See your cards” to see the ones you’ll be eligible for.
To apply for a credit card in the UK, you’ll need to meet the following criteria:
- Be at least 18 years old
- Be a UK resident
- Have a UK bank account
There are also minimum income requirements you’ll likely need to meet to be eligible for a credit card.
If your results don’t contain any suitable cards for your needs, don’t despair. Your credit score may be affecting the range of cards available to you. Don’t know whether you have a good or bad credit score? You can use our free credit score and report service to find out. There are several things you can do to improve your credit score, so that next time you check your eligibility, you get a better outcome.
In the interest of full disclosure, we should mention that, while our list is comprehensive, it doesn’t contain every single card on the market. The benefit of checking your eligibility through Finder is that this doesn’t affect your credit score, even if you don’t get the results you were hoping for.
It’s also important to note that while your credit score is important, it’s not the only factor card issuers consider when deciding whether or not to offer a deal. Your income and outgoings will also be a key factor, for example.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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