Dacia Duster insurance group and cost

The Dacia Duster is a SUV produced by the Romanian manufacturer since 2010. It’s well-known for providing value for money. In fact, it’s seriously cheaper than competitor SUVs of similar size and power. This extends to the cost of insurance too. In this guide, you’ll discover the key facts about insuring a Dacia Duster.

Dacia Duster insurance groups and cost by driver’s age

With car insurance, each make and model is placed into a specific insurance group from 1 (the cheapest) to 50 (the most expensive). Dacia Duster models range from insurance groups 9 to 15, so you can generally expect the cost of your insurance to be reasonable.

However, the the cost of insurance can vary quite a bit between insurance groups and this depends on factors such as the car’s engine size, safety and security features and cost of repair. For example, a 30-year-old driver in an average postcode could pay around £537 for cover on a Dacia Duster Access SCe 115 4×2 5d (insurance group 9), or around £712 for a Dacia Duster Essential Blue dCi 115 4×4 5d which falls in insurance group 14.

You can find the insurance group and likely premium cost of your Dacia Duster model in the table below.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

Average Dacia Duster insurance cost

To give you an estimation of how much it may cost you to insure your Dacia Duster, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Dacia Duster with a comprehensive policy for the monthly price of £71.26, or an annual sum of £750.40.

• How we got this rate

  To generate these quotes we used the following information:

  • The vehicle is a 2018 model
  • Manual transmission
  • Petrol
  • 1.2-litre engine
  • 5 seats
  • 5 doors
  • Factory fitted alarm system
  • The car is not modified
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • The car is parked in a work car park during the day
  • The car is parked on a driveway at night
  • Owner is a 30-year-old, single teacher from London
  • Owner is a homeowner
  • 5 years no claim discount
  • No driving or other convictions in the last 5 years

Dacia Duster insurance cost by location

The table above shows the average premiums for Dacia Duster models based on specific insurance groups and the driver’s age. However, a number of other factors can affect the cost of your car insurance, one of the biggest being your location.

To show how much your location can impact the cost of your car insurance, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Dacia Duster Skyactiv-G 1.5 132ps SE-L 2d.

• Expensive: £942 (London SE1)
• Average: £699 (Newcastle NE1)
• Cheap: £652.24 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Dacia Duster insurance rate?

Along with the insurance group, there are other key factors that impact your insurance premium costs:

• Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. An average 30-year-old may pay £537 for the 1.0-litre Dacia Duster Access SCe 115 4×2 5d, but could pay around £674 for the 1.5-litre Dacia Duster Comfort Blue dCi 115 4×4 5d.
• Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £942 for insurance for a Dacia Duster SE Twenty TCe 100 Bi-Fuel 5d, while the same 30-year-old in Newcastle may only pay £699.
• Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £2,533 for the Dacia Duster Prestige SCe 115 4×4 5d, while the average 40-year-old Londoner will only pay £767.

Other factors that influence the cost of your insurance include:

• Your marital status
• Your credit history
• Your job title
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity
• No claim discount

How can I save on my Dacia Duster car insurance?

Whilst car insurance is a legal requirement, it can often come with a hefty price tag. We’ve listed a few tricks below that you can try in order to save on your car insurance premiums.

• Be economical with your driving. Occasionally deciding to walk or get public transport, rather than using your car, keeps your mileage down and can help to save on your premiums. You could also choose to travel at off-peak times, which will expose you to less traffic, and make you less of a risk to an insurer.
• Pay annually rather than monthly. Whilst paying for your insurance in one go is a big financial outlay, by paying annually you won’t incur any interest from monthly instalments.
• Install extra safety precautions. The safer your car is, the less of a risk it will be for providers to insure. By adding extra safety measures, you’re quite likely to lower your premium.
• Shop around at renewal time. Although it might be time consuming, when it’s time for renewal make sure you shop around and don’t just settle for the renewal price given to you – there may be cheaper options out there!

Dacia Duster facts and trivia

• In other parts of the world, the Dacia Duster is known as Renault Duster or the Nissan Terrano.
• The Pick-Up truck edition of this vehicle was introduced in 2020.

Bottom line

The cost of insuring a Dacia Duster is definitely one of the advantages of this vehicle, compared to its direct competitors anyway. You can reduce the cost of your premiums even more, by following the tips in this guide.

Frequently asked questions

• How much does a Dacia Duster cost?

  In the United Kingdom, the on-the-road price of a new Dacia Duster starts from £9,135.

• What is the top speed of a Dacia Duster?

  Depending on the model, Dacias can reach top speeds of 125 mph.

• Is the Dacia Duster safe?

  The Dacia Duster was awarded 3 stars out of 5 under the Euro NCAP safety analysis. Dacia Duster models score average across the board with 71% on adult occupant safety and 66% for child occupant safety.

• How much car tax do I have to pay for the Dacia Duster?

  The UK standard car tax rate sites at £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Dacia Duster?

  You can buy a Dacia Duster online or by visiting your local Dacia retailer. You can also buy Dacia Dusters through various motor resellers and websites.

• Is the Dacia Duster expensive to insure?

  This depends on the specific model of Dacia Duster you have and the insurance group it falls under. Dacia Duster models can range between insurance groups 9 and 15, so in general, the insurance costs should fall on the cheaper side in comparison to other car makes and models.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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