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Compare your loan options in Wyoming

Before seeking a payday loan in Wyoming, make sure you know the rules and regulations.

If you’re short on cash and looking to borrow a small amount of money, you may be considering a payday loan, also referred to as a short term loan or cash advance. Read through this guide to see what you what to expect from a Wyoming payday loan.

Check into Cash Payday Loan

Check into Cash Loans

Check into Cash allows you to directly apply for a payday loan and have your cash when you need it.

Min. Loan Amount: $50
Loan Term: Varies by state
Turnaround Time: 1–2 business days
Total Costs: Varies depending on the amount and your state of residency.
Must be 18+
No security needed
Confidential and secure!

    Are payday loans legal in Wyoming?

    Yes, payday loans (also often known as a payday advance or a cash advance) are legal in Wyoming. Wyoming Statutes 40-14-362 govern the functioning of all payday lenders in Wyoming. A payday lender should have a valid post-dated check casher license obtained from the Department of Audit, Division of Banking under the Wyoming Uniform Consumer Credit Code. Only then can it provide payday loans to residents of this state.

    A payday lender should make available its fees schedule along with borrowers’ rights and obligations when requested. Wyoming payday loan laws don’t specify the maximum amount you can borrow through a payday loan. You cannot use the proceeds of a payday loan to repay, refinance, or consolidate another payday loan.

    Consider these lenders for a short term loan in Wyoming

    Check the websites of any providers you’re interested in to confirm they operate in your state of residence.

    Rates last updated September 25th, 2017
    Name Product Max. Loan Amount Term of Loan Turnaround Time Costs
    LendUp Payday Loans
    $250
    7–30 days
    Generally receive the money the next business day
    Depends on your state, loan product, loan amount and the term of the loan.
    CashNetUSA Loan
    Varies by state
    Varies by state
    1 business day
    Varies by state of residency.
    ACE Cash Express Payday Loans
    Varies by state
    Varies by state
    Generally receive the money the next business day
    Varies depending upon the state where you reside.
    Check City Payday Loan
    Depends on state of residency
    Varies by state
    Next day
    Depends on state of residency.
    Check into Cash Payday Loan
    $1,000
    Varies by state
    1–2 business days
    Varies depending on the amount and your state of residency.

    Compare up to 4 providers

    How a Wyoming payday loan might help you

    Here’s why you might think about getting a short term loan:

    • Poor credit is alright. You don’t need good credit rating to get a cash advance in Wyoming. Payday lenders are more concerned about if you have a steady source of income and can demonstrate an ability to repay.
    • Applying is easy. Applying for a cash advance in Wyoming is straightforward. If you’re applying online you can find lenders that complete all verification using the Internet, which bypasses the need to fax documents. In-store or online, it should only take five to 10 minutes to apply.
    • Quick disbursement of funds. If you submit an in-store application and are approved, the lender can give you cash as soon as you accept the loan’s contract. Most online payday lenders transfer approved funds into nominated bank accounts within one business day.
    • Use money for any purpose. What you choose to do with the money you get through a payday loan is basically up to you, provided you use the money for legitimate reasons. You can use it to get by after a temporary setback, fund a vacation, pay bills, repair your car, or buy a gift.

    What fees and charges do Wyoming payday loans come with?

    State laws dictate how much your Wyoming payday loan will end up costing. Here’s what you should know:

    • Maximum finance rate and fees. Payday lenders in Wyoming can charge 20% of the principal amount or $30 per month, whichever is higher. The maximum finance rate for a 14 day $100 loan is $30. The maximum APR for a 14 day $100 loan is 780%.
    • Collection fees. State laws don’t set any rules around collection fees, so you should check your loan terms before accepting.
    • Rollover fees. State laws don’t permit rollover of payday loans, so there is no question of rollover fees.

