iGO4 is a broker that prides itself on offering cheap insurance that puts the customer first. Overall, it comes across as a stripped-back service, and might be for you if you’re not looking for anything too fancy.
iGO4 has a panel of insurers which it scans for the best deals available for you. Third party insurance is the legal minimum for all UK road users, and iGO4 offers a simple third party policy, but it also has a range of additional extras as well as a comprehensive policy.
Who is iGO4?
As an online insurance broker, iGO4 offers to search for the best rate for you from its panel of insurers.
What are iGo4’s levels of cover?
iGO4 has three cover options:
iGO4 Insurance also has optional extras, if you want to increase the level of cover you have:
- Breakdown cover. You can add RAC breakdown assistance, which comes in three levels: The first covers you for breakdowns that happen away from home and can take you anywhere within 10 miles if you can’t get the car up and running; the second is similar, but will take you anywhere in the UK; and the third includes “At home” cover.
- Motor legal assistance. This means you’ll be covered for any legal costs that arise from claims you make or getting money back from uninsured drivers.
What is covered under my policy?
|Cover||Third party, fire and theft||Comprehensive|
|Fire and theft||✓||✓|
|Liability to others||✓||✓|
What is my excess?
It’s important you read your policy wording so that you know the amount you’ll be expected to pay in the event you make a claim. Most insurers ask that you pay some of the money towards a claim, and this is called the excess.
What is the claims process for iGO4?
iGO4 has a claims hotline that is open 24/7. Contact the team on 0333 241 9566.
Frequently asked questions
*Disclaimer: Please take reasonable care to answer all the questions honestly and to the best of your knowledge. If you don’t answer the questions correctly, your policy may be cancelled, or your claim rejected or not fully paid.
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