Fiat Punto insurance group & cost

Find out how much it may cost to insure your Fiat Punto, and what you can do to lower your premiums.

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This supermini was first produced by Fiat in 1993, and was created to replace the Fiat Uno. Now in its third generation, the Fiat Punto is still popular amongst drivers, and whilst it is not thought of as one of Britain’s favourite cars, you’d be surprised with how many you see on UK roads.

Keep reading to find out more about Fiat Punto and Grande Punto car insurance costs and how you could save on your premiums.

Fiat Punto insurance groups and cost by driver’s age

When it comes to working out the cost of your car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive), which helps determine the cost of your premium. Fiat Punto models range from insurance groups 4 to 19, so the cost of insurance can vary significantly. For example, a 30-year-old driver in an average postcode could pay around £564 for cover on a Fiat Punto 1.2 Active White 3d, or around £706 for a Fiat Punto 1.6 Multijet Sporting 5d.

Use the table below to find out the insurance group and likely cost of your Fiat Punto model.

Fiat Punto insurance cost by driver’s age

Model / Version Group (1-50) Age 20yrs Age 30yrs Age 40yrs Age 50yrs Link
1.2 Active White 3d 4 £1,436 £564 £547 £521 Get Quote
1.2 Active 3d 4 £1,436 £564 £547 £521 Get Quote
1.2 Active 3d (AC) 4 £1,436 £564 £547 £521 Get Quote
1.2 Active 5d 4 £1,436 £564 £547 £521 Get Quote
1.2 Active 5d (AC) 4 £1,436 £564 £547 £521 Get Quote
1.2 Dynamic 3d 5 £1,046 £498 £486 £477 Get Quote
1.2 Dynamic 5d 5 £1,046 £498 £486 £477 Get Quote
1.2 Pop (03/13-) 3d 6 £1,635 £641 £609 £542 Get Quote
1.2 Pop (03/13-) 5d 6 £1,635 £641 £609 £542 Get Quote
1.2 Pop 3d 6 £1,635 £641 £609 £542 Get Quote
1.2 Pop 5d 6 £1,635 £641 £609 £542 Get Quote
1.4 Active 3d 6 £1,635 £641 £609 £542 Get Quote
1.4 Active 3d Auto 6 £1,635 £641 £609 £542 Get Quote
1.4 Active 5d 6 £1,635 £641 £609 £542 Get Quote
1.4 Active 5d Auto 6 £1,635 £641 £609 £542 Get Quote
1.4 Active Sport 3d 6 £1,635 £641 £609 £542 Get Quote
1.4 Active Sport 3d Auto 6 £1,635 £641 £609 £542 Get Quote
1.4 Active Sport 5d 6 £1,635 £641 £609 £542 Get Quote
1.4 Active Sport 5d Auto 6 £1,635 £641 £609 £542 Get Quote
1.4 Dynamic 3d 6 £1,635 £641 £609 £542 Get Quote
1.4 Dynamic 3d Auto 6 £1,635 £641 £609 £542 Get Quote
1.4 Dynamic 5d 6 £1,635 £641 £609 £542 Get Quote
1.4 Dynamic 5d Auto 6 £1,635 £641 £609 £542 Get Quote
1.2 Easy (Brio Pack) [Start Stop] 3d 7 £1,801 £689 £643 £607 Get Quote
1.2 Easy (Brio Pack) [Start Stop] 5d 7 £1,801 £689 £643 £607 Get Quote
1.2 Easy (Brio Pack) 3d 7 £1,801 £689 £643 £607 Get Quote
1.2 Easy (Brio Pack) 5d 7 £1,801 £689 £643 £607 Get Quote
1.2 Easy (Start Stop) 3d 7 £1,801 £689 £643 £607 Get Quote
1.2 Easy (Start Stop) 5d 7 £1,801 £689 £643 £607 Get Quote
1.2 Easy 3d 7 £1,801 £689 £643 £607 Get Quote
1.2 Easy 5d 7 £1,801 £689 £643 £607 Get Quote
1.4 Active (2010) 3d 7 £1,801 £689 £643 £607 Get Quote
1.4 Active (2010) 5d 7 £1,801 £689 £643 £607 Get Quote
1.4 GP 3d 7 £1,801 £689 £643 £607 Get Quote