    How to apply for a Wyoming payday loan

    If you wish to apply in person, simply walk into a payday lender’s store. Alternatively, you can apply online. In both cases, you have to meet some eligibility criteria which include:

    • You should be at least 18 years of age
    • You should be an American citizen or a permanent resident of the US
    • You should have a regular source of income

    To complete your application successfully, prepare to submit some basic information:

    • Your name, date of birth, social security number and a valid form of ID such as your driver’s license or passport
    • Your residential address, email address and phone number
    • Details about your employment and income
    • If you’re applying online, details of your existing checking account

    Important information about payday loans

    While payday loans can be beneficial for some, they aren’t always the best option for everyone. Follow the link for more information on payday loan alternatives.

    8 alternatives to payday loans

    Have any more questions about Wyoming payday loans?

    The maximum loan term of payday loans in Wyoming is one calendar month.

    Yes, you can. However, you cannot do it more than once in any 12 month period.

    You should get in touch with the Wyoming Division of Banking.

    Payday Loan Locations In Wyoming

    Cities in WyomingPayday Loan Locations
    CasperView Payday Loans in Casper, WY
    CheyenneView Payday Loans in Cheyenne, WY
    CodyView Payday Loans in Cody, WY
    DouglasView Payday Loans in Douglas, WY
    EvanstonView Payday Loans in Evanston, WY
    GilletteView Payday Loans in Gillette, WY
    Green RiverView Payday Loans in Green River, WY
    JacksonView Payday Loans in Jackson, WY
    LaramieView Payday Loans in Laramie, WY
    LymanView Payday Loans in Lyman, WY
    Mountain ViewView Payday Loans in Mountain View, WY
    Rock SpringsView Payday Loans in Rock Springs, WY
    SheridanView Payday Loans in Sheridan, WY
    TorringtonView Payday Loans in Torrington, WY

    Payday Loans in Casper, WY

    • Ace Investment Group Inc – 229 S Elk St Casper WY, 82601 – Tel: (307)-265-6162
    • Advance America – 235 South Montana Avenue Casper WY, 82609 – Tel: (307)-237-9495
    • B & R Check Holders – 307 Thelma Drive Casper WY, 82609 – Tel: (307)-266-2274
    • B & R Check Holders – 315 Thelma Dr Casper WY, 82609 – Tel: (307)-266-2274
    • Cash Advantage – 2151 E 12th St Casper WY, 82601 – Tel: (307)-234-3405
    • Check Cashing Center – 510 North Center Street Casper WY, 82601 – Tel: (307)-266-4105
    • Check Cashing Center – 1230 S Beverly St Casper WY, 82609 – Tel: (307)-266-3105
    • Check Into Cash – 3510 E 2nd St Casper WY, 82609 – Tel: (307)-237-1141
    • Checkrite – 510 North Center Street Casper WY, 82601 – Tel: (307)-266-6601
    • Fast Cash – 1835 Cy Ave Casper WY, 82604 – Tel: (307)-237-1322
    • Fast Cash Eastside Location – 1123 S Beverly St Casper WY, 82609 – Tel: (307)-261-9915
    • Mister Money – 516 E Yellowstone Hwy Casper WY, 82601 – Tel: (307)-235-5626
    • Money Lenders – 1444 East 2nd Street Casper WY, 82601 – Tel: (307)-472-0193
    • Money Lenders – 1905 Kit Carson Avenue Casper WY, 82604 – Tel: (307)-234-0667
    • Money Lenders – 2300 Cy Ave Casper WY, 82604 – Tel: (307)-237-0667
    • Money Now – 1728 E 2nd St Casper WY, 82601 – Tel: (307)-265-2658
    • Rocky Mountain Money – 635 East 21st Street Casper WY, 82601 – Tel: (307)-266-6077
    • Rocky Mountain Recovery Inc – 400 East 1st Street Suite 312 Casper WY, 82601 – Tel: (307)-266-5556
    • United Pawn Brokers – 1301 South Wisconsin Avenue Casper WY, 82609 – Tel: (307)-265-3889

