Lexus insurance rates and quotes | finder.com

Lexus Insurance Rates

What to expect when insuring a Lexus

Compare car insurance quotes

Enter your ZIP code below and click Compare to see the cheapest rates in your area.

Average insurance cost for a Lexus

The average insurance cost of a Lexus is $176 a month, or $2,114 a year. This is a lower insurance price compared to that of Lexus’ luxury-segment competitors BMW ($2,234 average yearly insurance cost) and Mercedes-Benz ($2,499 average yearly insurance cost).

Manufactured under the Toyota umbrella, Lexus cars typically score highly in crash safety tests. They’re also stolen relatively infrequently. Both factors contribute to lower insurance costs.

Find your Lexus model

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

How a vehicle from Lexus affects insurance costs

Insurance companies look at a car’s safety ratings, its likelihood of being stolen and how costly it is to replace or repair, among other factors, when determining the cost of insurance.

Lexus vehicles’ good safety ratings and the fact that they aren’t commonly target by thieves help to bring down the cost of insurance. However, because a Lexus is considered a luxury car and has a higher price tag, your premium will be higher than with a lower-priced vehicle.

Are there any standout models?

Lexus touts the LC Hybrid as “a profound shift in hybrid performance.” Although the LC Hybrid is a certified super ultra-low emission vehicle, it can still perform, with an aerodynamic drag coefficient of 0.33, a top track speed of 155 mph and an acceleration of 0-60 mph in 4.7 seconds. Car and Driver even raves that it is “an engaging flagship coupe that engrosses all the senses.”

Prices start at $96,510.

Pros and cons of insuring a Lexus

Pros

  • Great safety ratings
  • Not often targeted by thieves

Cons

  • Costly to repair and replace

About the Lexus brand

When an affordable-car manufacturer wants to enter the luxury segment, creating a new brand seems in order. Nissan created Infiniti. For Toyota, the result was Lexus.

Lexus cars have developed reputations as stylish yet reliable rides — though they’re sometimes outshone by assertively designed BMWs, Land Rovers and Mercedes-Benzes. For its part, Lexus seems to have a good read on consumer tastes, maintaining its spot as Japan’s bestselling luxury brand and taking 2016’s number-two spot for top luxury sellers in the United States.

Lexus car facts

  • Like vehicles from its parent company Toyota, Lexus cars are known for their reliability.
  • You’ll find Lexus models along a spectrum of prices, from the CT ($31,250 MSRP) to the LX ($89,880 MSRP).
  • Lexus’ newer models tend to garner stellar safety scores from the Insurance Institute for Highway Safety (IIHS). This lowers insurance premiums overall.
  • You may want more than minimum liability coverage for your Lexus, expanding your protection through comprehensive coverage.

What is Enform?

Enform is Lexus’ suite of technology apps and connected services. With Enform drivers can start their car remotely, get navigation assistance and connect to emergency services.

After the complementary trial period, Enform is available as a paid subscription. Not all Lexus models are equipped with Enform capabilities.

Bottom line

The cost to insure a Lexus will depend on many factors, both personal and car-related, so be shop around to find the best car insurance for you.

Companies that offer coverage for Lexus vehicles

You should have little trouble getting insurance for your Lexus unless you have an IS-F model or SC model. (Lexus F and SC cars are performance models.) Compare insurance providers below to find the best price.

Name Product Roadside assistance New car protection
Liberty Mutual
Included free
Yes, cars under 1 year old & 15,000 miles
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Esurance
Optional
Yes, cars under 1 year old & 15,000 miles
Esurance offers a modern online and mobile experience that helps you take your insurance on the go.
Allstate
Included free
Yes, cars under 2 years old
Enjoy having your own dedicated agent to help you get the best discounts and coverage.

Compare up to 4 providers

Compare Lexus competitors

Need help considering some other car manufacturers?

Compare all car makes

Frequently asked questions about Lexus

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our and .
Go to site