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Lexus RX insurance rates

Average Lexus RX insurance rates

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Lexus RX 2020 blue car

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The average insurance costs for a Lexus RX is $154 a month — or $1,848 a year. With a base price of $43,120, the annual insurance cost–to–base car price ratio is an average 4.3%.

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Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

  • Broad coverage, including for custom car parts or ridesharing
  • Transparent pricing tools that help you buy within budget
  • Accident forgiveness on small claims or for staying claim-free
  • Stack a variety of discounts for multiple cars, autopay or homeownership

Compare insurance for your Lexus RX

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
USAA
Optional
Yes
All 50 states
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Liberty Mutual
Optional
30%
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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Lexus RX car insurance rates

Model Monthly insurance rate Base car price
CT $171.00 $31,250
ES $167.00 $38,900
GS $220.00 $46,310
GS F $220.00 $83,940
GX $161.00 $51,680
IS $162.00 $37,825
LS $155.00 $72,520
LX $161.00 $89,880
NX $167.00 $35,285
RC $220.00 $40,155
RC F $156.00 $64,165
RX $154.00 $43,120

About the Lexus RX

The Lexus RX has been around since 1998 and is currently in its fourth generation. The midsize luxury SUV is known for its roomy interior, low base price compared to its competitors and long list of standard features. The Lexus RX is the company’s best selling hybrid model. From 2005, when the Lexus started selling the RX hybrid, to March 2016, there has over 335,000 global sales for the hybrid model.

Lexus RX money-saving safety features

You could save money on car insurance for your Lexus RX if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Lexus RX?

The 2017 Lexus RX was named a Top Safety Pick+ car by the Insurance Institute for Highway Safety (IIHS). The IIHS gave good ratings, highest possible rating, to all crash tests. The Lexus RX was also awarded a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA). The NHTSA gave five stars, the highest rating, for the side crash test. The government organization also gave a four star rating for the frontal crash test and the rollover test.

The latest model of the Lexus RX include blind spot monitoring, side impact airbags and antilock brakes.

In 2013, there were 56 recorded thefts of the Lexus RX, according to the NHTSA.

How does the Lexus RX compare to other car models?

From a price standpoint, the Lexus RX ranks right in the middle of our list of the 360 priciest car models to insure.

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