    Payday Loans in Cheyenne, WY

    • Ace America’s Cash Express – 2206 Dell Range Boulevard Suite H Cheyenne WY, 82009 – Tel: (307)-778-3012
    • Acsi Check Services – 407 South 21 Cheyenne WY, 82001 – Tel: (307)-742-4340
    • Advance America – 3709 East Lincolnway Cheyenne WY, 82001 – Tel: (307)-632-0389
    • Advance America Cash Advance – 3610 Dell Range Boulevard Cheyenne WY, 82009 – Tel: (307)-635-6600
    • Advantage – 803 S Greeley Hwy Cheyenne WY, 82007 – Tel: (307)-638-4990
    • B & R Check Holders – 218 South Greeley Highway Cheyenne WY, 82007 – Tel: (307)-772-0020
    • Capitol Recoveries Inc – 3151 East Nationway Unit K9 Cheyenne WY, 82001 – Tel: (307)-638-1865
    • Check Into Cash – 303 Cole Shopping Centre Cheyenne WY, 82001 – Tel: (307)-778-9919
    • Checkman Inc – 722 E Lincolnway Cheyenne WY, 82001 – Tel: (307)-634-2107
    • Handy Cash – 107 E 8th Ave Cheyenne WY, 82001 – Tel: (307)-635-2844
    • Lincoln Pawn – 2400 E Lincolnway Cheyenne WY, 82001 – Tel: (307)-632-3820
    • Mister Money – 2470 Dell Range Blvd Cheyenne WY, 82009 – Tel: (307)-433-1241
    • Mister Money – 817 E Lincolnway Cheyenne WY, 82001 – Tel: (307)-778-2883
    • Quik Check – 1802 Dell Range Boulevard Cheyenne WY, 82009 – Tel: (307)-635-3035
    • Quik Check Exchange – 515 East Pershing Boulevard Cheyenne WY, 82001 – Tel: (307)-635-3200
    • Rocky Mountain Financial – 1217 East Pershing Boulevard Cheyenne WY, 82001 – Tel: (307)-432-9111
    • Thrifty Cash Services – 619 East Lincolnway Cheyenne WY, 82001 – Tel: (307)-634-2081

    Payday Loans in Cody, WY

    • Checkrite-Collection Professionals Inc – 1736 Sheridan Avenue Cody WY, 82414 – Tel: (307)-587-4761

    Payday Loans in Douglas, WY

    • Check Into Cash – 1954 E Richards St Douglas WY, 82633 – Tel: (307)-358-3886
    • Fast Cash – 322 Center Street Douglas WY, 82633 – Tel: (307)-358-9633

    Payday Loans in Evanston, WY

    • Usa Cash Services – 100 8th Street Evanston WY, 82930 – Tel: (307)-783-7777

    Payday Loans in Gillette, WY

    • 4 T Pawn – 102 East Lakeway Road Gillette WY, 82718 – Tel: (307)-686-5757
    • B & R Check Holders – 900 Camel Drive Suite A Gillette WY, 82716 – Tel: (307)-685-3111
    • Check Into Cash – 1103 E Boxelder Rd Gillette WY, 82718 – Tel: (307)-682-5405
    • Check Solutions-Collection Professionals – 100 Warren Avenue Gillette WY, 82716 – Tel: (307)-682-0674
    • Ez Cash – 801 East 4th Street Suite 15 Gillette WY, 82716 – Tel: (307)-686-1762
    • Money Lenders – 500 Or Drive Suite 4 Gillette WY, 82718 – Tel: (307)-682-6395
    • Whitetail – 801 East 4Th Street Suite 13 Gillette WY, 82716 – Tel: (307)-682-7677
    • Whitetail Cash Advance Inc – 511 E 4th St Gillette WY, 82716 – Tel: (307)-682-7677

    Payday Loans in Green River, WY

    • Check Rite – Green River Green River WY, 82935 – Tel: (307)-875-3940
    • E Z Cash – 180 Uinta Dr Green River WY, 82935 – Tel: (307)-875-7200
    • Quick Cash – 560 East Flaming Gorge Way Green River WY, 82935 – Tel: (307)-875-6400
    • Quick Cash Inc – 685 Uinta Dr Green River WY, 82935 – Tel: (307)-875-6400