1.4 GP 5d 7 £1,801 £689 £643 £607 Get Quote
1.2 Pop Plus 3d 8 £1,344 £562 £551 £528 Get Quote
1.2 Pop Plus 5d 8 £1,344 £562 £551 £528 Get Quote
1.2 Easy Plus 3d 8 £1,344 £562 £551 £528 Get Quote
1.2 Easy Plus 5d 8 £1,344 £562 £551 £528 Get Quote
1.4 Easy (Brio Pack) 3d 8 £1,344 £562 £551 £528 Get Quote
1.4 Easy (Brio Pack) 3d Dualogic 8 £1,344 £562 £551 £528 Get Quote
1.4 Easy (Brio Pack) 5d 8 £1,344 £562 £551 £528 Get Quote
1.4 Easy (Brio Pack) 5d Dualogic 8 £1,344 £562 £551 £528 Get Quote
1.4 Easy 3d 8 £1,344 £562 £551 £528 Get Quote
1.4 Easy 3d Dualogic 8 £1,344 £562 £551 £528 Get Quote
1.4 Easy 5d 8 £1,344 £562 £551 £528 Get Quote
1.4 Easy 5d Dualogic 8 £1,344 £562 £551 £528 Get Quote
1.2 GBT (Brio pack) (Start Stop) 3d 8 £1,344 £562 £551 £528 Get Quote
1.2 GBT (Brio pack) (Start Stop) 5d 8 £1,344 £562 £551 £528 Get Quote
1.2 GBT (Brio pack) 3d 8 £1,344 £562 £551 £528 Get Quote
1.2 GBT (Brio pack) 5d 8 £1,344 £562 £551 £528 Get Quote
1.2 GBT (Start Stop) 3d 8 £1,344 £562 £551 £528 Get Quote
1.2 GBT (Start Stop) 5d 8 £1,344 £562 £551 £528 Get Quote
1.2 GBT 3d 8 £1,344 £562 £551 £528 Get Quote
1.2 GBT 5d 8 £1,344 £562 £551 £528 Get Quote
1.4 GBT (Brio Pack) 3d 8 £1,344 £562 £551 £528 Get Quote
1.4 GBT (Brio Pack) 5d 8 £1,344 £562 £551 £528 Get Quote
1.4 GBT 3d 8 £1,344 £562 £551 £528 Get Quote
1.4 GBT 5d 8 £1,344 £562 £551 £528 Get Quote
1.4 Dynamic Sport 3d 8 £1,344 £562 £551 £528 Get Quote
1.4 Dynamic Sport 3d Auto 8 £1,344 £562 £551 £528 Get Quote
1.4 Dynamic Sport 5d 8 £1,344 £562 £551 £528 Get Quote
1.4 Dynamic Sport 5d Auto 8 £1,344 £562 £551 £528 Get Quote
1.4 Lounge 3d 9 £1,326 £537 £530 £494 Get Quote
1.4 Lounge 5d 9 £1,326 £537 £530 £494 Get Quote
1.3 Multijet Active 3d 9 £1,326 £537 £530 £494 Get Quote
1.3 Multijet Active 3d (AC) 9 £1,326 £537 £530 £494 Get Quote
1.3 Multijet Active 5d 9 £1,326 £537 £530 £494 Get Quote
1.3 Multijet Active 5d (AC) 9 £1,326 £537 £530 £494 Get Quote
1.3 Multijet Dynamic (75bhp) 3d 9 £1,326 £537 £530 £494 Get Quote
1.3 Multijet Dynamic (75bhp) 5d 9 £1,326 £537 £530 £494 Get Quote
1.4 16v Eleganza 5d 9 £1,326 £537 £530 £494 Get Quote
1.4 Eleganza 3d 9 £1,326 £537 £530 £494 Get Quote
1.4 Eleganza 3d Auto 9 £1,326 £537 £530 £494 Get Quote
1.4 Eleganza 5d 9 £1,326 £537 £530 £494 Get Quote
1.4 Eleganza 5d Auto 9 £1,326 £537 £530 £494 Get Quote
Pop Plus 1.4 77 hp 5d 10 £1,697 £640 £624 £576 Get Quote
1.4 Easy Plus 3d 10 £1,697 £640 £624 £576 Get Quote
1.4 Easy Plus 5d 10 £1,697 £640 £624 £576 Get Quote
1.4 16V Active Sport 3d 10 £1,697 £640 £624 £576 Get Quote
1.4 16V Active Sport 5d 10 £1,697 £640 £624 £576 Get Quote
1.3 Multijet Dynamic 3d (5) 10 £1,697 £640 £624 £576 Get Quote
1.3 Multijet Dynamic 5d (5) 10 £1,697 £640 £624 £576 Get Quote
1.3 Multijet GP 3d 10 £1,697 £640 £624 £576 Get Quote
1.3 Multijet GP 5d 10 £1,697 £640 £624 £576 Get Quote
1.4 16V GP 3d 10 £1,697 £640 £624 £576 Get Quote
1.4 16V GP 5d 10 £1,697 £640 £624 £576 Get Quote
1.4 16V Dynamic Sport 3d 10 £1,697 £640 £624 £576 Get Quote
1.4 16V Dynamic Sport 5d 10 £1,697 £640 £624 £576 Get Quote
1.4 16v Sporting 3d 10 £1,697 £640 £624 £576 Get Quote
1.3 Multijet Pop 3d 11 £1,908 £699 £674 £604 Get Quote
