The average insurance costs for a Lexus RX is $154 a month — or $1,848 a year. With a base price of $43,120, the annual insurance cost–to–base car price ratio is an average 4.3%. Filter car insurance companies by your state to get a quote.
Model
Monthly insurance rate
Base car price
CT
$171.00
$31,250
ES
$167.00
$38,900
GS
$220.00
$46,310
GS F
$220.00
$83,940
GX
$161.00
$51,680
IS
$162.00
$37,825
LS
$155.00
$72,520
LX
$161.00
$89,880
NX
$167.00
$35,285
RC
$220.00
$40,155
RC F
$156.00
$64,165
RX
$154.00
$43,120
To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
2017 Lexus RX
10,001–15,000 miles driven yearly
No accidents in the past five years
Anti-theft device on vehicle
Driver located in New York
Good credit
Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.
Other factors that can affect your auto insurance rate
The Lexus RX’s model year
The vehicle’s trim
The amount of coverage you need
The estimated miles your drive in a year
The vehicle’s safety and anti-theft features
The driver’s credit score
The driver’s location
The driver’s age
The driver’s driving history in the past five years
The driver’s marital status
Your (or the driver’s) gender
Whether the driver rents, leases or owns the vehicle
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About the Lexus RX
The Lexus RX has been around since 1998 and is currently in its fourth generation. The midsize luxury SUV is known for its roomy interior, low base price compared to its competitors and long list of standard features. The Lexus RX is the company’s best selling hybrid model. From 2005, when the Lexus started selling the RX hybrid, to March 2016, there has over 335,000 global sales for the hybrid model.
Lexus RX money-saving safety features
You could save money on car insurance for your Lexus RX if it comes equipped with these safety features.
Anti-lock brakes
Stability control
Airbags
Seatbelt pretensioners
Anti theft system
How safe is the Lexus RX?
The 2017 Lexus RX was named a Top Safety Pick+ car by the Insurance Institute for Highway Safety (IIHS). The IIHS gave good ratings, highest possible rating, to all crash tests. The Lexus RX was also awarded a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA). The NHTSA gave five stars, the highest rating, for the side crash test. The government organization also gave a four star rating for the frontal crash test and the rollover test.
The latest model of the Lexus RX include blind spot monitoring, side impact airbags and antilock brakes.
In 2013, there were 56 recorded thefts of the Lexus RX, according to the NHTSA.
How does the Lexus RX compare to other car models?
From a price standpoint, the Lexus RX ranks right in the middle of our list of the 360 priciest car models to insure.
Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College.
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