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Lexus insurance rates

Compare car insurance for Lexus

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Average insurance cost for a Lexus

The average insurance cost of a Lexus is $176 a month, or $2,114 a year. This is a lower insurance price compared to that of Lexus’ luxury-segment competitors BMW ($2,234 average yearly insurance cost) and Mercedes-Benz ($2,499 average yearly insurance cost). Lexus cars typically score highly in crash safety tests and are stolen relatively infrequently, which helps contribute to lower insurance costs.

Get rates for your Lexus model

Get car insurance quotes for your Lexus

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
USAA
Optional
Yes
All 50 states
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Savvy
Savvy
Optional
Optional
Yes
All states & DC
Enter your current policy and get quotes in 30-seconds from 100+ companies, then get help to switch insurers for free. Requires online login to your existing insurance.
Root
52%
Available in 30 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Gabi
Optional
Optional
Yes
All 50 states
Upload your current policy info and get quotes from 40+ companies. Switch and save an average of $961 a year.
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Lexus car insurance rates by model

ModelMonthly insurance rateBase car price
CT$171$31,250
ES$167$38,900
GS$220$46,310
GS F$220$83,940
GX$161$51,680
IS$162$37,825
LS$155$72,520
LX$161$89,880
NX$167$35,285
RC$220$40,155
RC F$156$64,165
RX$154$43,120

Compare Lexus competitors

Need help considering some other car manufacturers?

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Bottom line

The cost to insure a Lexus will depend on many factors, both personal and car-related, so be shop around to find the best car insurance for you.

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