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Subaru Forester insurance rates

Average insurance cost for your Forester? $139. But your rates can run lower — see our sample quotes.

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We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Subaru Forester is $138.60 — or $1,663.20 annually. However, some older models may cost more to insure than others depending on which safety features your vehicle has and which insurer you choose. And your actual costs will depend on your driving history, car model, ZIP and other specific factors.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Subaru Legacy$111.57$97.57$169.37$168.02$136.63
2016 Subaru Legacy$127.74$109.68$158.18$163.08$139.67
2021 Subaru Legacy$146.91$126.54$186.21$190.03$162.42

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
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About the Subaru Forester

The Subaru Forester has been around since 1997 and it is currently in its fourth generation. The compact SUV is known for its low base price, largest cargo room for its class and spacious seating. In 2014, the Subaru Forester was named the SUV of the Year by Motor Trend.

Subaru Forester money-saving safety features

You could save money on car insurance for your Subaru Forester if it comes equipped with these safety features.

  • Antilock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Antitheft system

How safe is the Subaru Forester?

The 2017 Subaru Forester received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received 5 stars, the highest possible rating, from the NHTSA. The government organization also awarded a 4-star safety rating for the frontal crash test and the rollover crash test.

The Insurance Institute for Highway Safety (IIHS) named the Subaru Forester as a Top Safety Pick+ car. All crash tests performed by the IIHS received good ratings, the highest possible rating.

The Subaru Forester model includes antilock brakes, blind spot monitoring and stability control.

How does the Subaru Forester compare to other car models?

From a price standpoint, the Subaru Forester ranks right in the middle of our list of the 360 priciest car models to insure.

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Written by

Roslyn McKenna

Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College. See full profile

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2 Responses

    Default Gravatar
    ScotMarch 19, 2019

    I would like to get a quote for basic insurance, for my 2006 subaru forester.

      AvatarFinder
      RoslynMarch 20, 2019Finder

      Hi Scot,

      Thanks for reaching out to Finder.

      You can get a quote for your Forester using any of the insurers in the table above. Click the Go to Site button to get your rates.

      You shouldn’t have any trouble getting a quote for your car since the Forester is a very popular model. It also tends to be on the cheaper side to ensure for an SUV.

      If you’re not sure which provider offers the best service, you can take a look at some of the car insurance reviews on our site.

      I hope this helps.

      Cheers,
      Roslyn

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