Compare 6 sites similar to SoFi for personal loans | finder.com
Sofi personal loans logo

Compare sites like SoFi for personal loans

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If you have good to excellent credit, SoFi can get you fast funding with low interest rates and no fees.

Pros

  • High maximum loan amount of $100,000.
  • Free credit counseling and unemployment protection.
  • No fees.
  • Allows coapplicants.
  • Networking and community events.

Cons

  • Strict eligibility requirements.
  • Lower approval rate than other lenders.
  • Not available in Mississippi.

Looking for other lenders that offer low starting APR’s?

Alternative sites like SoFi

Click here to see SoFi


Prosper logo

1. Prosper

A peer-to-peer lender, Prosper could get you up to $40,000 to consolidate your debt, start a business, improve your home and more.

Pros

  • Offers loans for a variety of purposes.
  • Low starting APRs.
  • Simple terms of 3 year(s) or 5 year(s).

Cons

  • Loans capped at $40,000.
  • Offers only 2 fixed term lengths.
  • Longer turnaround time than SoFi

Go to the Prosper website


Lendingclub logo

2. LendingClub

Apply for an unsecured personal loan of up to $40,000 with LendingClub.

Pros

  • Smaller amounts available
  • No prepayment penalties.
  • Fixed rates.
  • Fast and simple application.

Cons

  • Higher rates for poor credit borrowers.
  • Unavailable to Iowa and West Virginia residents.
  • As few as 3 days to get your funds.

Go to the LendingClub website


Upstart logo

3. Upstart

This newer online lender considers things like your education and career path when considering you for its unsecured, fixed-rate loans.

Pros

  • Better for younger borrowers with limited credit history.
  • Offers a variety of loans with one simple application.
  • Pay no fees for early repayment.

Cons

  • High origination fees of up to 8% rolled into loan.
  • Not the lowest starting APR in the market.
  • Additional fees for things like paper copy requests and late payments.

Go to the Upstart website


NetCredit personal loans logo

4. NetCredit

NetCredit offers unsecured personal loans up $10,000 that could help you rebuild your credit, even if you have a low credit score.

Pros

  • Quick turnaround time with flexible repayments.
  • Fair credit OK.
  • No early repayment fees.

Cons

  • Low maximum loan amount.
  • Loans available in 14 states only.
  • Stiff late fees could apply.

Go to the NetCredit website


OneMain logo

5. OneMain Financial

In business for over a century, OneMain Financial provides secured and unsecured loans for a variety of purposes.

Pros

  • Offers both secured and unsecured loans.
  • Allows joint applications.
  • Considers poor credit applicants.

Cons

  • Higher APRs than competing lenders.
  • Origination fees vary by state.
  • Low maximum loan amount.

Go to the OneMain website


Avant personal loan logo

6. Avant

Avant offers personal loans with funds deposited into your account as soon as the business day after approval. Learn about similar online lenders.

Pros

  • Quick approval and funding.
  • Pay no fee for early repayment.
  • Reports to the three major credit bureaus to help build your credit.

Cons

  • Maximum loan amount varies by state.
  • May not be available in all states.
  • Potentially high origination fees if approved.

Learn more


SoFi Personal Loan Fixed Rate (with Autopay)

SoFi Personal Loan Offer

SoFi offer you the chance to borrow up to $100,000 with the choice between a fixed or variable interest rate.

  • Recommended Credit Range: Good to excellent
  • Min. Loan Amount: $5,000
  • Max. Loan Amount: $100,000
  • Loan Term: 2 to 7 years
  • Unemployment protection
  • Confidential and secure online application

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    US Personal Loans Offers

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    Credible Personal Loans

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    Even Financial Personal Loans

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    LendingClub Personal Loan

    A peer-to-peer lender offering fair rates based on your credit score.

    SoFi Personal Loan Fixed Rate (with Autopay)

    No fees. Multiple member perks such as community events and career coaching.

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    US Personal Loans Offers

    Important Information*
    Credible Personal Loans

    Get personalized rates in minutes and then choose a loan offer from several top online lenders.

    Even Financial Personal Loans

    Get connected to competitive loan offers instantly from top online consumer lenders.

    LendingClub Personal Loan

    A peer-to-peer lender offering fair rates based on your credit score.

    SoFi Personal Loan Fixed Rate (with Autopay)

    No fees. Multiple member perks such as community events and career coaching.

    Go to site