Bank of Ireland UK credit cards
As of June 2020, Bank of Ireland UK is not taking any new credit card applications and has temporarily withdrawn its credit cards.
As of June 2020, Bank of Ireland UK is not taking any new credit card applications and has temporarily withdrawn its credit cards.
Bank of Ireland UK is a subsidiary of Bank of Ireland Group, which was established as an Irish government bank in 1783 and later privatised in 1971. The bank now has an unrivalled network in the UK through its exclusive partnership with the Post Office, which gives it access to an extra 2.7 million customers. Bank of Ireland UK is on the Mastercard network so its cards are accepted in more than 35 million locations worldwide.
Bank of Ireland UK offers four distinct credit cards to its customers, including 0% interest rates on purchases and balance transfers for a set period. If you have an interest in Ulster Rugby or Queen’s University, Bank of Ireland UK offers unique cards which donate a one-off fee as well as a percentage of your monthly spend to them at no extra cost to you.
In 1992, Bank of Ireland UK joined forces with Queen’s University in Belfast to introduce this exclusive affinity credit card. When you become a Queen’s Affinity Card holder, Bank of Ireland UK automatically donates £25 to the university. A percentage of the annual turnover on your card will also be donated to Queen’s to support its continuing scholarship programme. Again, this is at no extra cost to you and the bank does not disclose any of your confidential account details. Other eye-catching features of the card include zero interest on purchases and balance transfers for a set period as well as no annual fee.
Designed to fulfil multiple functions, the matched card is an “all rounder”, offering 0% on purchases and balance transfers for a promotional period, without charging an annual fee.
Learn more about low rate credit cards
If you’re at college or university, this card could give you the extra flexibility you need and enable you to build your credit rating. Remember to manage your money so you stay within your credit limit or you will be charged a fee. This card offers a short 0% interest period on balance transfers.
Learn more about student credit cards
Bank of Ireland UK has teamed up with Ulster Rugby for this unique credit card. Ulster Rugby receives a one-off donation for every approved application as well as further contributions for each retail purchase. Proceeds go towards helping to produce the next generation of Ulster and Ireland stars through the Ulster Rugby Academy, with a portion also dedicated to grass-roots rugby through clubs and schools.
You can apply for a Bank of Ireland UK credit card online in just a few minutes. Simply fill out the online form providing personal information such as name, address, income and work status. You can also apply over the phone.
To be eligible for a Bank of Ireland UK credit card, you must be:
On the whole, if you meet the eligibility requirements but have a history of bad debt or no credit history at all, you may be rejected. Equally if you are in an IVA or have had a CCJ you may not be accepted. If you have ever declared bankruptcy you are also unlikely to receive a card.
Take a look at this fee-free credit card that allows you to support Queen’s University in Belfast every time you make a purchase. Here’s how it works.
This dual-purpose deal from Bank of Ireland UK could let you take a break from interest payments on existing card debt and spread the cost of upcoming expenditure.