1.3 Multijet Pop 5d 11 £1,908 £699 £674 £604 Get Quote
1.4 Sporting 3d 11 £1,908 £699 £674 £604 Get Quote
1.4 Sporting 5d 11 £1,908 £699 £674 £604 Get Quote
0.9 TwinAir (Brio Pack) 3d 11 £1,908 £699 £674 £604 Get Quote
0.9 TwinAir (Brio Pack) 5d 11 £1,908 £699 £674 £604 Get Quote
0.9 TwinAir 3d 11 £1,908 £699 £674 £604 Get Quote
0.9 TwinAir 5d 11 £1,908 £699 £674 £604 Get Quote
1.4 Jet Black 3d 11 £1,908 £699 £674 £604 Get Quote
1.4 Jet Black II 3d 11 £1,908 £699 £674 £604 Get Quote
0.9 TwinAir Easy (Brio pack) 3d 12 £2,077 £688 £681 £603 Get Quote
0.9 TwinAir Easy (Brio pack) 5d 12 £2,077 £688 £681 £603 Get Quote
0.9 TwinAir Easy 3d 12 £2,077 £688 £681 £603 Get Quote
0.9 TwinAir Easy 5d 12 £2,077 £688 £681 £603 Get Quote
0.9 TwinAir GBT (Brio pack) 3d 12 £2,077 £688 £681 £603 Get Quote
0.9 TwinAir GBT (Brio pack) 5d 12 £2,077 £688 £681 £603 Get Quote
0.9 TwinAir GBT 3d 12 £2,077 £688 £681 £603 Get Quote
0.9 TwinAir GBT 5d 12 £2,077 £688 £681 £603 Get Quote
1.3 Multijet Dynamic 3d 12 £2,077 £688 £681 £603 Get Quote
1.3 Multijet Dynamic 5d 12 £2,077 £688 £681 £603 Get Quote
1.3 Multijet Eleganza 5d 12 £2,077 £688 £681 £603 Get Quote
1.3 Multijet Eleganza 5d Auto 12 £2,077 £688 £681 £603 Get Quote
1.3 Multijet (85bhp) Easy (Brio Pack) 3d 13 £2,145 £704 £690 £651 Get Quote
1.3 Multijet (85bhp) Easy (Brio Pack) 5d 13 £2,145 £704 £690 £651 Get Quote
1.3 Multijet (85bhp) Easy 3d 13 £2,145 £704 £690 £651 Get Quote
1.3 Multijet (85bhp) Easy 5d 13 £2,145 £704 £690 £651 Get Quote
1.3 Multijet (85bhp) GBT (Brio Pack) 3d 13 £2,145 £704 £690 £651 Get Quote
1.3 Multijet (85bhp) GBT (Brio Pack) 5d 13 £2,145 £704 £690 £651 Get Quote
1.3 Multijet (85bhp) GBT 3d 13 £2,145 £704 £690 £651 Get Quote
1.3 Multijet (85bhp) GBT 5d 13 £2,145 £704 £690 £651 Get Quote
1.3 Multijet (85bhp) Lounge 3d 14 £2,234 £712 £696 £666 Get Quote
1.3 Multijet (85bhp) Lounge 5d 14 £2,234 £712 £696 £666 Get Quote
1.4 Multiair Lounge 3d 15 £1,787 £674 £655 £592 Get Quote
1.4 Multiair Lounge 5d 15 £1,787 £674 £655 £592 Get Quote
1.4 Multiair Easy (Brio Pack) 3d 15 £1,787 £674 £655 £592 Get Quote
1.4 Multiair Easy (Brio Pack) 5d 15 £1,787 £674 £655 £592 Get Quote
1.4 Multiair Easy 3d 15 £1,787 £674 £655 £592 Get Quote
1.4 Multiair Easy 5d 15 £1,787 £674 £655 £592 Get Quote
1.4 16V T-Jet Sporting 3d 15 £1,787 £674 £655 £592 Get Quote
1.4 16V T-Jet Sporting 5d 15 £1,787 £674 £655 £592 Get Quote
1.4 Multiair Sporting 3d 16 £1,578 £646 £621 £540 Get Quote
1.4 Multiair Sporting 5d 16 £1,578 £646 £621 £540 Get Quote
1.4 Multiair GBT (Brio pack) 3d 16 £1,578 £646 £621 £540 Get Quote
1.4 Multiair GBT (Brio pack) 5d 16 £1,578 £646 £621 £540 Get Quote
1.4 Multiair GBT 3d 16 £1,578 £646 £621 £540 Get Quote
1.4 Multiair GBT 5d 16 £1,578 £646 £621 £540 Get Quote
1.9 Multijet Eleganza 5d 17 £2,199 £659 £653 £579 Get Quote
1.9 Multijet Sporting 3d 18 £1,513 £613 £577 £524 Get Quote
1.9 Multijet Sporting 5d 18 £1,513 £613 £577 £524 Get Quote
1.4 Multiair Turbo (135bhp) Lounge 3d 19 £1,933 £706 £695 £654 Get Quote
1.6 Multijet Sporting 3d 19 £1,933 £706 £695 £654 Get Quote
1.6 Multijet Sporting 5d 19 £1,933 £706 £695 £654 Get Quote

