Goldco Review 2026: Pros and Cons
- Stock trade fee
- N/A
- Minimum deposit
- $25,000
Our verdict
Goldco is a well-reviewed precious metals company for direct purchases and IRA investing, but isn’t transparent about its account fees.
Goldco is a well-reviewed precious metals company for direct purchases and IRA investing, but it isn’t transparent about its account fees upfront — you’ll need to speak with a sales representative to get full pricing details, even though the core fees are published elsewhere on its site.
Goldco partners with established custodians and uses Delaware Depository for storage, which the company says carries $1 billion in all-risk insurance.(1) Prospective investors should note a $25,000 minimum to open an account, and a $50,000 minimum if you’re funding it with a rollover from an existing tax-advantaged account like a 401(k) or IRA.
Best for: Precious metals IRAs.
Pros
-
Highly rated with a solid reputation across BBB and Trustpilot
-
Buyback program
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Promotional offers for qualifying investments
-
Secure, insured storage options
Cons
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$25,000 minimum to start a Goldco gold IRA
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Need at least $50,000 in tax-advantaged accounts to work with Goldco
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Limited metal options
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Full fee details require a call with a sales representative
Goldco is best for precious metals IRA investing
Goldco specializes in self-directed gold and silver IRAs. The company facilitates funding through new contributions or by rolling over or transferring an existing 401(k), 403(b), TSP, IRA or similar account.
What we like about Goldco
Goldco is a solid choice if you’re looking to invest a substantial amount in gold or silver IRAs and value a reputable brand, personalized service and a buyback program. Goldco is among the most highly rated precious metals companies, helping Americans save more than $3 billion in gold and silver.
Its direct gold and silver purchases also give individuals the flexibility to invest in precious metals outside their retirement accounts.
Where Goldco falls short
Goldco’s high $25,000 minimum investment, its requirement that individuals have at least $50,000 in tax-advantaged accounts to work with them, limited metal variety and lack of upfront pricing might deter smaller investors or those seeking more flexibility. The company primarily focuses on gold and silver, with little to no offerings of platinum and palladium. You also can’t place transactions online but instead must call to complete purchases.
Goldco’s fees
Goldco publishes some fees directly on its site, though full account-specific pricing requires a call with a sales representative.(1)
- Account setup fee: $50 one-time
- Annual administration fee: $125 per year
- Storage fee: $100 per year (non-segregated) or $150 per year (segregated)
- Minimum investment: $25,000
Because these fees are largely flat regardless of account size, the effective cost is proportionally higher for smaller accounts — for example, $225 a year works out to 0.9% of a $25,000 account, versus 0.23% of a $100,000 account.
Is Goldco legit?
Goldco was founded in 2006 in Woodland Hills, California, by Trevor Gerszt; its registered headquarters is now in Calabasas, California. The company says it has helped thousands of Americans place over $3 billion in gold and silver. Notable endorsers include Sean Hannity, Chuck Norris and Dennis Quaid.
Goldco uses Delaware Depository for precious metals storage, which the company says carries $1 billion in all-risk insurance coverage.
Goldco customer experience
| BBB accredited | Yes |
|---|---|
| BBB rating | A+ |
| BBB customer reviews | 4.82 out of 5 stars, based on 1720 customer reviews |
| Trustpilot score | 4.4 out of 5 stars, based on 1,785 customer reviews |
| Customer reviews verified as of | 18 August 2026 |
Customer reviews across major platforms are overwhelmingly positive. Trustpilot and BBB reviewers praise professionalism, personalization and responsiveness. Common complaints among dissatisfied customers involve commissions on purchases and markups on coins.
What do people on Reddit say?
Multiple Reddit posts exist across precious metals-related subreddits. While few have generated extensive community discussion, personal reviews generally conclude that Goldco maintains a reputable standing.
Our top picks for gold IRA accounts
- Choose from a variety of self-directed retirement account options
- Invest in alternative assets like real estate, crypto, private businesses and more
- Take advantage of tax benefits to grow your retirement savings
- Free gold IRA investor kit
- Buyback guarantee your metals at the highest price
- Open a qualifying gold IRA & get up to 10% in free Silver when you invest $100,000 or more
- No monthly or annual fees and low cost transactions
- Fully backed by physical gold and silver
- Get $200 for each funded referral, and they’ll receive $100 too
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Finder is not an advisor or brokerage service. Information on this page is for educational purposes only and not a recommendation to invest with any one company, trade specific stocks or fund specific investments. All editorial opinions are our own.
Sources
Your reviews
Matt Finder
Investments editor and market analyst
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