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Lexus insurance rates

Compare car insurance for Lexus

The average insurance cost of a Lexus is $176 a month, or $2,114 a year. This is a lower insurance price compared to that of Lexus’ luxury-segment competitors BMW ($2,234 average yearly insurance cost) and Mercedes-Benz ($2,499 average yearly insurance cost). Lexus cars typically score highly in crash safety tests and are stolen relatively infrequently, which helps contribute to lower insurance costs. Filter car insurance companies by your state to get a quote.

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Savvy
Optional
Depends on provider
Yes
All states & DC
Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.
Liberty Mutual
Optional
30%
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
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Get rates for your Lexus model

Lexus car insurance rates by model

ModelMonthly insurance rateBase car price
CT$171$31,250
ES$167$38,900
GS$220$46,310
GS F$220$83,940
GX$161$51,680
IS$162$37,825
LS$155$72,520
LX$161$89,880
NX$167$35,285
RC$220$40,155
RC F$156$64,165
RX$154$43,120

Bottom line

The cost to insure a Lexus will depend on many factors, both personal and car-related, so be shop around to find the best car insurance for you.

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