    Payday Loans in Jackson, WY

    • Check Into Cash – 945 W Broadway Jackson WY, 83001 – Tel: (307)-734-0393
    • Check Into Cash – Po Box 6933 6933 Jackson WY, 83002 – Tel: (307)-734-3874
    • Money Before Payday – 1150 State Highway 22 Jackson WY, 83001 – Tel: (307)-732-0072

    Payday Loans in Laramie, WY

    • Advance America – 570 North 3rd Street Laramie WY, 82072 – Tel: (307)-745-6730
    • B & R Check Holders – 1152 North 4th Street Laramie WY, 82072 – Tel: (307)-742-3211
    • Check Into Cash – 2900 E Grand Ave Laramie WY, 82070 – Tel: (307)-742-1300
    • Credicheck Of Wyoming – 410 East Grand Avenue Laramie WY, 82070 – Tel: (307)-742-4340
    • Mister Money – 570 N 3rd St Ste 1 Laramie WY, 82072 – Tel: (307)-721-0485
    • Mister Money-Usa – 308 South 3rd Street Suite C Laramie WY, 82070 – Tel: (307)-721-0485
    • Money Lenders – 163 North 4th Street Laramie WY, 82072 – Tel: (307)-755-1744
    • Money Lenders – 211 S 3rd St Laramie WY, 82070 – Tel: (307)-755-1744

    Payday Loans in Lyman, WY

    • Frontier Roofing Inc – Lyman Lyman WY, 82937 – Tel: (307)-786-4101
    • Money To Go – 39950 Business Loop 80 Lyman WY, 82937 – Tel: (307)-786-4101

    Payday Loans in Mountain View, WY

    • Frontier Roofing Inc – Po Box 453 Mountain View WY, 82939 – Tel: (307)-786-4101

    Payday Loans in Rock Springs, WY

    • A & A Check Cashing House – 1643 Elk St Rock Springs WY, 82901 – Tel: (307)-382-5433
    • B & R Check Holders – 515 Center Street Rock Springs WY, 82901 – Tel: (307)-362-0500
    • B & R Check Holders – 2201 Foothill Blvd Rock Springs WY, 82901 – Tel: (307)-362-0500
    • Check Rite – 507 Broadway Street Rock Springs WY, 82901 – Tel: (307)-382-2552
    • E Z CASH – 2400 Foothill Blvd Ste 1 Rock Springs WY, 82901 – Tel: (307)-382-6322
    • Money Lenders – 2702 Commercial Way Rock Springs WY, 82901 – Tel: (307)-265-6162
    • Money Lenders – 1977 Dewar Dr Ste B Rock Springs WY, 82901 – Tel: (307)-382-6322
    • Rocky Mountain Service Bureau – 110 Center Street Rock Springs WY, 82901 – Tel: (307)-875-3940
    • Title Loan Inc – 2400 Foothill Blvd Rock Springs WY, 82901 – Tel: (307)-362-2011
    • Usa Cash Services – 1459 Dewar Drive Rock Springs WY, 82901 – Tel: (307)-362-1777

    Payday Loans in Sheridan, WY

    • Collection Professionals-Check Solutions – 1117 Coffeen Avenue Sheridan WY, 82801 – Tel: (307)-672-6424
    • E Z Cash – 1230 North Main Street Sheridan WY, 82801 – Tel: (307)-673-7540
    • Money Lenders – 755 East Brundage Lane Sheridan WY, 82801 – Tel: (307)-673-4781

    Payday Loans in Torrington, WY

    • Heartland Cash Advance – 1902 W A St Torrington WY, 82240 – Tel: (307)-534-2274
    • MONEY 4 U – 208 E Valley Rd Torrington WY, 82240 – Tel: (307)-532-2488

    Where else are payday loans available?

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