Audi S4 insurance group

Compare car insurance costs for your Audi S4 based on the specific model version, the driver's age and their location.

Updated

Fact checked
Promoted

Get cheap car insurance quotes

Quotezone WL logo
  • Save up to £283* on your car insurance
  • 97% of reviewers recommend Quotezone
  • Compare over 110 insurance providers
Get a quote

The Audi S4 stands out for being more subtle in its excellence. It’s a great choice if you want a powerful car that’s not so wild in its appearance. In this guide, you’ll learn everything you need to know about insuring an Audi S4.

What insurance group does the Audi S4 fall under?

All cars are awarded a specific insurance group that ranges from 1 (cheapest to insure) to 50 (most expensive) and this helps determine the cost of your premium. Audi S4 models appear in insurance groups ranging from 36 to 39, meaning that this car will cost a lot more than the average vehicle to insure.

The costs will vary depending on what Audi S4 model you choose, and what insurance group it appears in. As an example, a 30-year-old driver in an average postcode could pay around £924 for cover on a Audi S4 TFSI Quattro Saloon 4d S Tronic that is in insurance group 36 or around £993 for a Audi S4 S4 Quattro Saloon Black Edition 4d S Tronic that is in insurance group 39. This comparison will help you see the impact of premium pricing when one car is in a higher insurance group.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs -
S4 Quattro Avant (2012) 5d S Tronic 36 £1,593 £924 £810 £653 Get Quote
S4 Quattro Saloon 4d S Tronic 36 £1,593 £924 £810 £653 Get Quote
S4 TFSI Quattro Avant 5d 36 £1,593 £924 £810 £653 Get Quote
S4 TFSI Quattro Avant 5d S tronic 36 £1,593 £924 £810 £653 Get Quote
S4 TFSI Quattro Saloon 4d 36 £1,593 £924 £810 £653 Get Quote
S4 TFSI Quattro Saloon 4d S Tronic 36 £1,593 £924 £810 £653 Get Quote
S4 Quattro Avant 5d S Tronic 39 £1,731 £993 £870 £702 Get Quote
S4 Quattro Saloon 4d S Tronic 39 £1,731 £993 £870 £702 Get Quote
S4 Quattro Avant Black Edition 5d S Tronic 36 £1,593 £924 £810 £653 Get Quote
S4 Quattro Saloon Black Edition 4d S Tronic 36 £1,593 £924 £810 £653 Get Quote
S4 Quattro Avant Black Edition (Nav) 5d S Tronic 39 £1,731 £993 £870 £702 Get Quote
S4 Quattro Saloon Black Edition 4d S Tronic 39 £1,731 £993 £870 £702 Get Quote

    Audi S4 insurance cost by location

    Of all the factors that affect the cost of your car insurance premiums, your address is one of the most significant.

    To illustrate the impact that your postcode can have, we have pulled some average quotes for a 30-year-old living in three different locations. The quotes are for an Audi S4 1.1 Black 5d.

    • Expensive: £1,114 (London SE1)
    • Average: £924 (Newcastle NE1)
    • Cheap: £708(Galashiels TD1)

    Which factors affect my Audi S4 insurance rate?

    Along with insurance group, there are more key factors that impact your insurance premium. Here are ones you need to be most aware of.

    • Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. However, in this scenario, Audi S4 vehicles all carry a 3.0-litre engine, so wont be a factor to include.
    • Driver location. Your location is used to help insurers determine the likelihood of your car being stolen or involved in an accident. This will affect the size of the premium offered to you. For example, a 30-year-old in central London may pay £1,194 for insurance for a Audi S4 S4 Quattro Saloon 4d S Tronic, while the same 30-year-old in Newcastle may only pay £993. This difference is because motorists in London are statistically more likely to make a claim on their car insurance than those based in Newcastle.
    • Driver age. The youngest drivers represent the biggest risk to insurers because they are statistically the most likely to make a claim. This is why they pay so much more than older motorists. Here is an example. The average 20-year-old driver in London may pay £2,077 for the Audi S4 S4 Quattro Avant 5d S Tronic, while the average 40-year-old Londoner will only pay £1,088. As you can see, the 20-year-old would have to pay almost double to insure this vehicle. This is often the case with other vehicles too.

    Other factors that influence the cost of your insurance include:

    • Your marital status
    • Your credit history and job
    • Your car’s safety rating score
    • The model of your car
    • The age of your car
    • Your car’s security and any extra anti-theft precautions
    • Annual miles driven
    • Your driving history and activity
    • No claims discount

    How can I save on my Audi S4 premiums?

    Car insurance is a necessary legal requirement, but there’s no need for you to break your budget paying for it. There are tricks you can try to lower the cost, and we’ve listed them below.

    • Reduce your annual mileage. Are there journeys you could occasionally take by foot or public transport? If so, it could pay to do so. By reducing your annual mileage, you’re likely to save on your premiums as you’ll be deemed a lower risk of making a claim.
    • Pay annually, rather than monthly for your premiums. Pay for your in one lump sum, so you can avoid being charged interest on monthly repayments.
    • Install extra safety precautions. By adding extra safety measures, you’re quite likely to lower your premium, as you’ll be deemed a lower risk of making a claim.
    • Shop around for the best deal. Don’t blindly accept the renewal quote offered by your existing provider. You’ll nearly always find a cheaper deal by shopping around and switching to a different provider.

    Frequently asked questions

    *51% of consumers could save £283.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2020 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
    The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

    More guides on Finder

    Ask an Expert

    You are about to post a question on finder.com:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

    By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

    Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
    Go to site