Average Fiat Punto insurance rates

We wanted to provide you with an idea of how much it could cost you to insure your Fiat Punto, so we ran several quotes in order to find an average figure. Our results estimated that, on average, you could insure your Fiat Punto with comprehensive cover for £55.56 a month, or a single, annual cost of £606.21.

Which factors affect my Fiat Punto insurance rate?

When it comes to insurance premiums, there are a wide variety of factors that may prove influential. We have listed some of these factors below:

  • Your age, marital status, job and where you live
  • The model and age of your car
  • Your car’s safety rating, security and any anti-theft precautions
  • Annual mileage
  • Your driving history and activity
  • The size of your car’s engine
  • No claims discount

How can I save on my Fiat Punto premiums?

How to save on your premiums is a question that many drivers ask themselves at one point or another, so we’ve worked hard to provide you with some answers! We’ve devised a list of tips and tricks to help you save money on your premiums:

  • Pay annually rather than monthly. By paying annually, you could save an average of £60.51 a year!
  • Make yourself a secure investment. By presenting yourself as reliable, you may be rewarded by your provider with lower premiums. You can do this by maintaining a clean history of no claims and a good credit rating.
  • Be economical about your car usage. Opting to get the bus to work or walking to the shops can inturn save you money on your premiums by keeping your mileage low.
  • Don’t just accept your renewal quote. When it’s time for renewal, shop around and compare quotes – don’t just accept the quote that you are given!
  • Install extra safety precautions. Providers don’t like to insure risks, so by investing in extra safety measures, you are more likely to save some money on your premiums.
  • Avoid driving convictions. Driving convictions, or any convictions for that matter, will hike up your premiums, so they are best to be avoided.

Fiat Punto facts

  • The current Punto comes with an option of 12 different engines, four of which are diesel and two are BiPower engines.
  • In 2016, around 220,000 Fiat Puntos were bought and registered in the UK.
  • After its first 20 years, almost 9 million Fiat Puntos have been sold.

Bottom line

The Fiat Punto is one of the cheaper vehicles to run and that includes car insurance. It’s a great vehicle for first-time drivers because it’s so affordable, and our tips will help you to reduce your premiums even further.

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Mar ’24). 51% of car insurance customers could save £539.54
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Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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